List of Abbreviations

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List of Abbreviations

An abbreviation is a word or phrase that has been shortened. When people find it difficult to speak or recall long sentences, words, or phrases, they will shorten them. There are numerous short forms that we have heard or used but are unaware of their full expanded versions. We’ve compiled a list of the most commonly used/important abbreviations that are frequently asked in competitive exams such as Bank Exams, IBPS Recruitment Exams, UGC NET or CSIR NET, IIT JAM, SSC, and RRB, and so on. This blog will help aspirants preparing for any type of competitive exam, such as Banking, SSC, PG Entrance Exams, and so on because we have given a list of the most common abbreviated versions in alphabetical order.

List of Abbreviations: “A”

S.No. Abbreviations Expansions
1. ADB Asian Development Bank
2. ADR American Depositary Receipt
3. AGM Annual General Meeting
4. APEC Asia-Pacific Economic Cooperation
5. APL Above Poverty Line
6. APM Administered Pricing Mechanism
7. ARC Asset Reconstruction Company
8. ARDR Agricultural and Rural Debt Relief
9. ASBA Application Supported by Block Amount
10. ASEAN Association of South-East Asian Nations
11. ASEM Asia-Europe Meeting
12. ASSOCHAM Associated Chambers of Commerce and Industry of India
13. ATM Asynchronous Transfer Mode
14. ATM Automated teller machine
15. AM Ante Meridiem

Abbreviations Starting with “B”

S.No. Abbreviations Expansions
1. BCBS Basel committee for Banking Supervision
2. BCSBI Banking Codes and Standards Board of India
3. BIFR Board of Industrial and Financial Reconstruction
6. BOLT BSE On-Line Trading (System)
7. BOP Balance of Payments
8. BOT Build, Operate and Transfer
9. BPL Below Poverty Line
10. BPO Business Process Outsourcing
11. BSCS Biological Sciences Curriculum Study
12. BSE Bombay Stock Exchange
13. BSR Basic Statistical Returns

List of Abbreviations: “C”

S.No. Abbreviations Expansions
1. C & AG Comptroller & Auditor General
2. CA Chartered Accountant
3. CABE Central Advisory Board of Education
4. CACP Commission of Agriculture Cost and Price
5. CAD Capital Account Deficit
6. CAG Controller and Auditor General of India
7. CAMELS C – Capital adequacy, A – Asset quality, M – Management quality, E – Earnings, L – Liquidity, S – Sensitivity to Market Risk
8. CAPART Council for People’s Action and Advancement of Rural Technology
9. CAR Capital adequacy ratio
10. CARE Credit Analysis & Research Ltd.
11. CBS Core banking solution
12. CC Cash Credit
13. CCI Competition Commission of India
14. CCIL Clearing Corporation of India limited
15. CD Certificate of Deposit
16. CDSL Central Securities Depository Limited
17. CECA Comprehensive Economic Cooperation Agreement
18. CEPA Comprehensive Economic Partnership Agreement
19. CFRA Combined Finance and Revenue Accounts
20. CHOGM Commonwealth Heads of Government Meeting
21. CIBIL Credit Information Bureau (India) Ltd
22. CII Confederation of Indian Industry
23. CIS Commonwealth of Independent States
24. CITES Convention on International Trade in Endangered Species
25. CITU Centre Of Indian Trade Unions
26. CMP Common Minimum Program
27. CO Capital Outlay
28. CP Commercial Paper
29. CPI Consumer Price Index
30. CPI (AL) Consumer Price Index for Agricultural Labors
31. CPI (IW) Consumer Price Index for Industrial Workers
32. CRAR Capital to Risk Weighted Asset Ratio
33. CRISIL Credit Rating Information Services of India Limited
34. CRR Cash Reserve Ratio
35. CSIR Council of Scientific and Industrial Research

Abbreviations Strating with “D”

S.No. Abbreviations Expansions
1. DA Dearness Allowance; Daily Allowance
2. DAP Development Action Plan
3. DBOD Department of Banking Operations & Development
4. DBS Bank Ltd The Development Bank of Singapore Ltd.
5. DCA Department of Company Affairs
6. DCM Department of Currency Management
7. DD Demand Draft
8. DDS Data Dissemination Standards
9. DICGC Deposit Insurance and Credit Guarantee Corporation of India
10. DMA Departmentalized Ministries Account

List of Abbreviations: “E”

S.No. Abbreviations Expansions
1. ECA Essential Commodity Act
2. ECB External Commercial Borrowings
3. ECS Electronic Clearing Service
4. EDUSAT Education Satellite
5. EEE Exempt Exempt Exempt
6. EEFC Account Exchange Earners Foreign Currency Account
7. EGOM Empowered Group of Ministers
8. EMI Equated Monthly Installment
9. EMS European Monetary System
10. EPF Employees Provident Fund
11. EPFO Employees Provident Fund Organization
12. ERNET Educational and Research Network
13. ESA European Space Agency
14. ESCAP Economic and Social Commission for Asia and Pacify
15. ESMA Essential Services Maintenance Act
16. ESOP Employee Stock Option Program
17. EU European Union
18. EXIM Export Import Bank of India

“F” Letter Abbreviations

S.No. Abbreviations Expansions
1. FAO Food and Agriculture Organization
2. FCCB Foreign Currency Convertible Bond
3. FCNR Foreign Currency (Non-Resident) Accounts Scheme
4. FDI Foreign Direct Investment
5. FEMA Foreign Exchange Management Act
6. FERA Foreign Exchange Regulations Act
7. FICCI Federation of Indian Chambers of Commerce and Industry
8. FII Foreign Institutional Investors
9. FIPB Foreign Investment Promotion Board (Of India)
10. FMCG Fast Moving Consumer Goods
11. FPO Follow on Public Offer
12. FTA Free Trade Area

 List of Abbreviations: “G”

S.No. Abbreviations Expansions
1. GATT General Agreement On Tariffs And Trade
2. GCC Gulf Cooperation Council
3. GDP Gross Domestic Product
4. GDR Global Depositary Receipt
5. GNP Gross National Product
6. GOI Government of India
7. GST Goods and Service Tax

 List of Abbreviations: “H”

S.No. Abbreviations Expansions
1. HDFC Housing Development Finance Corporation Limited
2. HDI Human Development Index
3. HSBC Hong Kong and Shanghai Banking Corporation Limited

“I” Abbreviations

S.No. Abbreviations Expansions
1. IAAI International Airport Authority Of India
2. IAAS Indian Audit and Accounts Service
3. IADF International Agricultural Development Fund
4. IAEA International Atomic Energy Agency
5. IASB The International Accounting Standards Board
6. IBRD International Bank for Reconstruction and Development
7. ICAI Institute of Chartered Accountants of India
8. ICAR Indian Council of Agricultural Research
9. ICCW Indian Council for Child Welfare
10. ICDS Integrated Child Development Service
11. ICICI Industrial Credit and Investment Corporation of India
12. ICMR Indian Council of Medical Research
13. ICOR Incremental capital output ratio
14. ICRA Investment information and Credit Rating Agency
15. ICRC International Committee of Red Cross
16. IDA International Development Association
17. IDBI Industrial Development Bank of India
18. IDR Indian Depository Receipts
19. IES Indian Economic Service
20. IEX Indian Energy Exchange
21. IFAD International Fund for Agricultural Development
22. IFC International Finance Corporation
23. IFRS International Financial Reporting Standard
24. IFSC Indian Financial System Code
25. IFTU International Federation of Trade Unions
26. IFWJ Indian Federation of Working Journalists
27. IIP The Index of Industrial Production
28. IIPA Indian Institute of Public Administration
29. IISS International Institute of Strategic Studies
30. ILO International Labor Organization
31. IMF International Monetary Fund
32. IMO International Maritime Organization
33. IMRB Indian Market Research Bureau
34. INMARSAT International Maritime Satellite Organization
35. INR Indian Rupee
36. INTERPOL International Police Organization
37. INTUC Indian National Trade Union Congress
38. IOC International Olympic Committee
39. IP Interest Payment
40. IPCC Intergovernmental Panel on Climate Change
41. IPEC International Program on Elimination Of Child Labor
42. IPO Initial public offer
43. IPR Intellectual Property Right
44. IRDA Insurance Regulatory and Development Authority
45. IREP Integrated Rural Energy Planning
46. ITO International Trade Organization; Income-Tax Officer
47. ITU International Tele-Communication Union

Abbreviations Starting with “J”

S.No. Abbreviations Expansions
1. JNNURM Jawaharlal Nehru National Urban Renewal Mission

List of Abbreviations: “K”

S.No. Abbreviations Expansions
1. KPO Knowledge Process Outsourcing
2. KYC Know your customer

List of Abbreviations: “L”

S.No. Abbreviations Expansions
1. LAMPS Large-sized Adivasi Multipurpose Societies
2. LIC Life Insurance Corporation (Of India)
3. LLP Limited Liability Partnership

List of Abbreviations: “M”

S.No. Abbreviations Expansions
1. MA Moving Average
2. MAIT Manufacturers’ Association for Information Technology
3. MAT Minimum Alternative Tax
4. MCA Ministry of Company Affairs
5. MCAP Market capitalization / Mid cap
6. MDG Millennium development goals
7. MEP Minimum Export Pric
8. MFA Multi-Fiber Agreement
9. MFI Micro finance institution
10. MFIN Micro finance institution network
11. MFN Most Favored Nation
12. MGNREGA National Rural Employment Guarantee Act
13. MIBOR Mumbai Interbank offer rate
14. MICR Mumbai Interbank offer rate
15. MNC Multi-National Corporation
16. MRP Maximum Retail Price
17. MRTPC Monopolies and Restrictive Trade Practices Commission
18. MRTS Mass Rapid Transit System
19. MSME Micro Small and Medium Enterprises
20. MSP Minimum support price
21. MT Mail Transfer
22. MTO Multilateral Trade Organization

List of Abbreviations: “N”

S.No. Abbreviations Expansions
1. NABARD National Bank for Agriculture and Rural Development
2. NAEP National Adult Education Program
3. NAFED National Agricultural Cooperative Marketing Federation of India Ltd
4. NAFTA North America Free Trade Agreement
5. NAM Non-Aligned Movement
6. NAMA Non-Agriculture Market Access
7. NASDAQ National Association of Securities Dealers Automated Quotation
8. NASSCOM National Association of Software and Services Companies
9. NATO North Atlantic Treaty Organization
10. NAV Net Asset Value
11. NBFC Non-Banking Finance Companies
12. NCAER National Council Of Applied Economic Research
13. NCERT National Council Of Education Research And Training
14. NCPCR National Commission for Protection of Child Rights
15. NDC National Development Council
16. NEFT National Electronic Fund Transfer
17. NEGP National E-Governance Plan
18. NEP National Education Policy
19. NFO New Fund Offers
20. NGO Non-Governmental Organization
21. NHAI National Highways Authority of India
22. NHDP National Highways Development Project
23. NHRC National Human Rights Commission
24. NIC National Industrial Classification
25. NIFT National Institute of Fashion Technology
26. NIO National Institute of Oceanography
27. NLMA National Literacy Mission Authority
28. NMDC National Mineral Development Corporation
29. NNP Net National Production
30. NOHFC non-operative financial holding company
31. NPA Non-Performing Asset
32. NPR National Population Register
33. NRI Non-Resident Indian
34. NSC National Statistical Commission
35. NSDL National Securities Depository Limited

List of Abbreviations: “O”

S.No. Abbreviations Expansions
1. OD Over Draft
2. ODA Official Development Assistance
3. OECD Organization of Economic Co-Operation and Development
4. OGL Open General License
5. OIC Organization of Islamic Countries
6. OIL Oil India Limited
7. ONGC Oil And Natural Gas Commission
8. OPEC Organization Of Petroleum Exporting Countries
9. OSCE Organization For Security And Cooperation In Europe

List of Abbreviations: “P”

S.No. Abbreviations Expansions
1. PAC Public Accounts Committee
2. PACS Primary Agriculture Credit Societies
3. PAN Permanent Account Number (Of Income-Tax)
4. PATA Pacific-Asia Travel Association
5. PCI Per capita income
6. PD Primary Deficit
7. PDO Public Debt Office
8. PDS Public Distribution System
9. PIL Public Interest Litigation
10. PIO Persons Of Indian Origin
11. PN Participatory Note
12. PNB Punjab National Bank
13. PO Principal Office
14. POP Point Of Purchase
15. PPF Public Provident Fund

List of Abbreviations: “Q”

S.No. Abbreviations Expansions
1. QIB Qualified Institutional Buyer
2. QIP Qualified Institutional Placement
3. QR Quantitative Restriction

List of Abbreviations: “R”

S.No. Abbreviations Expansions
1. RBI Reserve Bank Of India
2. RDBMS Relational Database Management System
3. RE Revenue Expenditure
4. REC Rural Electrification Corporation
5. RIDF Rural infrastructure development fund
6. RMB Renminbi (Chinese)
7. RR Revenue Receipts
8. RRB Regional Rural Bank
9. RSETI Rural Self Employment Training Institute
10. RTGS Real Time Gross Settlement

List of Abbreviations: “S”

S.No. Abbreviations Expansions
1. SAARC South Asian Association for Regional Co-Operation
2. SAFTA South Asian Free Trade Area
3. SAIL Steel Authority of India Limited
4. SAM Social Accounting Matrix
5. SAPTA SAARC Preferential Trading Agreement
6. SARFAESI ACT The Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002
7. SBI State Bank of India
8. SC Schedule Caste
9. SCO Shanghai Cooperation Organization
10. SCOPE Standing Conference On Public Enterprises
11. SDF shipping declaration form
12. SDR Special Drawing Rights
13. SEBI Securities and Exchange Board of India
14. SEWA Self-employed woman’s association
15. SEZ Special Economic Zone
16. SFC State Financial Corporation
17. SGL Subsidiary General Ledger
18. SIDBI Small Industries Development Bank of India
19. SLR Statutory Liquidity Ratio
20. SSI Small-Scale Industries
21. ST Schedule Tribe
22. STDR Special Term Deposit Receipt

List of Abbreviations: “T”

S.No. Abbreviations Expansions
1. TC Temporary Change
2. TDS Tax Deduction at Source
3. TIFR Tata Institute Of Fundamental Research
4. TIN Tax Information Network
5. TINXSYS Tax Information Exchange System
6. TISCO Tata Iron and Steel Company
7. TPDS Targeted Public Distribution System
8. TRAI Telecom Regulatory Authority Of India
9. TRIMS Trade Related Investment Measures
10. TRIPS Trade Related Intellectual Property Rights

List of Abbreviations: “U”

S.No. Abbreviations Expansions
1. UCO United Commercial Bank
2. UN United Nations
3. UNCTAD United Nations Conference On Trade And Development
4. UNDP United Nations Development Program
5. UNEF United Nations Emergency Force
6. UNEP United Nations Environment Program
7. UNESCO United Nations Educational, Scientific And Cultural Organization
8. UNHCR United Nations High Commissioner For Refugees
9. UNHRC United Nations Human Rights Commission
10. UNICEF United Nations International Children’s (Emergency) Fund
11. UNIDO United Nations Industrial Development Organization
12. UNRRA United Nations Relief And Rehabilitation Administration
13. US United States
14. USD US Dollars
15. USE United Stock Exchange

Abbreviations Starting with “V”

S.No. Abbreviations Expansions
1. VAT Value-Added Tax
2. VC Venture Capital
3. VDIS Voluntary Disclosure Of Income Scheme

“W” Abbreviations

S.No. Abbreviations Expansions
1. WEF World Economic Forum
2. WHO World Health Organization
3. WIPO World Intellectual Property Organization

We have tried to add the most common and Important Abbreviations for Competitive Banking Exams and Government Exams. We hope the information provided was helpful. For more educational content, stay connected with Leverage Edu. Happy learning!

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