One app for all your study abroad needs
You want to start a career in finance, but nobody told you how to do it? You are at the right place because here we will break down all things B.B.I. This guide covers everything from course options, top colleges, to high-paying job roles and their salary prospects. If you want to work in banks, insurance firms, or fintech companies, this blog gives you the latest insights. By the end, you’ll know what it takes to succeed, how much you can earn, and where to study to kickstart a solid career in banking and insurance.
This Blog Includes:
- Bachelor of Banking and Insurance (B.B.I.): Quick Highlights
- What is the Bachelor of Banking and Insurance?
- Why Study B.B.I. Courses?
- B.B.I. Courses
- B.B.I. Syllabus
- Eligibility Requirements for B.B.I. Courses
- Top Colleges for B.B.I. in India
- Top Colleges for B.B.I. Abroad
- Skills Required for the Bachelor of Banking and Insurance
- High-Paying Job Roles & Salary Prospects
- Top Recruiters for B.B.I. Graduates
- FAQs
Bachelor of Banking and Insurance (B.B.I.): Quick Highlights
If you want a complete snapshot of B.B.I. courses in India and abroad, here’s everything you need in one place. Let’s have a quick overview.
| Full Form | Bachelor of Banking and Insurance (B.B.I.) |
| Course Type | Undergraduate degree, 3 years in India; similar Banking/Finance degrees abroad may be 3–4 years |
| Eligibility | 10+2 / high school with Commerce, Mathematics, or Economics & entrance exams may apply |
| Course Options | Regular, Honours, Integrated B.B.I.+MBA/PGDM, Online/Distance, Diploma |
| Fees (India) | INR 50,000–2.5 Lakh per year |
| Fees (Abroad) | USD 6,000–55,000 per year |
| Top Colleges (India) | SSCBS Delhi, H.R. College Mumbai, St. Xavier’s Mumbai, Christ University Bangalore |
| Top Colleges (Abroad) | LSE UK, University of Melbourne AU, NUS Singapore, NYU USA |
| Job Roles | Banking analyst, financial analyst, insurance underwriter, investment banker, risk manager, wealth manager, fintech specialist |
| Salary (India) | INR 4–20 Lakh per year |
| Salary (Abroad) | USD 55,000–150,000 per year |
What is the Bachelor of Banking and Insurance?
The Bachelor of Banking and Insurance (B.B.I.) is a 3-year undergraduate degree that teaches you everything about the banking world, insurance sector, and financial services. You learn how banks operate, how insurance policies are designed, and how money flows in the economy. The course mixes theory with practical knowledge, covering subjects like accounting, finance, economics, risk management, and banking laws.
Why Study B.B.I. Courses?
This course basically throws you into the money world. You learn how cash flows, how risks are handled, and how financial stuff is designed. Plus, you actually do practical stuff. After this, you can jump into banking, insurance, auditing, or even start your own small finance gig. If you want a stable, high-paying career that keeps you in the money game, this is it.
B.B.I. Courses
The Bachelor of Banking and Insurance comes in a few flavors depending on where you study and how deep you want to go. Courses usually focus on banking, insurance, finance, risk management, and financial services, but some colleges add cool extras like fintech, investment analytics, or digital banking.
| Course Type | Duration | Approx. Fees (India) | Approx. Fees (Abroad) |
| B.B.I. (Regular/Full-time) | 3 years | INR 1–3 Lakh | USD 12,000–18,000 |
| B.B.I. (Honours / Specialization) | 3 years | INR 2–4 Lakh | USD 15,000–25,000 |
| Integrated B.B.I. + MBA/PGDM | 5 years | INR 5–8 Lakh | USD 30,000–50,000 |
| Online / Distance B.B.I. | 3 years | INR 50,000–1.5 Lakh | USD 6,000–10,000 |
| Diploma in Banking & Insurance | 1–2 years | INR 20,000–70,000 | USD 2,500–6,000 |
Also Read: Are NCERT Books Enough for JEE Mains?
B.B.I. Syllabus
The syllabus is designed to take you from basic concepts to advanced finance, with hands-on stuff and projects sprinkled in.
| Year / Semester | Subjects Covered |
| 1st Year / Semester 1 | Principles of Banking, Financial Accounting, Business Communication, Introduction to Economics |
| 1st Year / Semester 2 | Basics of Insurance, Business Law, Computer Applications for Finance, Microeconomics |
| 2nd Year / Semester 3 | Corporate Banking, Risk Management, Investment & Portfolio Management, Statistics for Finance |
| 2nd Year / Semester 4 | Insurance Underwriting, Banking Operations, Business Mathematics, Macroeconomics |
| 3rd Year / Semester 5 | Advanced Banking Operations, Life & General Insurance, Taxation & Compliance, Financial Planning |
| 3rd Year / Semester 6 | Project Work / Internship, Insurance Claims & Settlement, Banking Technology & Digital Banking, Electives (Fintech, Wealth Management, etc.) |
Eligibility Requirements for B.B.I. Courses
If you want to get into this course without hitting roadblocks, you need to know what colleges actually expect from you in India and abroad. Requirements are pretty standard but vary slightly depending on the country or university.
Eligibility in India
| Educational Qualification | 10+2 or equivalent in any stream, preferably Commerce, depending on college requirements |
| Minimum Marks | Usually 50–60% in qualifying exams |
| Entrance Exams | Merit-based admissions. Most colleges conduct their own entrance exams |
| Age Limit | Minimum 17 years at the time of admission |
| Other Requirements | English proficiency; some colleges may conduct personal interviews or group discussions |
Eligibility Abroad
| Educational Qualification | Completion of high school / 12th grade / A-Levels / IB with subjects like Mathematics and Economics |
| Minimum Marks | Generally, 60–75% or equivalent GPA |
| Standardized Tests | Some universities may require SAT / ACT scores |
| Language Proficiency | IELTS 6.5–7.0 or TOEFL 90–100, depending on the country |
| Other Requirements | Statement of Purpose (SOP), recommendation letters, and occasionally interviews |
Top Colleges for B.B.I. in India
If you want to study banking and insurance without settling for meh colleges, here’s a list of the top spots in India where this degree actually gives you an edge..
| College Name | Location | Approx. Fees |
| Shaheed Sukhdev College of Business Studies (SSCBS), DU | Delhi | INR 60,000–INR 80,000 |
| H.R. College of Commerce & Economics | Mumbai | INR 1.5–INR 2 Lakh |
| St. Xavier’s College | Mumbai | INR 1–INR 1.5 Lakh |
| Christ University | Bangalore | INR 1.5–INR 2.5 Lakh |
| Symbiosis College of Arts and Commerce (SCAC) | Pune | INR 1–INR 1.8 Lakh |
| Madras Christian College (MCC) | Chennai | INR 80,000–INR 1.2 Lakh |
| Loyola College | Chennai | INR 1–INR 1.5 Lakh |
Also Read: How to Become an Anesthesiologist?
Top Colleges for B.B.I. Abroad
There are some amazing universities abroad that offer B.B.I. and equivalent finance and banking programs. These colleges combine academics with international exposure.
| College Name | Country | Duration | Approx. Fees |
| London School of Economics (LSE) | UK | 3 years | GBP 18,000–25,000/year |
| University of Warwick | UK | 3 years | GBP 15,000–22,000/year |
| University of Melbourne | Australia | 3 years | AUD 30,000–40,000/year |
| National University of Singapore (NUS) | Singapore | 3–4 years | SGD 20,000–28,000/year |
| University of Hong Kong (HKU) | Hong Kong | 3 years | HKD 150,000–200,000/year |
| University of Toronto | Canada | 3–4 years | CAD 25,000–35,000/year |
| New York University (NYU) | USA | 3–4 years | USD 40,000–55,000/year |
Note: May offer similar courses but not exactly BBI degree course.
Skills Required for the Bachelor of Banking and Insurance
You need a mix of hard skills and soft skills. Hard skills make you good at the technical stuff, while soft skills make you good at working with humans who are even more complicated than spreadsheets.
| Hard Skills | Soft Skills |
| Financial Accounting | Communication |
| Risk Management | Teamwork |
| Banking Operations | Problem-Solving |
| Insurance Underwriting | Critical Thinking |
| Investment Analysis | Time Management |
| Financial Planning | Adaptability |
| Data Analytics & Statistics | Decision-Making |
| Fintech / Digital Banking | Leadership |
| AI / ML Applications in Finance | Negotiation |
High-Paying Job Roles & Salary Prospects
If you want to actually make money after this degree so here’s what you can expect. Graduates can jump into banking, insurance, financial consulting, investment, and even fintech roles. Salaries differ based on experience, role, and location, but here’s the average salary.
| Job Role | India Salary | Abroad Salary |
| Banking Analyst | INR 4–8 Lakh per year | USD 60,000–80,000 per year |
| Insurance Underwriter | INR 3.5–7 Lakh per year | USD 55,000–75,000 per year |
| Financial Analyst | INR 5–10 Lakh per year | USD 65,000–90,000 per year |
| Investment Banker | INR 8–20 Lakh per year | USD 90,000–150,000 per year |
| Risk Manager | INR 6–15 Lakh per year | USD 70,000–120,000 per year |
| Wealth Manager | INR 5–12 Lakh per year | USD 60,000–110,000 per year |
| Fintech / Digital Banking Specialist | INR 6–14 Lakh per year | USD 75,000–120,000 per year |
| Financial Planner | INR 4–9 Lakh per year | USD 55,000–85,000 per year |
Top Recruiters for B.B.I. Graduates
If you do not want to scroll LinkedIn crying, here’s where you should aim. Companies across banking and fintech are constantly on the lookout for grads who can handle money, risks, and clients like a pro.
| Sector | Top Recruiters |
| Banking | HDFC Bank, ICICI Bank, Axis Bank, State Bank of India (SBI), Citibank, HSBC |
| Insurance | LIC, ICICI Prudential, HDFC Life, SBI Life, Max Life, Bajaj Allianz |
| Financial Services / Investment | Goldman Sachs, J.P. Morgan, Morgan Stanley, Kotak Securities, Edelweiss |
| Fintech / Digital Banking | Paytm, Razorpay, PhonePe, PolicyBazaar, Upstox |
| Consulting / Advisory | Deloitte, KPMG, PwC, EY, BCG, McKinsey (finance-related roles) |
Also Read: MBA After Mechanical Engineering
FAQs
The B.B.I. is a 3-year undergraduate program that covers banking, insurance, finance, risk management, and financial services. Students learn how banks function, how insurance policies work, and how financial systems operate. The course combines theory with practical training, projects, and internships to prepare students for careers in banking, insurance, fintech, and financial consulting.
B.B.I. graduates earn an average of INR 4–6 Lakh per year in India, depending on their skills and job role. In countries abroad, starting salaries are usually USD 55,000–70,000 per year. With experience, professionals in investment banking, risk management, and fintech can earn INR 20 Lakh+ or USD 150,000+ annually.
Yes. B.B.I. is one of the strongest degrees for students interested in banking, insurance, and financial services. It offers a wide range of job opportunities, strong industry demand, and excellent salary growth. The degree also provides a solid foundation for higher studies such as MBA, MF, CFA, CPA, or specialized finance programs abroad.
Relatable Reads
This was all about B.B.I. courses in India and abroad. Banking and insurance are evolving fast with the growing financial sector, and with the right skills and training, you can work for various roles or even pursue higher studies abroad. For more such helpful guides on courses, careers, and study abroad options, make sure to check out the Leverage Edu blog and stay updated.
Leave a Reply
-
I have completed my bachelor’s in Banking and insurance and wish to pursue Masters’s. Is there any course that is entirely dedicated to Insurance?
-
Hi, Daisy!
If you are looking forward to doing masters in Insurance. We would suggest you go for degrees in economics, finance, computer science, marketing or communications.
This will help you gain the proper skills that you would require to work in the insurance company.
We hope this helps.
-
60,000+ students trusted us with their dreams. Take the first step today!
2 comments
I have completed my bachelor’s in Banking and insurance and wish to pursue Masters’s. Is there any course that is entirely dedicated to Insurance?
Hi, Daisy!
If you are looking forward to doing masters in Insurance. We would suggest you go for degrees in economics, finance, computer science, marketing or communications.
This will help you gain the proper skills that you would require to work in the insurance company.
We hope this helps.