15 Cheapest Countries to Study Abroad from India 2026: Budget Guide

The dream of studying abroad is often put on hold by Indian students due to financial constraints. However, there are many countries that offer top-tier education at a budget-friendly cost. Studying in some of the cheapest countries to study abroad, such as Germany, Norway, Poland, France, etc., helps students access quality education with a reduced financial burden. It also helps improve their skills and abilities to work in a global job market by studying in a multicultural and diverse environment abroad. Let us now check out these destinations before making academic decisions in 2026 through this blog.  

An Overview of the Cheapest Countries to Study Abroad

Studying abroad on a budget helps international students achieve their academic dreams in top countries without worrying too much about financial restrictions. Choosing to study in one of the top affordable countries from India is a strategic decision that also offers great ROI. In the table below, let us check the average tuition fees and living expenses of the 15 cheapest countries for higher education abroad for Indian students in 2026.

Country	Tuition Fees per year	Living Expenses per month	Local Language	PR Pathway Available
Germany	Free at Public Universities	EUR 900 and EUR 1,200	German	Yes
Norway	NOK 130,000 to 300,000 per year	NOK 151,690 per year or NOK 15,169	Norwegian	Yes
Poland	EUR 1,500 to EUR 4,000	EUR 450 to EUR 1,000	Polish	Yes
Malaysia	RM 8,000 and RM 50,000+	RM 1,200 to 5,500	Malay	Yes
Taiwan	TWD 30,000 to TWD 120,000	TWD 15,000 to TWD 30,000	Mandarin	Yes
Argentina	Free at Public Universities/Low costs	USD 1,500 to USD 3,000	Spanish	Yes
Czech Republic	EUR 2,000 to EUR 10,000	EUR 500 to EUR 900	Czech	Yes
Hungary	EUR 1,000 to EUR 6,000	EUR 600 to EUR 1,000	Hungarian	Yes
France	EUR 397 to EUR 3,941	EUR 600 to EUR 800	French	Yes
Italy	EUR 500 to EUR 4,000	EUR 500 to EUR 4,000	Italian	Yes
Spain	EUR 750 to EUR 3,000	EUR 700 to EUR 1,000	Spanish	Yes
South Korea	KRW 3,000,000 to KRW 9,000,000 per semester	KRW 1,000,000 to KRW 2,000,000	Korean	Yes
Finland	EUR 4,000 to EUR 18,000	EUR 700 to EUR 1,200	Finnish	Yes
Portugal	EUR 950 to EUR 7,000	EUR 700 to EUR 1,000	Portuguese	Yes
New Zealand	NZD 20,000 to NZD 55,000	NZD 1,200 to NZD 1,600	English	Yes

Also Read: Study Abroad Without a Bank Balance: Countries Offering Low-Cost Education with Work Rights

Top 15 Cheapest Countries to Study Abroad for Indian Students: Guide 

Affordability is one of the key factors for Indian students when deciding where to study abroad in 2026. Many countries offer world-class education at low or even zero tuition fees, along with manageable living expenses for international students. Check some of the cheapest countries to make informed decisions. 

1. Germany

Germany is at the top as the cheapest country to study abroad in for Indian students, offering some of the best research-based STEM and non-STEM programmes. Also, the majority of German public universities do not charge tuition fees for bachelor’s and master’s courses, even for international students. However, you do need to budget for living expenses, which can vary depending on the chosen city. Check some of the reasons why Germany is the best and most affordable destination to study from India.

Tuition Fees

A few of the best public universities and colleges in Germany, as per QS WUR 2026, include TUM, Ludwig Maximilian University of Munich, Heidelberg University, University of Berlin, and many more. These are all tuition-free; however, students are required to pay a semester fee of up to EUR 350 or INR 37,540 twice a year. This often includes services and even a public transport pass. 

On the other hand, private universities in Germany can cost around EUR 10,000 to EUR 20,000. This translates to roughly INR 10,72,590 to INR 21,45,180 approximately for Indian students. 

Living Expenses

The cost of living in Germany varies by city, and the main components include accommodation, food, utilities, transport, and health insurance. According to the official German Academic Exchange Service (DAAD) guidance, the realistic average student living expenses generally vary between EUR 900 (INR 96,533 approx.) and EUR 1,200 (INR 1,28,710 approx. per month. Also, health insurance is mandatory for all students and is included in living cost estimates. This means total living costs in Germany can be approximately EUR 10,800 to EUR 14,400 per year, depending on lifestyle and location.

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 EUR= INR 107.24

Top 5 universities in Germany 

Here are the top institutions as per QS WUR 2026

• Technical University of Munich (22)
• Ludwig-Maximilians-Universität München (58)
• Universität Heidelberg (80)
• Freie Universität Berlin (88)
• KIT, Karlsruhe Institute of Technology (98)

All these universities are public, offering tuition free world class education. 

Popular Courses for Indian students

Germany is known for being a leader in technology and engineering courses. A few of the popular courses in Germany for Indian students in 2026 include fields such as computer science, data science, business management, engineering, artificial intelligence, and many more. Other renowned courses also include medicine and pharmacy. 

Language Requirements in Germany

There are many English-taught programs in Germany offered to international students. Students are required to demonstrate English proficiency through IELTS, PTE, DET, or TOEFL. However, if the chosen course of study in Germany is taught in German, then you have to sit tests such as Goethe-Zertifikat and TestDaF to demonstrate proficiency. 

Study Visa Fee and Process

To apply for a German student visa, international students can apply for it online on india.diplo.de. You are also required to pay an application fee of EUR 75. Moreover, international students have to show a financial capacity of at least EUR 992 per month or EUR 11,904 per year to obtain a student visa to study in Germany. This demonstrates that you can support yourself while studying in Germany. The proof of funds for a German student visa is generally shown by opening a mandatory blocked account before filing for the visa with the embassy. 

Part-time Work Opportunities for Indian Students

International students can work part-time while studying in Germany. However, the number of hours is restricted to 120 full days or 240 half days per year. Along with the working rights, international students can also apply for numerous fully funded scholarships and some partially covered ones as well in Germany. A few of the popular scholarships in Germany for Indian students include DAAD scholarships, Deutschlandstipendium, or Foundation-based funding such as Friedrich Ebert Stiftung.

Post-Study Work Options

International graduates from German universities can stay for 18 months after their studies to find employment related to their qualification. This Job-Seeking Visa allows full-time work while searching for a role, offering a direct, non-lottery path to permanent residency through an EU Blue Card or a skilled worker visa.

PR Pathway

International graduates in Germany can apply for a Settlement Permit (Niederlassungserlaubnis) after two years of qualified employment. Applicants must submit the official form, a valid passport and residence permit, a recognised German degree, proof of pension contributions (24 months), an employment contract, health insurance, accommodation proof, a B1 German certificate, and evidence of secure livelihood, as required by German immigration authorities.

Pros and Cons

There are many advantages and disadvantages of studying in Germany. Check a few of the pros and cons below.

Advantages: 

• Zero to low tuition fees at the public universities
• High-quality education, primarily in STEM (Science, Technology, Engineering, Maths) fields.
• Affordable cost of living 

Disadvantages: 

• Language barriers during daily life activities and also in the job market.  
• Stringent academic structure, which is quite different from India
• Cold weather

Our guides on Germany:

• Study in Germany Guide
• How to Study in Germany for Free?
• Study in Germany without IELTS: Universities, Eligibility, Application Process

2. Norway

Norway is another top, affordable study abroad destination for Indian students in 2026. Many students believe that Norway offers free education for international students. This was true earlier, but after 2023, Norway charges affordable tuition fees for students from outside the EU/EEA, such as those from India, at most public institutions. The country offers excellent academic courses with a strong reputation for research infrastructure and post-study work opportunities. Here is why Norway is one of the best and most affordable countries to study abroad in in 2026: 

Tuition fees

For the academic year 2026 to 2027, the average tuition fees for international students in Norway range from NOK 130,000 to 300,000 per year for bachelor’s and master’s courses. This means nearly INR 12,34,813 to INR 28,49,568 approximately for Indian students. 

PhD courses are tuition-free. You need to understand that some specialisations, courses, and universities may charge higher tuition fees. Also, private institutions may charge higher as well. 

Living Expenses in Norway per Month

International students must show at least NOK 151,690 (INR 14,40,836 approx.) per year, equivalent to NOK 15,169 (INR 1,44,083 approx.) a month, of minimum funds to live in Norway, according to the Norwegian Directorate of Immigration. This covers accommodation, food, transport, study materials, health insurance and other miscellaneous expenses. 

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 EUR= INR 107.24

Top 5 Universities in Norway 

According to QS WUR 2026, there are many top institutions, including the following: 

• University of Oslo (119)
• Norwegian University of Science and Technology (267)
• University of Bergen (287)
• University of Tromso – The Arctic University of Norway (648)
• Norwegian University of Life Sciences (791-800)

These are publicly funded universities with strong global research output.

Popular Courses for Indian Students

There are many in-demand courses in Norway, such as renewable energy and environmental sciences, marine and architectural studies, engineering and technology, data science and artificial intelligence, business economics, and many more. 

Language Requirements in Norway

If the chosen course of study is in English, you need to demonstrate English proficiency through IELTS or TOEFL. On the other hand, for Norwegian-taught programmes, proficiency in Norwegian is required (usually documented through approved language tests).

Visa Fee and Process for Norway

Indian students must apply for a student residence permit via the Norwegian Directorate of Immigration portal. The application fee for a Norway student visa is approximately NOK 5,400 for Indian students. You need proof of admission from a recognised Norwegian institution, as well as proof of financial capacity. You are also required to provide accommodation details and a valid passport.

Students must transfer the required living funds to a Norwegian bank account before permit approval.

Part-time Work Opportunities for Indian Students

During their studies in Norway, international students are allowed to work up to 20 hours per week during their academic semester. They can also work full-time during official university holidays. This helps significantly to cover living expenses and manage budgets for international students. 

Post-Study Work Options

After completing a course of study at Norwegian universities, international students can also apply for a job-seeker residence permit that allows a stay of up to 12 months to search for skilled employment relevant to their education. 

PR Pathway

International students who graduate from universities can apply for a temporary work permit. This can be a pathway to a skilled worker residence permit. After this, they are eligible for permanent residence after 3 years of continuous residence in Norway. 

Pros and Cons

A few of these include the following: 

Advantages:

• Affordable public universities with research-intensive course curricula
• Strong focus on sustainability and green innovation
• Clear pathway from study to skilled employment

Disadvantages:

• High cost of living in some cities
• Tuition fees were introduced for non-EU students after 2023. Previously, it was free. 
• Competitive job market requiring Norwegian language skills

More on Norway:

• How to Study in Norway for Free? What are the Scholarships or Grants Available?
• Norway Student Visa Requirements For International Students
• Study in Norway Without IELTS: Exams, Universities, & Documents Required

3. Poland

Poland is one of the cheapest countries to study abroad in for international students as it offers top-notch and affordable educational systems, including English-taught courses, which are recognised internationally. Here is why it is among the affordable options in 2026: 

Tuition Fees

Poland offers quite affordable tuition fees compared with other top study-abroad countries. For public universities, the tuition fees for international students typically range from EUR 1,500 to EUR 4,000 per year. This is around INR 1,60,888 to INR 429,036 approx. for Indian students. However, the exact cost depends on the chosen course of study and the institution, and the cost can go much higher for specialised courses. 

Living Cost per Month

International students are required to budget for approximately EUR 450 to EUR 1,000 per month for rent, food, transportation, etc. This translates to nearly INR 48,266 to INR 1,07,259 for Indian students. 

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 EUR= INR 107.24

Top 5 Universities in Poland

Here are the best universities as per the QS WUR 2026: 

1. University of Warsaw (271)
2. Jagiellonian University (303)
3. Warsaw University of Technology (487)
4. Adam Mickiewicz University (741-750)
5. AGH University of Krakow (801-850)

Popular Courses for Indian Students

A few of the top courses in Poland for Indian students include the following: 

• Business and Management
• Medicine and Dentistry (English medium)
• Engineering and Technology
• Computer Science and IT
• Life Sciences and Biotechnology

Language Requirements

Many programs in Poland are offered in English. Hence, international students are required to demonstrate their English proficiency via IELTS, TOEFL, or an equivalent. In cases where the chosen course of study is in the Polish language, you need to show a certificate of Polish language proficiency.

Visa Fee and Process

International students are required to apply for a national (D) student visa at the Polish Consulate in India to study in Poland. Generally, an acceptance letter, proof of funds, a health insurance certificate, accommodation details, etc are required to apply. After reaching in Poland, you need to apply for a residence permit as well. 

Part-time Work Opportunities for Indian Students

While studying in Poland, international students can work for up to 20 hours per week during the semester and full-time during holidays. 

Post-study Work Options

International students can also apply for a temporary residence permit on graduation to search for jobs as per their studies, with a duration of up to 1 year. This can further be converted to a skilled worker visa. 

PR Pathway

After living in Poland for 5 year including study and work years, you can apply for PR if you meet certain income, language, and other requirements

Pros and Cons

There are many advantages and disadvantages of studying in Poland, including the following: 

Advantages:

• Affordable tuition and living costs.
• Strong academic reputation 
• Work opportunities during and after studies

Disadvantages:

• Language barrier outside the university 
• Post-study PR requires a relatively long residence period

Also Read on Poland: Study in Poland Guide for Indian Students

4. Malaysia

If you are searching to study in an English-friendly and affordable country, then Malaysia is the perfect place for you. It offers premium quality academic courses to international students with a budget of less than INR 10 lakh. Here are a few of the core reasons why it is among the most affordable countries to study abroad in 2026.

Tuition Fees

The average tuition fees at Malaysian universities are between RM 8,000 and RM 50,000+ per year. But it is dependent on the university and the level of the course. For Indian students, the cost is roughly around INR 1,87,152 to over INR 11,69,706 on average. 

Living Cost per Month

The average living cost in Malaysia is around RM 1,200 to RM 5,500 per month, which is largely influenced by the city in which you reside. This roughly translates to INR 28,072 to INR 1,28,667 on average. 

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 RM= INR 23.40. 

Top 5 Universities in Malaysia

Here are some of the top institutions:  

1. Universiti Teknologi Malaysia
2. University of Malaya
3. Universiti Putra Malaysia
4. Monash University Malaysia
5. University of Nottingham Malaysia

Popular Courses for Indian Students

Some of the top courses include business, computer science, AI, engineering, medicine, health sciences, and more. 

Language Requirements

At Malaysian universities and colleges, most of the bachelor’s and master’s programs are offered in English. You need to submit IELTS or TOEFL scores for these courses. On the other hand, Malay-taught programmes require evidence of Malay language ability. 

Visa Fee and Process

International students need a student pass. The application fee varies slightly depending on the institution, as set out by Education Malaysia Global Services (EMGS) and the Malaysian Immigration Department.

Part-Time Work Opportunities for Indian Students

Indian students can work part-time during their semester breaks or for holidays longer than 7 days in Malaysia, up to 20 hrs per week.

Post-Study Work Options

Once you graduate, you can apply for a graduate pass, which will allow you to stay and work in Malaysia for up to 12 months. To work long-term, you will need to secure sponsorship from your Malaysian employer, and also fulfil any other salary requirements

PR Pathway

There is no direct pathway to PR in Malaysia for international students. Working in Malaysia and living there for more than 10 years, followed by applying for the long-term residency program, will allow you to get a PR.

Pros and Cons

Check a few of these: 

Advantages:

• Compared to other destinations, the tuition and living costs are relatively affordable
• Courses are English medium, which is easier to adapt to for Indian students
• Cultural diversity develops your global mindset.

Disadvantages:

• Limited Student work rights.
• No automatic post-study permanent residency.
• Tuition and costs vary significantly between institutions.

Know more about Studying in Malaysia:

• Cost of Living in Malaysia: A Complete Guide on Expenses
• Study Abroad Packing List for Malaysia: Essential Items You Must Carry
• Fully Funded Scholarships in Malaysia: A Guide for Students
• Malaysia Student Visa: Requirements, Process, and Updates

5. Taiwan

Taiwan offers Indian students some of the best research-based universities, along with scholarships and clear post-study work or opportunities. Check out some of the reasons. 

Tuition Fees

Tuition fees in Taiwan are moderately lower than in other countries, ranging from TWD 30,000 (INR 87,075 approx) to TWD 120,000 (INR 3,48,302 approx) for international students at public universities. STEM courses may cost more. There are also scholarship opportunities, such as the Taiwan Scholarship, which offer partial funding or tuition support along with a monthly stipend. 

Living Cost per Month

The average cost of living in Taiwan is nearly TWD 15,000 to TWD 30,000 for international students, which can go higher for some cities. This roughly translates to INR 43,537 to INR 87,075 approx. 

Note: The INR conversions are subject to change as per currency fluctuations, Here, 1 TWD= INR 2.90.

Top 5 Universities in Taiwan 

Check the best universities according to the World University Rankings by QS in 2026: 

1. National Taiwan University (63)
2. National Tsing Hua University – NTHU (176)
3. National Yang Ming Chiao Tung University (199)
4. National Cheng Kung University (203)
5. National Taiwan University of Science and Technology (345)

Popular Courses for Indian Students

You can go for courses such as engineering, computer science, AI, robotics, business, tech, management, language, asian studies, and more. 

Language Requirements

Many degree programmes are offered in English, where IELTS/TOEFL is generally accepted for admission. For Chinese-taught programmes, Mandarin proficiency through tests such as TOCFL may be required.

Visa Fee and Process

International students need to apply for a student resident visa at a Taiwanese consulate in their city with documents such as an admission letter, a passport, proof of funds, health insurance, and more. On reaching, you need to obtain an Alien Resident Certificate (ARC) as well. 

Part-Time Work Opportunities

International students may work up to 20 hours per week during semesters with a work permit from the Ministry of Labour and full-time during breaks.

Post-Study Work Options

You can work for up to 2 years in Taiwan after graduation, as per the extension of your stay in the country. Both part-time and full-time work are allowed during this time. 

PR Pathway

If you complete 5 years in Taiwan, you can apply for permanent residency by meeting the requirements. 

Pros and Cons

Here, check these out: 

Advantages:

• English-taught courses help Indian students to adapt
• Scholarships to reduce the overall cost of studying. 
• PSW options after graduation

Disadvantages:

• Language barriers if you don’t know Mandarin 
• Higher living costs in Taipei 

Also Check:

• Cost of Living in Taiwan: Updated Prices, Comparison with Other Countries
• Can I Work in Taiwan as an International Student?

6. Argentina

Argentina is one of the cheapest countries to study in for Indian students, with low costs at public universities and manageable living expenses. It offers international students top-quality education along with simplified PR pathways. Check out why Argentina is among the best and most affordable study destinations.

Tuition Fees
In Argentina, public universities are free or very low-cost, even for international students. However, private universities may charge moderate tuition fees, usually lower than in Western Europe.

Living Cost per Month
The cost of living in Argentina is approximately USD 1,500 to USD 3,000, which is around INR 1,60,888 to INR 3,21,777 on average. However, it can vary as per the location.

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 USD= INR 90.96. 

Top 5 Universities in Argentina

Check out the top universities according to WUR 2026 by QS in 2026

• Universidad de Buenos Aires (84) 
• Universidad Nacional de La Plata (458)
• Pontificia Universidad Católica Argentina (517)
• Universidad Austral (519)
• Universidad de Palermo (771-780)

Popular Courses for Indian Students
The majority of Indian students study Engineering, Medicine, Social Sciences, Business, and Agriculture courses here. 

Language Requirements
Majorly, a Spanish proficiency through DELE is often needed for Spanish-taught courses. Some English-taught courses are also there but very limited.  

Visa Fee and Process
To apply for the student visa, you are required to apply at the Argentine Consulate in New Delhi with the required documents. There is also an interview process. The application fee for the Argentina study visa is INR 1,390 for Indian students. 

Part-Time Work Options
International students can work up to 32 hours per week. However, there are limited work rights, and sometimes a work authorization is also required separately. 

Post-Study Work Options
Graduate visa options for international students vary by province. However, these are often short residence permits.

PR Pathway
Argentina offers a relatively straightforward residence after 2 years of continuous stay with proof of income.

Pros and Cons

Check these out: 

Advantages: 

• Low cost of study and living for international students 
• A vibrant culture

Disadvantages: 

• Spanish language needed
• Minimum wage levels are lower than in Western Europe.

Also Read:

• Cost of Living in Argentina: A Guide on Expected Expenses
• Packing List for Argentina: Don’t Forget To Carry These Essential Items

7. Czech Republic

The Czech Republic is emerging as one of the top study destinations that offer affordability alongside top-notch academic courses for international students. Here are some of the reasons why it is on the list. 

Tuition Fees
International students can study in the Czech Republic for free if their chosen course of study is taught in Czech at public universities. For English-taught courses, students are required to pay fees, which vary from EUR 2,000 to EUR 10,000 per year. This is around INR 2,14,518 to INR 10,72,590 approximately for Indian students. 

Living Cost per Month
International students are generally required to budget at least EUR 500 (INR 53,629 approx.) to EUR 900 (INR 96,533 approx.) to live comfortably. 

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 EUR= INR 107.24

Top 5 Universities in the  Czech Republic

Here are the top institutions for international students as per QS WR 2026: 

• Charles University (265)
• Czech Technical University (416)
• Masaryk University (430)
• Brno University of Technology (575)
• University of Chemistry and Technology, Prague (638)

Popular Courses for Indian Students

A few of the courses that are consistently in demand in the Czech Republic include Engineering, IT, Medicine, and Business.

Language Requirements
Generally, you require an English proficiency through IELTS or TOEFL for English-taught programs and Czech for local programs.

Visa Fee and Process
International students are required to apply for a long-term study visa, and the application fee is around CZK 2,500 or EUR 100. You need to apply through the Czech Embassy. 

Part-Time Work Opportunities
There is no legal restriction on the number of hours you can work part-time in the Czech Republic, and you can work full-time during holidays as well. However, this must be balanced with studies.

Post-Study Work Options

After graduation, international students can apply for a job seeker visa that lasts for one year. During this time, they can work legally. 

PR Pathway
After completing 5 years in the Czech Republic, you can apply for permanent residence if you are eligible.

Pros and Cons

Here are the advantages and disadvantages of studying in the Czech Republic:

Advantages

• Affordable living and study costs for international students.
• High-quality education.

Disadvantages

• The Czech language is important for work in the job market 
• Some programs are not in English.

Know More:

• Explore 10 Highest Paying Jobs in Czech Republic
• A Guide on Cost of Living in Czech Republic

8. Hungary

Hungary is another country known for offering a world-class education system at a relatively affordable cost of living for international students. There are many universities in Hungary. renowned worldwide for their intensive research facilities and rigorous curricula. Here are some of the reasons why Hungary is one of the most affordable study destinations:

Tuition Fees
Tuition fees vary by course and university; however, they generally range from EUR 1,000 to EUR 6,000 per year for international students. This is around INR 1,07,259 to INR 6,43,554 for Indian students.

Living Costs Per Month
For rent, food, utilities, transport, and other miscellaneous expenses in Hungary, international students must budget at least EUR 600 to EUR 1,000. For Indian students, it roughly costs INR 64,355 to INR 1,07,259.

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 EUR= INR 107.24

Top 5 Universities in Hungary

These universities are taken from the QS WUR 2026: 

• University of Debrecen (563)
• Eötvös Loránd University (584)
• University of Szeged (597)
• Budapest University of Technology and Economics (711-720)
• University of Pécs (741-750)

Popular Courses for Indian Students
Some of the popular courses in Hungarian universities for Indian students include Engineering, Medicine, Business, and IT.

Language Requirements
You typically need English proficiency through IELTS/TOEFL for English-taught programs, and Hungarian for others.

Visa Fee and Process
Indian students must apply for the Hungarian student residence permit through the Hungarian consulate or embassy in New Delhi. 

Part-Time Work Opportunities
Students are allowed to work for up to 24 hours per week as international students in Hungary. 

Post-Study Work Options
You can apply for a job-seeker stay permit as soon as you graduate from the university. It allows students to live and work in Hungary for up to 1 year.

PR Pathway
The permanent residency pathway in Hungary is quite streamlined, allowing international students to apply after 3 years of residence in the country while working. There is also a requirement to meet the language proficiency. 

Pros and Cons of Studying
Here are the pros and cons of studying here: 

Advantages: 

• European degrees opening doors to the European job market
• Manageable cost of studying

Disadvantages

• Knowing the Hungarian language is very crucial for work
• The job market is small. 

9. France

If you are thinking of the cheapest country to study abroad in 2026 from India, France is another destination to consider. In France, tuition and living costs are comparatively lower than in other popular study-abroad destinations like the US, the UK, Canada, and Australia. So, let’s see what else makes France a less expensive study abroad destination from India in 2026.

Tuition Fees

The majority of public universities are strongly subsidized and supported by the French government, which helps keep costs affordable for international students. The registration fee is the same as the tuition fee, which is paid annually by students. Here are the education-level-wise tuition fees in France for international students: 

• Bachelor’s (Licence): EUR 2,895 or INR 310,613 approx. per year
• Master’s: EUR 3,941 or INR 4,22,841 approx. per year
• Doctorate (PhD): EUR 397 or INR 42,595 per year

Living Cost per Month

In 2026, a student typically requires around EUR 600 to EUR 800 per month to cover basic living costs in France. Many students also pay a Campus and Student Life Contribution (CVEC), which is a small annual charge (typically around EUR 103 for the year). 

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 EUR= INR 107.24

Top 5 Universities in France

According to the recent rankings by QS in 2026, here are a few of the top 5 universities: 

• Université PSL (28)
• Institut Polytechnique de Paris (41)
• Université Paris-Saclay (70)
• Sorbonne University (72)
• École Normale Supérieure de Lyon (205)

Popular Courses for Indian Students

Some in-demand courses include Engineering, Business, Humanities, and Sciences.

Language Requirements

You will have to prove your French proficiency through DELF for French-taught programs and English proficiency for English-taught programs, in most cases.

Visa Fee and Process

International students can apply at a French consulate. One of the important things is to demonstrate a financial capacity of at least EUR 615 per month, which ensures they can support themselves while studying in France. To show proof of funds, students can provide bank statements, ITR, scholarship certificates, loan certificates, sponsorship papers, etc.

Part-Time Work Opportunities

International students can legally work during their studies in France, up to about 964 hours per year or 20 hours a week, on a long-stay student visa.

Post-Study Work Options

After studies, international students can apply for a temporary residence for job searches for up to 1 year. Afterwards, it can transition to a work permit.

PR Pathway

If you complete 5 years in France and pass the integration test, you are eligible for permanent residence. 

Pros and Cons of Studying

• World-class education
• There are numerous scholarships, such as the Eiffel Excellence Scholarship and the France Excellence Charpak, for Indian students.

Cons

• French proficiency is often needed to work in the French job market.
• Living costs are high in Paris.

10. Italy

Italy is one of the most popular and affordable countries to study abroad in from India in 20, as it offers affordability alongside world-class education. Here are the reasons why it is among the affordable options. 

Tuition Fees

The public universities in Italy generally offer courses with tuition fees ranging from EUR 500 to EUR 4,000 per year. This translates to roughly INR 53,629 to INR 4,29,036 approximately for Indian students. There are also options for income-based reductions in the fees. 

Living Cost per Month

To live in Italy, international students must budget for at least EUR 700 to EUR 1,500. This is around INR 75,081 to INR 1,60,888 approximately for Indian students. 

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 EUR= INR 107.24

Top 5 Universities in Italy

As per QS WUR 2026, check these top institutions: 

• Politecnico di Milano (98)
• Sapienza University of Rome (128)
• Alma Mater Studiorum—Università di Bologna (138)
• University of Padua (233)
• Politecnico di Torino (242)
• University of Milan (276)

Popular Courses for Indian Students

Indian students often go to Italy to study design, hotel management, cookery, architecture, medicine, and engineering.

Language Requirements

Italian for Italian-taught programs; English for English programs.

Visa Fee and Process

Indian students need to apply for the Italian student visa with the Italian consulate in New Delhi with the required financial proof and university admission letter.

Part-Time Work

International students are allowed to work for up to 20 hours per week in Italy. 

Post-Study Work

International students can stay back in Italy after graduation by applying for a permit for a job search of up to 1 year.

PR Pathway

On completing 5 years of residence in Italy while working, you are eligible to petition for permanent residency. 

Pros and Cons of Studying

Check both the aspects: 

Advantages

• Low fees at public universities
• Rich culture and vibrant environment

Cons

• The Italian language is essential for daily life. 
• Language is also crucial for work post graduation

11. Spain

Studying in Spain is quite affordable for Indian students in terms of tuition fees and living expenses, and the benefits are similar, such as international work experience, global skills, a multicultural environment, and more. Check out this affordable country to study abroad: 

Tuition Fees
Tuition fees at universities and colleges in Spain vary by course and institution. However, public universities offer bachelor’s and master’s courses ranging from EUR 750 to EUR 3,000 per year. For Indian students, this amount is roughly translated to INR 80,444 to INR 3,21,777. This amount can be higher at private universities in Spain.

Living Cost per Month
International students must budget at least EUR 700 to EUR 1,000 to live comfortably in Spain. This is around INR 75,081 to INR 1,07,259 approx for Indian students. 

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 EUR= INR 107.24

Top 5 Universities in Spain

Check out the top institutions according to the latest rankings by QS WUR 2026: 

• Universitat de Barcelona (160)
• Universitat Autònoma de Barcelona (172)
• Complutense University of Madrid (187)
• Universidad Autónoma de Madrid (206)
• University of Navarra (262)

Popular Courses for Indian Students
Some of the in-demand courses in Spain include Business, Tourism, Engineering, and Arts.

Language Requirements
Students are generally required to demonstrate Spanish language proficiency through DELE for Spanish-taught programs. English proficiency is required for English programs.

Visa Fee and Process
Indian students must apply for the Spanish student visa at the Spanish consulate by paying the application fee, which ranges from EUR 80 to EUR 100. You are also required to submit documents such as financial and health proof.

Part-Time Work Opportunities
You can work for up to 20 hours per week during the academic term. This can be a major way to manage living expenses in the country.

Post-Study Work Options
International students can apply for a Job-seeker permit, which allows them to legally work full-time in Spain for up to 1 year.

PR Pathway
You can apply for permanent residency after 5 years of stay in Spain. 

Pros and Cons of Studying

Here are some advantages and disadvantages: 

• Advantages:
  Affordable education 
• Vibrant lifestyle.
• Cons
  The Spanish language is often crucial for work in the job market
• It is also important for life beyond the classroom in Spain

12. South Korea

South Korea is one of the most popular countries to study abroad, and interest goes beyond the craze for K-pop and K-culture. The country is also known for its top education system that offers rigorous academic courses. Check out how South Korea is one of the cheapest countries to study abroad in from India in 2026: 

Tuition Fees
Public universities in South Korea often charge approximately KRW 3,000,000 (INR 1,90,174 approx) to KRW 9,000,000 (INR 5,70,522 approx) per semester for international students. Fees can be higher at private universities. 

Living Cost per Month
International students must budget at least KRW 1,000,000 to KRW 2,000,000 to live in South Korea. This translates to INR 63,391 to INR 1,26,782 for Indian students. 

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 KRW= INR 0.063. 

Top 5 Universities in South Korea

Here are the best institutions in South Korea, along with their rankings in QS WUR 2026: 

• Seoul National University (38)
• Yonsei University (50)
• Korea University (61)
• Pohang University of Science And Technology (102)
• Sungkyunkwan University (126)

Popular Courses for Indian Students
A few of the major courses opted by Indian students to study in South Korea include Engineering, IT, Business, and Korean Studies.

Language Requirements
Generally required to give TOPIK for Korean programs and IELTS/TOEFL for English programs.

Visa Fee and Process
International students who wish to study in South Korea are required to apply for a D-2 student visa via the Korean consulate. The visa fees vary according to the service.

Part-Time Work Opportunities
Students with a study permit can work for up to 20 hours per week in South Korea

Post-Study Work Options
After completing the course of study at one of the universities in South Korea, a student can also apply for a D-10 job-seeker visa, which is valid for up to 2 years. Afterwards, it can be converted to an E-7 work visa.

PR Pathway
After completing 5 years in South Korea, international students can apply for an F-5 PR. However, there may be some exceptions for those with Master’s/PhD degrees in the country.

Pros and Cons of Studying

Advantages

• Strong tech research universities 
• Many scholarships

Cons

• The Korean language is important for work and daily life

13. Finland

Finland offers a wide range of top-quality academic degrees for international students, with affordability in terms of low tuition and living costs. Here is why Finland is one of the cheapest countries to study abroad in from India: 

Tuition Fees
On average, the tuition fee for international students, including those from India, ranges from EUR 4,000 to EUR 18,000 per year. This means around INR 4,28,948 to INR 19,30,266 approximately for Indian students. 

Living Cost per Month
It is recommended that international students budget at least EUR 700 (INR 75,065 approx.) to EUR 1,200 (INR 1,28,684 approx.) for living expenses in Finland.

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 EUR= INR 107.24

Top 5 Universities in Finland

According to QS World University Rankings, here are the top institutions: 

• Aalto University (114)
• University of Helsinki (116)
• University of Oulu (342)
• University of Turku (366)
• Lappeenranta-Lahti University of Technology LUT (397)

Popular Courses for Indian Students
Some of the top courses in Finland include Engineering, AI, Business, and Design.

Language Requirements
Generally, IELTS/TOEFL scores are required for English, and Finnish/Swedish proficiency is important for local language courses. 

Visa Fee and Process
Indian students are required to apply for a residence permit through the immigration authorities in their home country. Proof of funds is essential for the application. 

Part-Time Work Opportunities
International students can work for up to 25 hours per week.

Post-Study Work Options
Finland also offers a post-study work visa for international students, known as a job-seeker permit. Its validity is up to 1 year.

PR Pathway
International students can apply for permanent residency in Finland after 4 years of continuous stay in the country. 

Pros and Cons of Studying

Advantages: 

• High-quality education
• Research-intensive universities

Disadvantages: 

• High living costs in some cities
• Language barrier

14. Portugal

Portugal is one of the best European countries for international students to study in, offering affordable tuition and some of the most highly ranked universities. Here is some more information about Portugal, which is the cheapest country to study abroad in for Indian students: 

Tuition Fees
A public university in Portugal generally offers bachelor’s and master’s degree courses, with tuition fees ranging from EUR 950 to EUR 7,000 per year. This roughly translates to INR 1,01,928 to INR 7,51,051.

Living Cost per Month
To live in Portugal, it is always advisable to budget a minimum of EUR 700 to EUR 1,000 per month. This means Indian students need to budget for INR 75,105 or INR 1,07,293 approx. 

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 EUR= INR 107.24

Top 5 Universities in Portugal 

We have mentioned the best universities in Portugal according to the QS World University Rankings 2026: 

• University of Lisbon (230)
• University of Porto (237)
• Universidade Nova de Lisboa (327)
• University of Coimbra (347)
• University of Aveiro (419)

Popular Courses for Indian Students
The most demanding courses in Portugal for Indian students include Engineering, Business, and Tourism. 

Language Requirements
To study here, Portuguese language proficiency is required for local courses, and English language proficiency is required for English short courses at universities.

Visa Fee and Process
Indian students are required to apply for a Portugal Study visa via the Portuguese consulate, and the visa fee is around EUR 90. 

Part-Time Work
On a study permit, international students can work for up to 20 hours per week.

Post-Study Work

If you want to work in Portugal after completing your course of study, you can apply for a residence permit for job searches, which can then be transitioned to a work visa.

PR Pathway
You can apply for permanent residency after completing 5 years in the country 

Pros and Cons of Studying
Here are a few of the advantages and disadvantages of this country: 

Advantages 

• Affordable in terms of tuition and living expenses

Disadvantages

• The Portuguese language is important for work and integration in daily life.

15. New Zealand

If you are looking to study abroad on a budget of INR 20 lakh, New Zealand is the perfect study destination for you, as it offers international student-friendly immigration policies and the best academic courses with advanced research facilities. Let us understand some of the aspects of New Zealand as one of the cheapest countries to study overseas: 

Tuition Fees
A public university in New Zealand generally offers bachelor’s and master’s courses with tuition fees ranging from NZD 20,000 to NZD 55,000 per year, which roughly means INR 10,87,063 to INR 29,89,424 approximately for Indian students. 

Living Cost per Month
International students can budget around NZD 1,200 (INR 65,223 approx) to NZD 1,600 (INR 86,965 approx) to live in New Zealand.

Note: The INR conversions are subject to change as per currency fluctuations. Here, 1 NZD= INR 54.35

Top 5 Universities in New Zealand

According to the QS World University Rankings for 2026, here are the top institutions in New Zealand: 

• University of Auckland (65)
• University of Otago (197)
• Massey University (230)
• Victoria University of Wellington (240)
• University of Canterbury | Te Whare Wānanga o Waitaha (261)

Popular Courses for Indian Students
Some of the best courses to pursue in New Zealand include Business, Engineering, IT, and Health Sciences.

Language Requirements
New Zealand is an English-speaking country, so international students are required to demonstrate English proficiency through IELTS/TOEFL.

Visa Fee and Process
International students can apply for a student visa via Immigration NZ, with an application fee of approximately NZD 850.

Part-Time Work Options
Can work up to 20 hours per week during study and full-time during breaks.

Post-Study Work Opportunities
After completing a course at a New Zealand university or college, international students can also apply for a post-study work visa valid for 1–3 years (depending on the qualification).

PR Pathway
You can apply for permanent residency in New Zealand via a skilled migrant after work experience. This usually takes 2 to 3 years.

Pros and Cons of Studying

Advantages 

• Clear post-study work opportunities and rights 
• Better career growth and opportunities to work in a global market. 

Disadvantages 

• Higher cost than some European options.

Countries with Free Tuition for International Students

There are many countries that offer free tuition fees for international students. A few of the top countries include the following: 

• Germany: Tuition-free public universities. 
• Norway: Free tuition for PhD students; affordable tuition for UG and PG students. 
• Finland: Partial free tuition for international students. 

An international student must understand that free tuition does not mean they can study abroad for free. What it really means is that the university’s tuition fee is zero; however, there are other charges applicable, including study materials, books, semester fees, service charges, and more. It also means that you have to budget for living expenses there. 

Also Read: 5 Best Countries to Study Abroad for Indian Students in 2026

Cheapest English-Speaking Countries for Indian Students 

One of the major disadvantages of studying abroad is the language barrier, especially when the local language is not English. It can be very difficult for international students to adapt to daily life and to understand and communicate with peers, classmates, teachers, and others. Studying in an affordable English-speaking country offers Indian students many benefits, including budget-friendly tuition and living costs, as well as easier adaptation in a familiar environment. The top 3 cheap English-speaking countries include the following: 

• Ireland
• New Zealand
• Malaysia

Best Scholarships to Study Abroad on a Budget

Scholarships help greatly with studying abroad on a tight budget. There are many scholarships for Indian students planning their higher education overseas that cover them fully or partially. The top 10 scholarships to study abroad include the following: 

Scholarships	Country
DAAD Scholarships	Germany
Hungarian Government Scholarship	Hungary
Netherlands Government Scholarship	Netherlands
MEXT Scholarship	Japan
Vanier Scholarship	Canada
Rhodes Scholarship	UK
Felix Scholarship	UK
Erasmus Scholarships	Many eligible countries
Fulbright Scholarship	USA
Melbourne Research Scholarships	Australia

Hidden Costs to Watch Out For When Studying Abroad on a Budget

Many students think that to budget for studying abroad, all they need is to calculate the average tuition fees and living expenses in the country. However, there are many hidden costs you must be aware of it to avoid last-minute hassle. We have mentioned some of the important hidden costs, so watch out as international students for studying abroad on a budget: 

• Visa and Immigration Fees: To obtain the study visa, there may be additional costs beyond the application fee. You can expect charges for services such as biometrics, document verification, health insurance, permit renewals, and more. 
• Health Insurance and Medical Tests: In most countries, health insurance and medical check-ups are compulsory requirements for international students. So, you must have budgeted for health insurance and medical tests, if any.
• Additional accommodation costs: You also need to budget for additional costs such as security deposits, utility expenses, furniture, and other miscellaneous expenses.
• Study materials: You might also need to buy textbooks, course materials, and photocopies and pay laboratory fees, entrance fees for exams, and many more, which should be budgeted accordingly.

Cheap vs Good ROI After Studying on a Budget: What’s the Difference?

Generally, cheap means the cost of studying abroad is lower than in other destinations. Simply put, tuition fees, living expenses, and visa fees are quite affordable in some countries. Hence, these are known as the cheapest countries. However, it is not guaranteed that the return on investment in these countries always yields strong career outcomes. It may or may not.

A good ROI indicates that after investing your money into education, there is the opportunity for long-term benefits in terms of career opportunities, high salary, PSW options, etc.

Example

Germany is one of the cheapest countries to study abroad in because the public universities in Germany are almost all tuition-free, and as an international student, you only have to budget for semester fees of up to 350 and living costs. However, studying in Germany alone does not lead to a good ROI. One of the biggest aspects is the German language; if you are not integrated linguistically, your ROI will be limited.

On the other hand, Canada is expensive for international students, with higher tuition fees and living costs per year. However, it offers a well-structured post-graduation work permit opportunity and further PR Pathways. This means that the long-term ROI is stronger in this country.

How Leverage Edu Can Help You Study Abroad on a Budget

Leverage Edu can help you through the study abroad process. We can simplify the entire process for you, making it easier to make decisions at each step after evaluating different aspects. A few of the services offered by Leverage Edu that can help you study abroad on a budget include the following: 

• Study Abroad counselling: We can help you decide on the right country according to your budget and goals. 
• Education loan: If the chosen country is out of the budget, you can also apply for an education loan. We also help international students with the application process for an education loan. 
• Forex: Another aspect in which we can help you is getting the Forex in the currency of the country you are planning to go to. 
• Accommodation: It is one of the most crucial things to look for before arriving in the country you want to study in. Leverage Edu also helps students find the right kind of accommodation.
• Documentation: It is crucial to submit all the right documents for the visa and university applications. Leverage Edu also helps with SOP writing and LORs. 
• Careers: Services by Leverage Edu do not stop at the start of the studies but go beyond that. After completing your course of study, Leverage Edu can help you find the right job for you. 

FAQs

Related Reads:

Cheapest European Countries to Study Abroad	All About Germany Study Visa | Leverage Edu Learn
Where Can You Study Abroad for Free?	Study in Dubai for Free in 2026 | Leverage Edu Learn

So, this was all about the Top 15 Cheapest Countries to Study Abroad from India 2026: Budget Guide. Many Indian students dream of pursuing education in foreign nations due to the exposure and career growth they offer. Consider joining a free counselling session with Leverage Edu if you plan to study abroad.