Banking Course After 12th Commerce

Completing class 12th with commerce stream leaves you with a host of prospective academic and career options to explore. Scores of Indian students aspire to work in the financial bloodline of the economy, i.e. Banking. As a fast-growing sector with an ever-expanding requirement of employees, Banking attracts students hailing from various professional specialisations, especially the commerce field. Therefore, many students look forward to pursuing a Banking course after 12th commerce. This blog brings you an exclusive guide on top banking courses to pursue after 12th commerce!

Our Top Read: How to Become a Bank Manager?

Banking as a Career

In India, Banking is one of the sought after career options that offer high-salaried packages and job security. A career in Banking is filled with a number of perks as it is financially rewarding and well-compensated. With fixed working hours and plentiful public holidays, the banking sector is also filled with numerous opportunities to explore higher-level managerial positions after gaining professional experience. Moreover, completing your graduation degree from any stream, be it Commerce, Arts or Science, makes you eligible for appearing in bank exams. Further, while preparing for a bank exam, many students opt for a banking course after 12th commerce to get a competitive edge over their counterparts by gaining extensive knowledge of the banking sector. Further, by pursuing a bachelor’s degree course in Banking abroad, you can explore global opportunities in the sector and steer towards building a rewarding career in this field. 

Banking Course after 12th Commerce: Degree Courses

As Finance and Banking correspond to more of a specialised work sector, hence most of the Banking courses offered, both in Indian colleges and abroad are post-graduate degree courses. However, for students wanting to pursue a bachelor’s degree in Banking after 12th commerce, here are a few viable options you must explore:

• BCom Finance
• BA in Banking and Finance
• BA in International Banking and Finance
• BBA Hons. In Finance and Banking
• B.Com in Banking and Finance
• Bachelor of Business and Bachelor of Finance and Banking

These are specialised undergraduate degree courses, spanning over a period of generally 3 years and provide students with the best possible foundation to opt for a specialised masters in the domain of Banking and Finance. Furthermore, doing graduation in Finance and Banking course after 12th Commerce equips the students with the required skills to prepare for various Banking exams like IBPS, SBI and RBI exams, etc. 

Banking Course after 12th Commerce: Diplomas

Diploma courses aim toward providing practical, skill-based knowledge to students. Diploma programs in Banking are generally designed for both 12th students as well as graduates thus equipping them with skill-specific knowledge of the banking sector. For undergraduate students, diplomas are one to two year long, depending upon the institution that offers the course. Here are some undergraduate Diploma courses you can avail to do a Banking course after 12th Commerce:

• Diploma in Actuarial science
• Diploma in Banking and Finance
• Diploma in Banking, Finance and Insurance
• Diploma in Banking Laws
• Diploma in Home Loan Advising 
• Risk Analyst
• Business Analyst

Short-Term Banking Courses after 12th Commerce 

• PG Certificate in Banking
• PG Certificate in Banking and Finance
• Certificate in Bank Analysis
• Advanced Certificate in Commercial Banking
• Advanced Certificate in Banking Laws and Loan Management
• Certificate Course in Banking Management
• Certificate in Banking
• Certificate in Rural Banking
• Diploma in Banking Courses
• Diploma in Banking And Finance
• Diploma in Banking
• Post-Degree Diploma in Global Banking and Economics
• PGD in Management in Banking, Insurance and Financial Service

International Banking Courses after 12th Commerce

• Certified Public Accountant (CPA)
• Chartered Financial Analyst (CFA)
• Chartered Mutual Fund Counsellor (CMFC)
• FRM
• Certified Financial Planner (CFP)
• Chartered Alternative Investment Analyst (CAIA)
• Certified Management Accountant (CMA)
• BAT Course

Online Banking Courses 

• Economics of Money and Banking
• Financial Markets
• Digital Transformation in Financial Services
• Financial Markets and Investment Strategy
• Udemy Banking Credit
• Analysis Process
• Relationship Management in Corporate Banking
• Digital Banking Accounting, Finance and Banking-A Comprehensive Study
• Foundation of Central Bank Law
• Essential Career Skills for Investment Banking and Finance
• Risk Management and Banking Financial Markets
• Capital Markets
• Alison Introduction to Managing your Personal Finance Debts- Revised
• Financial Freedom: A Beginners Guide

Banking Courses by Banks 

Several prominent banks in India like SBI, Axis Bank, Yes Bank and ICICI Bank offer certificate banking courses to individuals interested in upscaling and advancing in their careers. Here are some courses you can available- 

• Certificate Program in General Insurance (CPGI) by SBI
• Post Graduate Diploma in Retail Banking (PGDRB) by Axis Bank
• Post Graduate Program in Branch Banking Services by Yes Bank
• Trade Finance Program by HDFC Bank
• Probationary Officers Programme Post Graduate Diploma in Banking (PGDB) by ICICI Bank 

Banking Courses after 12th Commerce without Maths

• B.Com (Banking & Finance)
• B.Com (Banking & Insurance)
• B.Com (Banking Management)
• B.Com (Finance)
• B.B.A (Marketing)
• Bachelor of Management Studies

Top Universities for Banking Courses after 12th

There are many management institutes and colleges in India and Abroad which provide undergraduate courses in Banking and Finance, mainly BBA, BBM and B.Com. Let’s first take a look at the top universities and colleges abroad to pursue a Banking course after 12th commerce:

• Continental College of Applied Arts and Technology, Canada
• Monash University, Australia
• London Business School, UK
• Carleton University, Canada
• The University of Adelaide, Australia
• Kent State University, USA
• Cardiff University, UK
• Singapore Institute of Management, Singapore
• University of Reading, UK
• Griffith University, Australia
• University of Birmingham, UK
• University of Nottingham, UK

Best Colleges for Banking courses in India:

• Narsee Monjee Institute of Management Studies (Mumbai)
• Bharti Vidyapeeth Institute of Management and Entrepreneurship Development (Pune)
• University of Petroleum and Energy Studies (Dehradun)
• NIMS University (Jaipur)
• Chandigarh University (Chandigarh)
• Chitkara Business School (Patiala)
• AIMS Institute (Bangalore)
• Sharda University School of Business Studies (Greater Noida)
• Amity University (Gurgaon, Mumbai)

Scope of Banking Courses

Completing a banking course after 12th commerce, you can explore a plethora of promising opportunities in the Financial and Banking industry. Banking graduates have a host of options to choose from after completing their bachelor’s degree as they can either opt for a higher qualification or pursue job prospects. Let’s take a look at some of the major job profiles for Banking graduates:

• Financial Accountant
• Financial Analyst
• Portfolio/Fund Manager
• Auditor
• Budget Analyst
• Loan Officer
• Commercial Banker
• Bank Manager
• Branch Manager
• Mortgage Banker

Top Recruiters

• SBI
• Credit Suisse
• Morgan Stanley 
• Bank of America Global Wealth & Investment Management
• J.P. Morgan Private Bank
• Citigroup 
• UBS
• Deutsche Bank
• Goldman Sachs
• Citi Private Bank
• HDFC

Skills

• Analytical Skills
• Accounting Skills 
• Commercial awareness
• Problem Solving Skills
• Confidence
• Technical Skills
• Financial Reporting
• Data Management
• Business Intelligence
• Financial Modeling
• Communication Skills

Banking Entrance Exams for PSUs

Here is a list of important banking exams that students can take after 12th or graduation:

• SBI PO
• SBI SO
• SBI Clerk
• IBPS PO (CWE PO/MT)
• IBPS SO (CWE SO)
• IBPS Clerk (CWE Clerical)
• IBPS RRB (CWE RRB)
• RBI Officer Grade B
• RBI Officer Grade C
• RBI Office Assistant
• NABARD

If you want to aim for higher studies, there are various master’s degree programs available such as MBA in Banking and Finance, Master of Finance, Master’s in Financial Mathematics, Master’s in Monetary and Financial Economics, MBA in Accounting, to name a few. You can also opt for certifications in Finance like Association of Chartered Certified Accountants [ACCA], Certified Financial Planner [CPA], Chartered Financial Analyst [CFA Course], FRM, International Financial Reporting Standards [IFRS], and so on.

Banking is a specialised and experience-driven field, suiting those who have an innate drive for financial management. Hence, for someone who wants to be a good banker, having a big pool of theoretical knowledge, awareness about the present market situations and policies of the government, as well as good interpersonal skills are a must. Hope this blog listing down the best programs to pursue a Banking course after 12th commerce helped you sort out your preferences and choices to pursue a career in this field. Want to pursue a degree in Banking? Get in touch with our Leverage Edu experts and we will help you in picking the best course and university combination which can provide you with the right knowledge and exposure to establish a successful career in this field! Sign up for an e-meeting with us now!