Education loan is like buying a stake in an individual,
Aka – buying stake into their future incomes.
* though interesting variations can be done to the current range-interest model.
You can buy a stake into someone who is headed to the best schools of the world. Will be expensive.
Or, can you be a Wolf of Wall Street? And buy a stake into students from non-top schools? And then take a chance on them succeeding?
^ better – HELP THEM WIN!
There is so much to be done in higher education. The only reason we do not see as much innovation come through – is because of a mindset that does not challenge existing forms.
Everything will change in the coming decade though.
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