Study Abroad After 12th Commerce [Best Options in 2025]

Choosing to study abroad after 12th commerce opens doors to global careers in fields like finance, business, and economics. Several prestigious universities abroad provide quality education in various disciplines at affordable prices. With the rise in the availability of various scholarships.

This guide explores why studying Abroad After 12th Commerce is a smart choice, top courses, destinations, scholarships, and practical steps for Indian students, ensuring you make an informed decision.

Why Study Abroad After 12th Commerce?

Pursuing higher education overseas after 12th grade offers several unique benefits that can shape your career and personal growth. Here are the advantages of studying abroad after 12th Commerce:

• Global Exposure: Studying in countries like the UK or Canada exposes you to diverse cultures and business practices, enhancing your adaptability—a key skill in global job markets.
• Industry-Relevant Curriculum: International universities emphasise practical skills. For example, business programs in Australia often include internships, giving you a head start in fields like accounting or marketing.
• Career Opportunities: QS and other rankings show that graduates from top global universities generally have stronger employability outcomes.
• Scholarships and Affordability: Many countries offer scholarships for Indian students, reducing costs significantly. For instance, most of Germany’s public universities charge no tuition fees for international students.
• Flexible Study Options: Beyond bachelor’s degrees, you can pursue diplomas or integrated programs tailored to commerce backgrounds.

Best Courses to Study Abroad After 12th Commerce

Selecting the right course to study abroad after 12th Commerce is crucial for aligning your education with career goals. Here are some popular options for commerce students, with insights into their benefits:

• Graduation Finance and Accounting: Ideal for roles like financial analyst or auditor. UK universities like the University of Warwick offer programs with exemptions for professional certifications (e.g., ACCA).
• Graduation in Business Administration and Management Sciences: Covers management, marketing, and entrepreneurship. Canadian universities like the University of Toronto provide co-op programs for hands-on experience.
• BA in Economics: Perfect for students interested in policy or data analysis. Universities like Yale in the USA offer rigorous economics programs with research opportunities.
• BCom in Marketing: Focuses on digital marketing and consumer behavior, in demand globally. Australia’s RMIT University is known for its industry-aligned marketing courses.
• Diploma in Computer Applications: Combines commerce with tech skills, ideal for fintech roles. Singapore’s universities, like NUS, offer such programs with strong industry ties.

Pro Tip: Research course accreditation and career outcomes. For example, check if a finance degree aligns with certifications like CFA or CPA for global recognition.

Top Countries to Study Abroad After 12th Commerce

Selecting the right course is crucial for aligning your education with career goals. If you’re looking for options to study abroad after 12th commerce, here are a few countries offering quality education in different fields, helping you make an excellent Career in Commerce.

Australia for Commerce After 12th

Australia ranks as the third most sought-after destination for students aiming to study abroad after 12th commerce. Renowned for its cultural diversity, high standard of living, and globally recognised universities, Australia offers an ideal environment for international students.

A key advantage is the opportunity to work part-time, helping students offset living expenses while gaining valuable experience. Here are some leading Australian universities offering diverse commerce programs for students looking to study abroad after 12th commerce:

• The University of Sydney: Globally acclaimed for its business and commerce programs.
• University of New South Wales (UNSW): Known for its innovative curriculum and strong industry connections.
• RMIT University: Offers practical, career-focused commerce courses.
• Victoria University: Provides flexible programs with a focus on real-world skills.
• Edith Cowan University: Renowned for its supportive environment and commerce specialisations.

Also Read: Study at University of Saskatchewan Without IELTS

Canada for Commerce After 12th

Canada is a top destination for Indian students looking to study abroad after 12th commerce, offering a safe environment with a low crime rate, ensuring peace of mind for international students. Renowned for its world-class education, Canada provides diverse opportunities for commerce students to thrive in a dynamic, multicultural setting.

Choosing Canada to study abroad after 12th commerce opens doors to a bright future with top-tier education and career prospects. Here are some of the most reputed Canadian universities offering excellent commerce programs for students looking to study abroad after 12th commerce:

• University of Toronto: Globally recognised for its comprehensive commerce and business programs.
• McGill University: Offers innovative courses in finance, accounting, and management.
• University of British Columbia: Known for its strong focus on business and economics.
• University of Alberta: Provides specialised commerce streams with practical learning opportunities.
• Western University: Home to the prestigious Ivey Business School for aspiring business leaders.
• Queen’s University: Renowned for its commerce programs with a global perspective.
• University of Waterloo: Combines commerce education with cutting-edge research and co-op programs.

Germany for Commerce After 12th

Germany is an excellent destination for students seeking to study abroad after 12th commerce, offering high-quality education with no tuition fees at public universities. This makes it a cost-effective choice for international students pursuing commerce-related programs.

With a strong economy and global job opportunities, Germany provides a promising future for commerce graduates. Here are some reputed institutions offering diverse programs for students looking to study abroad after 12th commerce:

• Berlin School of Business and Innovation: Renowned for innovative business and commerce programs.
• GISMA Business School offers practical, industry-focused commerce courses.
• Frankfurt University: Known for its strong finance and management programs.
• Dortmund University: Provides specialised commerce and economics courses.
• Technical University of Dresden: Offers cutting-edge programs in business studies.
• Fachhochschule Fulda: Focuses on applied sciences and commerce education.

Also Read: Career Options in Commerce Without Maths

Study UK After 12th Commerce

The UK is a top destination for students seeking to study abroad after 12th Commerce, offering world-class education and globally recognised degrees. Renowned for its multicultural society, rich heritage, and academic excellence, the UK hosts some of the best universities for commerce-related programs, making it an ideal choice for international students.

Here’s a list of leading UK institutions offering exceptional commerce-related courses for students post-12th:

• University of Oxford – Renowned for its rigorous academic programs in economics and management.
• Imperial College London – Offers innovative business and finance courses with a global outlook.
• Lancaster University Management School– Known for its comprehensive commerce and accounting programs.
• Cranfield University – Specialises in business and management studies tailored for future leaders.
• University of Warwick – Warwick Business School – Globally recognised for finance, entrepreneurship, and business studies.
• London Business School – Offers cutting-edge programs for aspiring commerce professionals.
• The University of Manchester – Provides diverse courses in accounting, finance, and business management.
• University of Edinburgh Business School – Combines academic excellence with practical business training.

Choosing to study abroad after 12th Commerce in the UK opens doors to a world-class education and a promising career. Explore these top universities to kickstart your journey in commerce!

Also Read: Study in UK for Indian Students after 12th

Singapore for Commerce After 12th

For students looking to study abroad after 12th Commerce, Singapore stands out as an affordable and high-quality destination. Renowned for its world-class education system, Singapore offers excellent exposure and promising career opportunities for commerce graduates.

With English as one of its four national languages, it’s an ideal choice for students who prefer not to learn a new language to study abroad after 12th Commerce. Here are some leading universities in Singapore offering commerce-related programs for students after 12th Commerce:

• INSEAD Singapore: Globally recognised for its business and management programs, ideal for commerce students aiming for a global career.
• James Cook University Singapore: Offers practical commerce and business courses tailored for international students.
• Singapore University of Technology and Design (SUTD): Combines business education with innovative design and technology.
• Singapore University of Social Sciences (SUSS): Known for flexible programs in finance, accounting, and business for commerce graduates.
• Management Development Institute of Singapore (MDIS): Provides affordable and industry-focused commerce-related degrees.
• National University of Singapore (NUS): A top-ranked institution offering diverse business and economics programs.
• Singapore Management University (SMU): Specialises in business, accounting, and management, perfect for commerce students.

Apart from the above-listed options to study abroad after 12th commerce. If you also want to know about Master’s in Singapore, read our blogs on studying in Singapore without IELTS, Singapore student VISA, Colleges in Singapore, and MBA in Singapore.

New Zealand for Commerce After 12th

New Zealand is a top destination for students seeking to study abroad after 12th commerce, offering high-quality education and excellent career opportunities. The country’s flexible post-study work visa, which provides a one-year extension to secure a job after graduation, makes it an attractive choice for commerce students aiming for a strong return on investment (ROI).

Here are the top universities in New Zealand for commerce studies, ideal for students looking to study abroad after 12th commerce:

• University of Auckland: Renowned for its globally recognised commerce programs.
• Victoria University of Wellington: Offers innovative business and finance courses.
• University of Canterbury: Known for its practical and industry-focused commerce curriculum.
• University of Otago: Provides diverse specializations in commerce and management.
• Massey University: Emphasizes modern business skills and global perspectives.
• University of Waikato: Offers strong programs in economics and commerce.
• Lincoln University: Specializes in commerce with a focus on agribusiness and economics.

Choosing to study abroad after 12th commerce in New Zealand ensures access to world-class education, flexible visa policies, and promising career prospects, making it a perfect destination for aspiring global professionals.

Also Read: Intakes in New Zealand

USA After 12th Commerce

The USA stands out as a top destination for commerce after 12th grade due to its world-class universities, diverse cultural environment, and abundant career opportunities. A degree from a prestigious US institution can significantly boost your professional prospects in fields like finance, business, accounting, and management.

Here are some of the best universities in the USA offering high-quality programs for commerce students:

• New York University: Located in a global financial hub, NYU provides unmatched opportunities in commerce and business.
• Harvard University: Renowned for its business and economics programs, Harvard provides a strong foundation for commerce graduates.
• Stanford University: Offers innovative commerce-related courses with a focus on entrepreneurship and global business.
• University of California: Known for its comprehensive programs in finance, accounting, and management.
• Yale University: Combines academic rigor with practical skills for commerce students aiming for leadership roles.
• University of Pennsylvania: Home to the prestigious Wharton School, ideal for finance and business studies.
• The University of Chicago: Offers specialized programs in economics and analytics, perfect for commerce students.

You can also check out the latest updates on immigration and admissions in each country through our blog on Best Countries to Study Amidst Covid-19.

Scholarships for Indian Students to Study Abroad after 12th Commerce

Scholarships make studying abroad accessible for Indian students after 12th Commerce. There are numerous scholarships for Indian students to study abroad after the 12th grade across the globe. Here is a list of top scholarships after 12th to study abroad:

• Inlaks Shivdasani Scholarships (USA/Europe): Also called Inlaks Scholarships. Up to USD 100,000 for tuition, living expenses, and travel; excludes business studies.
• Cornell University Tata Scholarship (USA): Covers tuition and fees for up to 8 semesters at Cornell University; need-based for Indian citizens.
• Lester B. Pearson International Scholarship (Canada): Full tuition, books, and residence for 4 years at the University of Toronto; merit-based, requires school nomination.
• Wilfrid Laurier University Merit Scholarships (Canada): CAD 1,000–5,000 for high-achieving international students; based on academic excellence.
• Monash International Merit Scholarship (Australia): AUD 10,000/year for outstanding students at Monash University; merit-based.
• India Global Leaders Scholarship (University of Queensland, Australia): AUD 5,000–20,000 for high achievers in business, economics, or law.
• Chevening Scholarships (UK): Primarily for one-year master’s degrees; covers tuition and living costs; requires work experience, not typically for undergraduates.
• UNSW Future of Change India Scholarship (Australia): Up to AUD 10,000/year for Indian students at UNSW Sydney; merit-based, requires a video submission.
• Orange Tulip Scholarship (Netherlands): Partial tuition coverage for Indian students at participating Dutch universities; merit-based.
• Oxford and Cambridge Society of India Scholarship (UK): INR 100,000–400,000 for Indian students at Oxford or Cambridge; merit-based, limited to specific courses.
• Saltire Scholarships (Scotland): Up to GBP 8,000 for one-year postgraduate study at Scottish universities; not typically for undergraduates.
• UWE Bristol International Scholarships (UK): Up to 50% tuition fee reduction for international students; merit-based.
• DAAD Scholarships (Germany): EUR 934/month for living expenses; primarily for postgraduate studies, limited undergraduate options.
• Asian Women in Business Scholarship Fund (USA): USD 25,000 for female Asian students in business programs; merit and need-based.

Tip: Apply early (6–12 months before intake) and tailor your application to highlight academic achievements and career goals. Check university websites for deadlines.

Cost of Studying Abroad After 12th Commerce

The cost of studying abroad varies by country and course duration, typically ranging from INR 15-30 lakhs. Countries like Australia, New Zealand, Germany, and Singapore are popular for their affordable education and quality programs. Many universities offer scholarships for meritorious international students to ease financial burdens.

Use tools like Leverage Edu’s Cost of Living Calculator to estimate expenses for your chosen destination. For personalised guidance on budget-friendly options, contact Leverage Edu.

Requirements for Studying Abroad After 12th Commerce

To study abroad after 12th Commerce, you need to meet the following criteria:

• Academic Transcripts: Strong grades in 12th Commerce from a recognised board.
• Age: Must be at least 18 years old.
• Student Visa: Required for studying and residing in the chosen country.
• Proof of Finances: Bank statements or scholarship details to cover tuition and living expenses.
• Valid Passport: Essential for international travel and study.
• Exam Scores:
  • English Proficiency Tests: IELTS, TOEFL, or PTE.
  • Standardized Tests: SAT or ACT (required by universities in the USA and Canada).
  • University-specific entrance exams (if applicable).
• Additional Documents: Statement of Purpose (SOP) and Letters of Recommendation (LORs).

Exams to Study Abroad After 12th Commerce

The eligibility criteria to study abroad after class 12th commerce vary as per the country and the university one picks. Here are the major exams to study abroad after 12th Commerce:

• Language Proficiency: IELTS, TOEFL, or PTE to demonstrate English skills.
• Standardized Tests: SAT or ACT for universities in the USA and Canada.
• Some programs may require subject-specific exams like the GRE or GMAT for advanced courses.

Apart from these, candidates would also need an SOP and LORs to complete their application.

For expert guidance on selecting the right country, university, or scholarship, connect with Leverage Edu. Start your journey to study abroad after 12th Commerce today!

Also Read: How to Use the PQ4R Method for Studying?

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Most students are unable to make up their minds regarding the country they should choose because that decision is based on various other factors. If you wish to discuss your opportunities with someone who has the required knowledge to help you make an informed decision, you can contact the experts at Leverage Edu.