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The cost of living in Florida, United States differs based on the specific city you choose to reside in. Fort Lauderdale stands out as the most expensive city in the state, with a cost of living that is 21% higher than the state average and 22% higher than the national average. On the other hand, Palm Coast is the most affordable major city in Florida, where the cost of living is 14% lower than the state average and 13% lower than the average cost across the United States.
Understanding the cost of living in Florida is very important for people who wish to move there. In the blog below, we have explored the various categories that belong to the cost of living in Florida. Without further delay, let’s begin our discussion in detail.
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Cost of Living in Florida
If you have aspirations of spending your days on the beautiful beaches of Florida, you’ll be pleased to know that there is a affordable cost of living in Florida. According to data collected by MERIC, Florida residents enjoy the 32nd lowest cost of living in the United States. It becomes noteworthy when you consider the expenses associated with enjoying California’s beaches as a resident, as California holds the fourth-highest cost of living in the country.
Rankings provide a broader perspective, but what exactly does the cost of living in Florida entail? The average cost of living in Florida is around USD 3000. Now, let’s delve further into the breakdown of this figure:
| Category | Average cost in Florida |
| Transportation Costs Local (Monthly pass) | USD 50 |
| Meal for two at mid level restaurant | USD 85 |
| Housing rent | USD 1300 – USD 2500 |
| Utilities cost | USD 167 |
| Cinema ticket | USD 15 |
| Fruits per kg | USD 3 |
| Vegetables per kg | USD 4 |
Also Read: Cost of Living in France: Rent, Food, Expenses and More
Cost of Transportation in Florida
The average cost of transportation in Florida for a monthly pass is around USD 50. Transport expanses is important as it can impact the overall cost of living in Florida. Here is what you can expect to spend on transportation in Florida:
| Way of Transportation | Approx Costs |
| One-way Local Ticket | USD 2 |
| Regular Monthly Pass costs | USD 50 |
| Normal Taxi Tariff Start from | USD 2.9 |
| Normal Taxi Tariff for 1km | USD 1.9 |
| Normal Taxi Tariff for 1hour | USD 35 |
| Gasoline (1 liter) | USD 0.91 |
Food and Beverages (Non-Restaurant)
According to estimates from the Bureau of Economic Analysis, the average annual cost of non-restaurant food for individuals in Florida is approximately USD 3,886. This translates to around USD 324 per month. For a family of four, the expected monthly expenditure on groceries would be approximately USD 1,296.
Restaurant Food Expenses in Florida
When dining out, an average meal in Florida should cost around USD 20 per person. Breakfast prices are usually a little cheaper than lunch or dinner. The price of food in sit-down restaurants in Florida is often higher than fast food prices or street food prices.
To give you a clearer picture of the cost of meals at Florida’s restaurants and the cost of groceries, we have a breakdown the average cost of restaurant meals and groceries in Florida, have a look:
| Food | Approx Costs |
| Meal, Inexpensive Restaurant | USD 24.5 |
| Meal for 2 People, Mid-range Restaurant, Three-course | USD 85 |
| McMeal at McDonalds (or Equivalent Combo Meal) | USD 10 |
| Domestic Beer (0.5 liter draught) | USD 6 |
| Imported Beer (0.33 liter bottle) | USD 6.75 |
| Cappuccino (regular) | USD 4.91 |
| Groceries | Approx Costs |
| 1 liter regular Milk | USD 1.18 |
| 500g Loaf of White Bread | USD 3.75 |
| 1kg white Rice | USD 4.59 |
| A dozen regular Eggs | USD 3.94 |
| 1kg Local Cheese | USD 11.32 |
| 1kg Tomato | USD 4.24 |
| 1kg Potato | USD 2.83 |
| 1kg Onion | USD 2.86 |
| 1kg Apples | USD 5.45 |
| 1kg Banana | USD 1.72 |
| 1kg Oranges | USD 5.24 |
| 1kg Lettuce one head | USD 2.08 |
| 1.5 liter Water bottle | USD 2.18 |
Housing Costs in Florida
Housing expenses make up a significant portion of ongoing costs, regardless of your location. In Florida, there is a wide range of housing options available, with nearly 10 million housing units in the state, as reported by the 2021 census. So, how much does housing cost in Florida? According to Zillow, the typical value of homes in Florida was approximately USD 377,816. In comparison, the median existing-home sale price in the United States was USD 359,000 the previous month.
Rental expenses play a significant role in the overall cost of living in Florida, Thus, housing costs here in Florida can range from 1,901.00 per month in city centre, and USD 1,901 in outside the city centre area. However, average cost of housing in Florida depend on various factors such as location and property type. Have a look at the monthly housing prices in Florida:
| Apartment size and Location | Approx Costs |
| 1 bedroom Apartment in City Centre area | USD 1901 |
| 1 bedroom Apartment in Outside of City Centre area | USD 1740 |
| 3 bedroom Apartments in City Centre area | USD 3107.5 |
| 3 bedroom Apartments in Outside of City Centre area | USD 2613.1 |
Also Read: Cost of Living in France: Rent, Food, Expenses and More
Utility Costs in Florida
When considering the budget for the cost of living in Florida, it’s essential to consider the utility expenses along with it. However, utility expenses in Florida cover electricity, water, gas, heating, etc. It can help in estimating the budget. Below, we’ve provided a table that shows what your utility cost is going to look like in Florida:
| Utility | Average Florida Bill |
| Internet (Unlimited Data, Cable/ADSL) | USD 74.45 |
| Mobile Phone (Monthly Plan with Calls and Data) | USD 64.33 |
| Basic (Water, Electricity, Heating, Cooling, Garbage) for 85m2 Apartment | USD 167.39 |
Cost of Healthcare in Florida
The 2021 Bureau of Economic Analysis Personal Consumption Expenditures by State report discovered that the average annual cost of healthcare per person in Florida is USD 7,676. However, it is important to recognise that individual healthcare expenses are influenced by personal medical requirements and the extent of health insurance coverage.
Personal Spending
Now that we have discussed the essential expenses, let’s delve into some of the non-essential aspects that add enjoyment to life.
In terms of personal expenditures in Florida, which average at USD 28,562 per person annually, here are some ways in which Floridians may allocate some of that money:
• For those who love the magical world, Walt Disney World offers annual passes starting at USD 399 per person per year, with higher-tier options reaching up to USD 1,399.
• Families looking for an affordable day out can enjoy quality time at the Miami Zoo, where admission fees range from free to USD 22.95 depending on age.
• To experience the thrill of being up close with the famous alligators Florida is known for, Gatorland offers tickets starting at USD 22.99.
• Enjoying a day on one of Florida’s beautiful beaches comes at no additional cost, except for expenses like parking and snacks.
Average Tuition Fees in Florida
The average undergraduate tuition & fees for Florida colleges in is around USD 3,838 for Florida residents and USD 18,272 for out-of-state students. The average graduate tuition & fees for Florida colleges is around USD 9,963 for Florida residents and USD 17,428 for out-of-state students. The cost of attendance varies by school type, residency, and academic year.
Note: The average tuition fees in Florida may increase or decrease according to the university and course you choose. Still, here, we have given only the average tuition fee so that you can estimate it with the cost of living in Florida.
Why Choose Florida to Study Abroad?
Florida is renowned worldwide for its sunny weather, theme parks, warm beaches, vibrant art scenes, and bustling nightlife, making it a highly sought-after travel destination, along with the affordable cost of living in Florida. However, when it comes to education, the universities in Florida offer exceptional academic opportunities for both local and international students.
Florida is home to some of the finest universities globally, excelling in various fields. As a result, students from around the world are attracted to these institutions. With a wide range of academic programs available for undergraduate and postgraduate students, Florida’s colleges and universities are the most coveted choice for those seeking advanced educational opportunities.
Here are some key reasons why opting for a university or college in Florida can enhance your academic profile:
Universally Ranked
One of the primary reasons students favour the best universities in Florida is their global rankings. These institutions owe their reputation to their world-class infrastructure, dedicated faculty members, and excellent career prospects. Some of the top universities in Florida are University of Florida, University of Miami, and Florida State University.
Diverse Range of Courses
The majority of top universities in Florida offer exceptional educational programs catering to both local and international students. Whether you are pursuing an undergraduate degree, postgraduate studies, or a doctorate, these universities provide a wide array of courses to choose from.
Quality Education in Florida
Top universities in Florida place special emphasis on accommodating international students. They offer specialised programs tailored to meet the educational needs of students from all corners of the world.
Enriching Lifestyle in Florida
Florida is renowned for its vibrant nightlife, events, theme parks, and cuisine. Students studying at the top universities in Florida can fully immerse themselves in this exciting lifestyle and enjoy a fulfilling experience.
Various Scholarship Opportunities
International students studying in Florida have access to numerous scholarship options. These range from educational scholarships to study grants, providing ample opportunities for financial support.
Choosing a university or college in Florida not only offers an enriching academic experience but also opens doors to a thriving lifestyle and a host of scholarship opportunities.
Things to Know When Moving to Florida
It is necessary to consider some key things before moving to Florida along with the average cost of living in Florida. So that you can effectively plan according to your budget. Here are some of the important points to consider when relocating to Florida:
Higher Cost of Living
Although real estate is relatively affordable, the overall cost of living in Florida is higher compared to other states. The state’s cost-of-living index is 102.8, slightly above the national average. Be prepared for higher expenses due to a 6 percent statewide sales tax and property taxes.
Abundant Coastlines
With over 1,000 miles of coastline along the Gulf of Mexico and the Atlantic Ocean, Florida offers ample opportunities to relax on beautiful beaches. You can unwind and enjoy the ocean breeze while sipping a margarita.
Consider the Impact on Your Home
Living near the beach comes with its challenges. The humid and salty sea air can potentially damage electronics and appliances, and the sand can create maintenance issues. Having a home warranty is crucial to protect against wear and tear.
Prepare for Hurricanes
Florida is susceptible to hurricanes and tropical storms, especially during the peak season from August to November. It’s important to take necessary precautions, fortify your home, and create an emergency plan for your family.
Job Opportunities and Housing Availability
Florida has a robust housing market with a high number of homes for sale. The state’s tourism industry plays a significant role in the economy, supporting numerous jobs. If your expertise lies in tourism or travel sectors, finding employment may be relatively easier, especially as tourism rebounds from the impact of the COVID-19 pandemic.
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FAQs
Answer: The average cost of living in Florida is around USD 1,133.2, without considering the cost of rent. However, the rent may be range from USD 1300 to USD 2500. The living expenses in Florida can vary according to your preferences.
Answer: The cost of living in Florida is around USD 1,133.2, without rent and it is generally lower than in many other states. However, it can vary depending on the specific city or region within Florida.
Answer: Some significant expenses in Florida include housing costs (rent or mortgage payments), healthcare, transportation, utilities, groceries, and insurance. These expenses can vary depending on factors such as location and personal lifestyle choices.
Answer: Property taxes in Florida are relatively moderate compared to some other states. However, it’s worth noting that property tax rates can vary depending on the county and city within Florida.
Answer: Housing costs in Florida vary depending on the specific city or region. In general, Florida offers competitively priced real estate, with average home prices slightly lower than the national average. However, certain areas with high demand or desirable locations may have higher housing costs.
Answer: Yes, there are affordable areas to live in Florida. Some cities or regions may have lower housing costs and a lower overall cost of living compared to others. However the average cost of living in Florida is around USD 1,133.2, excluding the rent.
So, this was all about the cost of living in Florida. Many Indian students dream of pursuing education in foreign nations due to the exposure and career growth they offer. Consider joining a free counselling session with Leverage Edu if you plan to study abroad.
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