MS in USA for Indian Students: Top Universities. Fees, Eligibility and Scholarships

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MS in USA

The United States is one of the most popular destinations for MS education for Indian students. Indians especially prefer STEM fields such as computer science, data science, and engineering for studying an MS in the USA. The USA offers various competitive programs to Indian students that help them to get a foreign degree, along with real-world exposure. One of the programs chosen by the Indian students in the  USA is the Master of Science (MS). But with all these dreams of studying and building a career abroad, there are many questions that comes in the mind around fees, admission, work rights, and visa approvals. This guide will help you understand all about MS in the USA for Indian students for the 2026 intake.

ParameterDetails
Course Duration1.5 to 2 years
Popular IntakesFall (August) & Spring (January)
Average CostUSD 40,000–80,000 per year 
Top Fields of StudyComputer Science, Data Science, Engineering, Business Analytics, Finance
Work Opportunity After StudyOPT + STEM OPT (up to 3 years)
Indian Students in the USA300,000+ (largest international student group)

Why Study MS in the USA?

There are many reasons why the USA is a top contender for you to study MS. Here are some of the top reasons why you should choose an MS in the USA.

1. World’s Top-Ranked Universities

The USA is home to 36 of the world’s top 100 institutions, such as Massachusetts Institute of Technology (MIT), Stanford University, and Harvard University. These institutions are known for their research-driven learning, industry-aligned curriculum, world-class faculty, and strong alumni networks. Unlike many other study abroad destinations, US universities focus heavily on practical application, and not only on memorisation and rote learning.

2. STEM OPT: Up to 3 Years of Work After MS

One of the biggest reasons Indian students prefer the USA to pursue their master’s is because of the STEM OPT. STEM OPT is an extension of work authorisation in the USA for international students who graduate from STEM courses (Science, Technology, Engineering, and Mathematics).

  • OPT (Optional Practical Training): OPT allows international students to work in the US after completing their degree, in a role related to their field of study. OPT allows the working rights for 12 months and is available for all MS graduates.
  • STEM OPT Extension: If your program is STEM-related, then you can apply for the STEM OPT extension. It allows an additional 24 months of post-study work for students with STEM degrees. That’s 36 months total, which offers a massive advantage.

Why OPT Matters for Indian Students?

There are many reasons why OPT matters for Indian students, which include:

  • Time to gain US work experience
  • Better chance at H-1B sponsorship
  • Financial breathing space to repay loans
  • Stronger resume for global careers

3. Highest Earning Potential for Fresh Graduates

MS graduates from US universities often earn USD 80,000–120,000 per year as starting salaries, especially in tech and analytics roles. Even after taxes and living expenses, students are able save a good amount of money as compared to many other countries.

Some of the common high-paying roles after MS inthe  USA include:

  • Software Engineer
  • Data Scientist
  • Machine Learning Engineer
  • Business Analyst
  • Electrical / Mechanical Design Engineer

4. Chosen by many Indian Students

The USA has the largest Indian student community globally. Almost 300,000+ Indian students are already studying in the USA. This matters more than you think, as it offers many benefits to you as an Indian student. For first-time international students, this ecosystem makes adjustment easier, both academically and emotionally, with the benefits such as:

  • Cultural familiarity
  • Indian student associations
  • Indian groceries, festivals, support systems
  • Alumni mentorship

5. Wide Range of Specialisations & Flexibility

Unlike rigid education systems in many countries, the USA universities allow students the flexibility and the option to choose from a wide number of specialisations and programmes. In the USA, you are not just stuck with a single path. This flexibility is ideal for students who want to explore, specialise, and learn as industries evolve. The USA offers students

  • Course customization
  • Cross-disciplinary learning
  • Switching tracks within a degree
  • Research + industry balance

Also Read: Paramedical Courses List

Who Should Consider an MS in the USA?

There are many students who want to pursue an MS in the USA, but this degree in the USA is not ideal for everyone. Below we have mentioned the most ideal and non-ideal options to choose MS in the USA for Indian students.

An MS in the USA makes sense if you:

  • Want a strong ROI in tech or engineering fields
  • Are comfortable with academic pressure and independence
  • Can manage finances via savings, loans, or assistantships
  • Are willing to plan 12–18 months in advance

It may not be ideal if:

  • You’re seeking a low-cost education
  • You dislike research, assignments, or presentations
  • You expect guaranteed jobs without effort

Top Universities for MS in USA by QS 2026 Rankings

Choosing the right university is the most important decision while planning an MS in the USA for Indian students. Many factors play an important role in choosing the right university for you, such as rankings, acceptance rates, cost, location, and job opportunities.

Below is a comparison-driven table with the top US universities that Indian students should target for an MS in the USA.

UniversityQS 2026 RankAcceptance RateAvg Tuition + Living (USD/year)Popular MS Programs
Massachusetts Institute of Technology#13.96%USD 85,000CS, EE, AI
Stanford University#33.68%USD 90,000CS, Data Science
Carnegie Mellon University#5311%USD 80,000CS, Robotics
University of California, Berkeley#=1711%USD 65,000CS, EECS
Georgia Institute of Technology#12317% -18%USD 45,000CS, Engineering
University of Illinois Urbana-Champaign#7042%-45%USD 50,000CS, Data Science
University of Texas at Austin#6811.76%USD 48,000Engineering, MIS
University of Southern California#1469.5%USD 70,000CS, Analytics
New York University#5512.2%-12.4%USD 75,000Data Science, Finance
Northeastern University#3845.2%USD 55,000CS, Software Engineering

Many students get confused between choosing public and private universities in the USA. However, their decision ultimately depends on the student’s preference. Here we have discussed the top public and private universities for Indian students.

Top Public Universities for MS in the USA

Public universities are funded by the US states, making them significantly more affordable for Indian students than private universities. They offer high ROI, with lower fees. Look at some of the top public universities for MS in the USA for Indian students.

University NameWhy It’s Popular with Indian StudentsKey StrengthsROI Factor
University of California, BerkeleyLower tuition compared to private US universitiesStrong tech & research ecosystem, Silicon Valley exposureExcellent job outcomes, high salaries
Georgia Institute of TechnologyAffordable fees with top-ranked programsEngineering, Computer Science, and Industry CollaborationsVery high ROI, strong placements
University of Illinois Urbana-ChampaignBudget-friendly for a top-tier universityData Science, Engineering, and Research excellenceStrong return on investment
University of Texas at AustinLower tuition + vibrant tech job marketBusiness, Engineering, Startup cultureHigh employability, better ROI

Top Private Universities for MS in the USA

Private universities in the USA dominate global rankings but come with higher tuition. They are prestigious and costly for Indian students. You can find some of the top private universities for MS in the USA for Indian students.

University NameGlobal ReputationWho Should Choose It?Key Consideration
Massachusetts Institute of Technology (MIT)World-leading rankings, elite brand valueStudents with exceptional academics & research profileVery high tuition, intense competition
Stanford UniversityStrong global prestige, Silicon Valley influenceHigh achievers targeting top tech & startup rolesCostly but unmatched networking
Carnegie Mellon UniversityRenowned for CS, AI, and EngineeringStudents with a strong technical and project backgroundExpensive, selective admissions
University of Southern CaliforniaHighly ranked with strong industry exposureStudents focused on business, tech, and mediaHigh fees, location-based living costs

Best MS Courses & Specialisations in the USA

Your specialisation matters more than your university name for long-term career opportunities. Below are some of the most in-demand MS programs for Indian students.

MS in Computer Science (MS CS)

This is the most in-demand MS course among Indian students. Many students pursue an MS in Computer Science due to the reasons below.

  • There’s strong demand in tech, AI, cloud, and software roles
  • It’s a STEM course, eligible for 3-year OPT
  • Offers high starting salaries

Key subjects: Algorithms, AI, Machine Learning, Databases, Systems

Average salary: USD 90,000– USD 130,000/year

Best for: CS/IT graduates, software engineers

Look at the top universities for MS in Computer Science in the USA for Indian students.

UniversityAnnual Tuition (USD)
MITUSD 57,000
StanfordUSD 61,000
CMUUSD 56,000
UC BerkeleyUSD 28,000
Georgia TechUSD 18,000

MS in Data Science / Analytics

This course is perfect for students who are interested in data-driven decision-making. INdian students should choose it due to its

  • Massive demand across tech, finance, and healthcare
  • Combines statistics, coding, and business insights

Key subjects: Python, R, Machine Learning, Big Data, Visualisation

Average salary: USD 85,000– USD 120,000/year

Best for: CS, math, engineering, statistics backgrounds

Look at the top universities for MS in Data Science in the USA for Indian students.

UniversityProgram NameAnnual Cost
Columbia UniversityMS Data ScienceUSD 60,000
NYUMS Data ScienceUSD 58,000
UC San DiegoMS Data ScienceUSD 35,000
NorthwesternMS AnalyticsUSD 52,000
Duke UniversityMS Data ScienceUSD 55,000
USCMS Applied Data ScienceUSD 45,000

MS in Business Analytics (MSBA)

MS in Business Analytics is a mix of business strategy and data analytics. Many indian students choose it because of 

  • Shorter duration (12–18 months)
  • Great for students with non-core tech backgrounds

Key subjects: Data modelling, SQL, Business intelligence, Predictive analytics

Average salary: USD 75,000– USD 105,000/year

Best for: Commerce, management, and engineering graduates

Look at the top universities for MS in Business Analytics in the USA for Indian students.

UniversityProgramDurationFees
MITMBAn1 YearUSD 82,000
UCLAMSBA15 monthsUSD 60,000
UT AustinMSBA10 monthsUSD 48,000
ColumbiaMSBA12 monthsUSD 77,000
USCMSBA18 monthsUSD 55,000

MS in Software Engineering

A specialisation like Software Engineering focuses more on practical development than theory. Many Indian students choose it due to 

  • Industry-oriented curriculum
  • Strong placement outcomes

Key subjects: Software architecture, DevOps, Cloud computing

Average salary: USD 85,000– USD 120,000/year

Best for: IT professionals with work experience

Look at the top universities for MS in Software Engineering in the USA for Indian students.

UniversityFees
CMUUSD 55,000
San Jose StateUSD 27,000
UT AustinUSD 30,000
NortheasternUSD 38,000
ASUUSD 32,000
Stevens InstituteUSD 40,000
DePaul UniversityUSD 29,000

MS in Finance

An MS in Finance is a popular choice for students who are interested in global finance roles. Many Indian students who want to pursue this specialisation of MS in the USA choose this because of 

  • Strong demand in banking, fintech, cand onsulting
  • Available as STEM at some universities

Key subjects: Financial modelling, risk management, analytics
Average salary: USD 70,000– USD 100,000/year
Best for: Commerce, economics, and engineering students

Look at the top universities for MS in Finance in the USA for Indian students.

UniversityFees (USD/year)
PrincetonUSD 55,000
ColumbiaUSD 78,000
NYU SternUSD 76,000
MITUSD 82,000
UCLAUSD 50,000

Fall vs Spring Intake: Which Is Better?

There are mainly two intakes for the USA universities, which are the Spring and Fall intakes. Students choose the intake according to their preference, such as budget and academic availability. Here we have mentioned the fall and spring intake for various aspects, and which one is better for Indian students.

FactorFall IntakeSpring Intake
Start MonthAugustJanuary
Course OptionsMaximumLimited
ScholarshipsMoreFewer
InternshipsBetter accessSlightly delayed
CompetitionHighModerate
Ideal ForEarly plannersLate applicants

While Fall Intake offers the maximum number of course options, it also has high competition. Hence, Fall is the most popular intake, but if you want fewer competitors or if you have missed a deadline for the Fall Intake, you have a good option to apply for the Spring Intake as well.

Also Read: M.Tech vs MS: Which is a Better Choice?

Application Deadlines for MS in the USA

The USA offers Fall, Spring, and limited Summer intakes for MS programs. Knowing about these intakes and applying early improves your chances of admission, scholarships, and assistantships. Hebrew e ave mentioned the MS in USA application deadlines for top universities.

UniversityIntakeApplication Deadline
Massachusetts Institute of TechnologyFall 2026December 11, 2025
Harvard UniversityFall 2026December 1, 2025
Stanford UniversityFall 2026December 2 – December 16, 2025
California Institute of TechnologyFall 2026November 21 – December 15, 2025
University of PennsylvaniaFall 2026November 21 – December 15, 2025
University of California, BerkeleyFall 2026February 1, 2026
Cornell UniversityFall 2026December 9, 2025 – January 3, 2026
University of ChicagoFall 2026September 1 – December 1, 2025
Princeton UniversityFall 2026July 2, 2025
Yale UniversityFall 2026November 17, 2025 – January 2, 2026

Pro tip for Indian students: Shortlist universities at least 12–15 months in advance. Early applications often mean lower competition, higher chances of admission, and better funding opportunities.

Eligibility Requirements for MS in the USA 

Admission to an MS in the USA follows an overall approach, which focuses on your whole application and not just marks. Universities evaluate your entire academic and professional story. Here, we have mentioned some of the basic eligibility requirements for Indian students to pursue an MS in the USA.

Bachelor’s Degree & GPA Requirements

  • A 4-year bachelor’s degree is preferred
  • Indian students with 3-year degrees are accepted by many universities
  • Minimum GPA: 3.0/4.0 (≈ 60–65%)
  • Top universities: 3.5+ GPA (≈ 75–80%)

Important Fact: A low GPA does not automatically reject you, but it must be balanced with strong SOPs, projects, or experience.

Require GRE Score

Many US universities have waived the GRE permanently or made it optional. But in some cases, like Top-tier universities, the GRE still helps. However, in mid-tier universities, the GRE is optional or not required at all. Honest advice for you is that if your GPA is average, a strong GRE score strengthens your profile. Don’t skip it blindly.

English Language Requirements (IELTS / TOEFL)

To study in the USA, submitting the English proficiency test (IELTS / TOEFL) is mandatory. Some universities waive English tests if the medium of instruction was English or previous education was done abroad. But visa officers still prefer valid scores. Look at the required IELTS or TOEFL scores that is required for the competitiveness of the MS in the USA.

TestMinimum ScoreCompetitive Score
IELTS6.57.0–7.5
TOEFL iBT90100+

Work Experience: Required or Not?

Most of the time, work experience is not required for most of the MS programs. However, they are still helpful and strengthen your application for courses like MIS, Business Analytics, and Software Engineering. Even 6–12 months of relevant work adds weight to your SOP.

Documents Checklist for MS in the USA

We have shredded the required documents for the MS in the USA, which include:

Cost of MS in the USA for Indian Students

Studying MS in the USA is not just about a foreign degree, but it also includes the various financial aspects related to your education and living. This is where many individuals and families need complete clarity. Look at the average cost of studying MS in the USA for Indian students, depending on the universities.

Tuition Fees (Public vs Private)

University TypeAnnual Tuition (USD)
Public UniversitiesUSD 18,000 – USD 35,000
Private UniversitiesUSD 45,000 – USD 65,000

Cost of Living in the USA

If you are a student and wondering what the cost of living in the USA is, along with the education costs. Here, we have mentioned the average cost of living in the USA.

Expense CategoryAverage Monthly Cost (USD)Key Details
Housing / RentUSD 1,000 – USD 3,000+Costs vary widely by city and state. Major cities like New York and San Francisco are significantly more expensive.
UtilitiesUSD 125 – USD 350Includes electricity, water, heating, and internet charges.
Food & GroceriesUSD 250 – USD 600Depends on lifestyle, eating habits, and whether meals are cooked at home or eaten outside.
TransportationUSD 40 – USD 250Public transport is cheaper; owning a car increases monthly costs.
Health InsuranceVariesOften a major expense if not covered by employer or university plans.
Total Estimated Monthly CostUSD 2,000 – USD 4,500The average living cost for a single person in the USA.

Living Costs by City

Living costs in the USA for Indian students depend on their lifestyle and budget. Each city offers a different number of expenses for you. While there are some cities that are too expensive, like California and Massachusetts, you can also choose between affordable cities like Arkansas and Alabama. Look at the average cost of living as per te US cities.

CityAvg Living Cost / Year
New YorkUSD 18,000–22,000
San FranciscoUSD 20,000–24,000
BostonUSD 17,000–20,000
AustinUSD 12,000–15,000
AtlantaUSD 11,000–14,000

USA vs UK vs Canada: MS Cost Comparison

Choosing between the USA, UK, and Canada often comes down to total cost, duration, and post-study work options. Here’s a clear cost comparison to help Indian students plan better for their MS studies.

CountryAverage Tuition Fees (Per Year)Living Cost (Per Year)Total Cost for MSCourse DurationPost-Study Work Options
USAUSD 30,000– 55,000 USD 15,000– 20,000 INR 45 lakh – 1.2 crore (2 years)1.5–2 yearsOPT (12 months) + STEM OPT (24 months)
UKGBP 18,000– 35,000 GBP 12,000–15,000 INR 35–55 lakh (1 year)1 yearGraduate Route (2 years)
CanadaCAD 18,000–35,000 CAD 12,000–15,000 INR 30–45 lakh (2 years)1.5–2 yearsPGWP (up to 3 years)

Scholarships for MS in the USA

There are many scholarships available for the MS in the USA for indian students. You should keep in mind that these scholarships are very competitive and limited. Look at some of the popular scholarships that are available for you.

Scholarship NameScholarship TypeKey Benefits CoveredBest For
Aga Khan Foundation ScholarshipTuition + Loan-Based100% tuition fees and cost of living; awarded on a 50% scholarship + 50% loan basisStudents needing full financial support
Fulbright-Nehru FellowshipFully FundedLiving expenses, visa costs, round-trip airfare, health insurance, and partial tuitionHigh-achieving students with strong profiles
National Overseas ScholarshipGovernment GrantOne-time USD 15,400 covering study materials, travel, living expenses, insurance, and visaEconomically disadvantaged students
AAUW International FellowshipGrant-BasedFinancial grant ranging from USD 20,000 to USD 50,000Women pursuing postgraduate studies
Narotam Sekhsaria Foundation ScholarshipInterest-Free LoanLoan up to INR 20 lakh to cover tuition and study costsMerit-based Indian students

Career Opportunities After an MS in the USA for Indian Students

An MS degree from the USA is not just about academics, as its main goal is to have strong long-term career opportunities and global exposure. The US job market values skills over any nationality. If you graduate from a reputable university and have in-demand skills, most of the high-paying companies will hire you. Here are some of the top industries that hire Indian MS graduates in the USA:

  • Technology & IT
  • Artificial Intelligence & Machine Learning
  • Data Science & Analytics
  • Finance, Banking & FinTech
  • Consulting
  • Automotive & Manufacturing
  • Healthcare Technology
  • Cloud Computing & Cybersecurity

These industries have some of the common roles to offer to MS graduates in the USA, which are mentioned to you below:

  • Software Engineer
  • Data Scientist
  • Machine Learning Engineer
  • Business Analyst
  • Product Analyst
  • Systems Engineer
  • Financial Analyst
  • Cloud Engineer

Average Salary After MS in the USA 

Look at the average and realistic salary that you can expect after an MS in the USA, as per your specialisations.

MS SpecializationAverage Annual Salary (USD)Salary in INR (Approx.)
MS in Computer ScienceUSD 95,000 – USD 120,000INR 79 – 100 LPA
MS in Data ScienceUSD 90,000 – USD 115,000INR 75 – 96 LPA
MS in Business AnalyticsUSD 80,000 – USD 105,000INR 66 – 87 LPA
MS in Software EngineeringUSD 90,000 – USD 110,000INR 75 – 92 LPA
MS in Electrical EngineeringUSD 75,000 – USD 100,000INR 62 – 83 LPA
MS in Mechanical EngineeringUSD 70,000 – USD 95,000INR 58 – 79 LPA
MS in FinTech / FinanceUSD 85,000 – USD 115,000INR 70 – 96 LPA
MS in MISUSD 80,000 – USD 105,000INR 66 – 87 LPA

Note: These are average figures. Graduates from top universities or with strong internships often cross USD 130,000+ within 2–3 years.

Long-Term Career Growth for Indian Students

Career growth in the USA is faster and more structured for Indian students than in many countries. Many Indian students also return to India later, using their US experience for CXO-level roles or leadership positions. Some of the long-term career growth for Indian students in the USA are:

  • 30–50% salary jump within 2–3 years
  • Clear promotion paths
  • Option to transition to H-1B → Green Card
  • Ability to move globally with US work experience

FAQs

How much does MS cost for Indian students in the USA?

An MS in the USA typically costs Indian students INR 35–90 lakhs for the full program, including tuition, living expenses, health insurance, and other mandatory university fees.

Is the USA accepting Indian students for master’s?

Yes, the USA actively accepts Indian students for master’s programs. Indian applicants form one of the largest international student groups across US universities every year.

What is the qualification for an MS in the USA?

You need a recognised bachelor’s degree, usually with a minimum GPA of 3.0, along with English proficiency scores and relevant academic background for the chosen MS specialisation.

Can I study MS in the USA for free?

Studying MS in the USA for free is rare, but full funding is possible through scholarships, assistantships (TA/RA), and fellowships that cover tuition and living expenses.

Which exam is required for an MS in the USA?

Most universities require IELTS or TOEFL for English proficiency. GRE is optional or waived at many universities, but still preferred for competitive or top-ranked programs.

Related Reads

CMA USA: A Student’s GuideMD in USA
LSE Acceptance Rate for International Students 2026BSc Computer Science Syllabus
BMS Course: Eligibility, Fees, Scope & SalaryBTech IT vs CSE: Complete Guide for Indian Students

So, this was all about MS in the USA for Indian Students. Many Indian students dream of pursuing education in foreign nations due to the exposure and career growth they offer. Consider joining a free counselling session with Leverage Edu if you plan to study abroad.

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