Canada remains one of the most preferred global education destinations in 2026 due to its academic excellence, structured immigration pathways, employment-oriented programs, and a safe environment for international students. Indian students planning to study in Canada benefit from globally ranked universities, post-study work rights, and long-term settlement opportunities supported by transparent policies.
In this blog, you will get all the latest updates on study in Canada for indian students 2026, such as visa rules, intakes, total cost, eligibility, scholarships, work options, and career pathways, so let’s get started.
This Blog Includes:
- Is Canada Worth It for Indian Students?
- Latest Canada Student Visa Updates
- What Is the Single PAL Rule for Joint and Dual Degrees?
- What Is the PGWP Field of Study Freeze?
- What Is the 14-Day Fast-Track for PhD Applicants?
- Top Universities in Canada for Indian Students
- Best Courses to Study in Canada
- Master’s vs PG Diploma in Canada: Which Is Better?
- Admission Requirements for Indian Students
- Cost of Studying in Canada for Indian Students
- Canada Intakes in 2026 & When to Apply
- Scholarships for Indian Students in Canada
- Canada Study Visa (Study Permit) for Indian Students
- Jobs & Career After Studying in Canada for Indian Students
- Student Life in Canada for Indian Students
- Study in Canada vs Other Countries for Indian Students
- FAQs
Disclaimer: All currency conversions (1 CAD ≈ ₹66.60) and financial requirements are estimates. These figures are subject to market volatility and IRCC policy updates; please verify the latest rates and official guidelines before applying.
Is Canada Worth It for Indian Students?
Yes, but only if you choose the right course and plan your money well. Canada follows a “quality over quantity” model, as confirmed by IRCC. The average starting salary for graduates is about INR 33 to 39 Lakhs per year. In STEM or Healthcare, salaries can cross INR 55 Lakhs. Also, you can get a Post-Graduation Work Permit for up to 3 years, which helps you gain work experience and apply for PR.
However, costs are higher now. You must show INR 15,22,500 for living expenses under the new GIC rule. Average tuition is around INR 14 Lakhs per year. So your first-year budget can reach nearly INR 30 Lakhs. In addition, college students must choose one of the 1,107 approved programs to get a work permit after study. So, Canada is worth it if you meet these conditions. Here are the key points:
- You choose a Master’s degree or an approved high-demand program
- You arrange at least INR 30 Lakhs for first-year costs
- You plan to use the 3-year PGWP for work experience
- You follow all the 2026 study and work rules carefully
Study in Canada for Indian Students 2026: Quick Highlights
To study in Canada for Indian students 2026, you need to first get a gist of everything. Here is an overview of everything before we go further into the details. It covers everything you need to plan your move to Canada in one glance.
| Visa Stream | Regular Stream only (SDS permanently closed in late 2024) |
| GIC Amount | CAD 22,895 (INR 15.2 Lakhs) for living expenses |
| Work Hours | Off-campus work limit is now 24 hours per week |
| Master’s / PhD | Exempt from the Provincial Attestation Letter (PAL) requirement |
| UG / Diploma | Mandatory PAL required, intake strictly capped by province |
| PGWP Eligibility | Guaranteed for Degrees; Field-specific for Diplomas (1,107 categories) |
| Spousal Work | Only available for spouses of Master’s, PhD, and Professional students |
| PR Pathway | Priority given to Healthcare, STEM, Trades, and French speakers |
| IELTS / PTE | 6.0 (Academic) minimum; higher scores recommended for competitive DLIs |
| Total Funds | Show INR 30 to 40 Lakhs (1st year tuition + GIC + travel) |
| Processing Time | Average 8 to 12 weeks for Indian applicants |
| Main Intake | September (Fall), Application deadline: Jan to March 2026 |
Latest Canada Student Visa Updates
Canada changed its student visa system in February 2026. IRCC now controls intake strictly. The government will issue a maximum of 408,000 study permits in 2026. Out of these, only 155,000 are for new students. SDS is closed, so everyone must apply through the Regular Stream. Here are the official rules you must follow to to study in Canada for Indian students 2026:
- IRCC will issue 408,000 total study permits in 2026.
- Only 155,000 permits are for new applicants.
- Students applying for Bachelor’s or College Diploma must submit a Provincial Attestation Letter (PAL).
- Master’s and PhD students at public institutions do not need a PAL.
- If you study in a joint program, you need only one PAL from the main institution.
- SDS closed on November 8, 2024.
- You must apply through the Regular Stream with 4 months of bank statements.
- You must show CAD 22,895 (INR 15,22,500) as GIC for living expenses.
- PhD applicants can receive 14-day priority processing.
- You can work 24 hours per week during study terms.
- You must meet CLB 7 (University) or CLB 5 (College) to receive a PGWP.
- You cannot change your school without applying for a new study permit.
What Is the Single PAL Rule for Joint and Dual Degrees?
IRCC updated this rule on February 6, 2026. Now, if you study in a joint or dual program taught by two schools or in two provinces, you need only one Provincial Attestation Letter. Earlier, students had to arrange two separate PALs. That process was slow and costly. The new rule makes your study permit process simpler and faster. This is how the single PAL rule works:
| Situation | Rule |
| You study at two colleges in one program | You submit only one PAL |
| Who gives the PAL | The institution that awards your final degree |
| Joint program across provinces | Still only one PAL required |
| Master’s or PhD at public university | No PAL required |
Important: This rule also applies to twinning or dual degree programs. If you start your course in one country and complete it in Canada, the Canadian institution that grants your final degree must issue the PAL. If your program requires a PAL and you submit your study permit application without it, IRCC will return your application. Therefore, always confirm your PAL requirement before you apply.
What Is the PGWP Field of Study Freeze?
On January 15, 2026, IRCC confirmed that the Post-Graduation Work Permit eligible program list will stay fixed for the full year. This list has 1,107 approved programs. No new courses will be added. No courses will be removed in 2026. Therefore, you get rule stability for the entire year. This rule mainly affects college diploma and certificate students. University degree students do not face this restriction. Here are the key facts:
- If your college program is on the 1,107 list, you remain eligible for PGWP in 2026.
- The earlier plan to remove 178 programs is paused, so those programs stay valid this year.
- This freeze applies only to non-degree college programs.
- Bachelor’s, Master’s, and PhD graduates can apply for PGWP without checking this list.
Note: Before you pay tuition, ask your college for your 6-digit CIP code. Then match it with the official IRCC PGWP list. If your code is not listed, you will not receive a work permit after graduation.
What Is the 14-Day Fast-Track for PhD Applicants?
From January 1, 2026, IRCC set a 14-day processing target for PhD study permit applications at public universities. This means eligible doctoral students can receive a decision in about two weeks if they submit a complete application. In comparison, regular study permit processing usually takes 7 to 12 weeks. This faster system applies only when you meet all official conditions. Here are the key eligibility rules:
- Verify your documents before submission.
- Match your scores with the required cut-off.
- Keep your passport valid for the required period.
- Monitor your email for updates from the authority.
Also Read: 2-Year Nursing Programs in Canada for International Students
Top Universities in Canada for Indian Students
QS World University Rankings 2026 places 15 Canadian universities in the global top 400. Tuition depends on program and faculty. The INR values below use recent average exchange rates for planning. Here are the details to study in Canada for Indian students 2026.
| QS 2026 Rank | University | Average Tuition per Year | Average Tuition per Year | Average Acceptance Rate |
| 27 | McGill University | CAD 32,000 to CAD 65,000 | INR 19 Lakhs to INR 40 Lakhs | 46% |
| 29 | University of Toronto | CAD 45,000 to CAD 68,000 | INR 27 Lakhs to INR 42 Lakhs | 43% |
| 40 | University of British Columbia | CAD 42,000 to CAD 60,000 | INR 25 Lakhs to INR 37 Lakhs | 52% |
| 94 | University of Alberta | CAD 32,000 to CAD 48,000 | INR 19 Lakhs to INR 29 Lakhs | 58% |
| 119 | University of Waterloo | CAD 48,000 to CAD 70,000 | INR 29 Lakhs to INR 43 Lakhs | 53% |
| 151 | Western University | CAD 38,000 to CAD 55,000 | INR 23 Lakhs to INR 34 Lakhs | 55% |
| 168 | Université de Montréal | CAD 25,000 to CAD 35,000 | INR 15 Lakhs to INR 21 Lakhs | 50% |
| 173 | McMaster University | CAD 42,000 to CAD 55,000 | INR 25 Lakhs to INR 34 Lakhs | 58% |
| 191 | Queen’s University | CAD 35,000 to CAD 60,000 | INR 21 Lakhs to INR 37 Lakhs | 42% |
| 211 | University of Calgary | CAD 28,000 to CAD 40,000 | INR 17 Lakhs to INR 25 Lakhs | 63% |
| 219 | University of Ottawa | CAD 35,000 to CAD 48,000 | INR 21 Lakhs to INR 29 Lakhs | 60% |
| 283 | Dalhousie University | CAD 28,000 to CAD 45,000 | INR 17 Lakhs to INR 27 Lakhs | 65% |
| 308 | Simon Fraser University | CAD 32,000 to CAD 45,000 | INR 19 Lakhs to INR 27 Lakhs | 59% |
| 333 | York University | CAD 35,000 to CAD 45,000 | INR 21 Lakhs to INR 27 Lakhs | 62% |
| 358 | University of Victoria | CAD 30,000 to CAD 42,000 | INR 18 Lakhs to INR 25 Lakhs | 64% |
Affordable Universities in Canada Under CAD 20,000 per Year
Some public universities charge lower tuition, especially in smaller provinces. These schools maintain good academic standards and lower yearly costs. Here are strong budget options:
- Memorial University of Newfoundland charges about CAD 14,500 per year, around INR 9 Lakhs.
- University of Northern British Columbia charges between CAD 18,000 and CAD 20,000, around INR 11 to 12.5 Lakhs.
- Brandon University fees are close to CAD 17,000 per year, around INR 10.5 Lakhs.
- University of Prince Edward Island charges about CAD 18,500 yearly, near INR 11.5 Lakhs.
Universities Accepting Without IELTS
Several universities accept alternative English proof if you studied in English for the last three to four years. Many accept Duolingo or PTE scores. Here are verified options:
- University of Winnipeg accepts a Duolingo score of 120 or completion of the Academic Level
- The University of Saskatchewan has a U PREP pathway and accepts a Duolingo score of 115.
- Brock University allows admission after completing its Intensive English Language Program.
- Concordia University waives IELTS with four years of English medium study proof.
- University of Regina accepts PTE score of 59 or its internal ESL test.
Best Courses to Study in Canada
You must choose a course that matches Canada’s labor shortage sectors and PGWP eligible list. Healthcare, STEM, Skilled Trades, Transport, and Agriculture show strong hiring data. The programs below offer high employment outcomes and stable post study work options. Here are the top courses with fee ranges to study in Canada for Indian students 2026:
| Course or Program | Top Universities or Colleges | Fee per Year | Fee per Year |
| MSc Data Science or AI | University of Waterloo, University of Toronto, University of British Columbia | CAD 35,000 to CAD 55,000 | INR 21 Lakhs to INR 34 Lakhs |
| MBA Finance or Analytics | University of Toronto Rotman, Western Ivey, York Schulich | CAD 40,000 to CAD 90,000 | INR 25 Lakhs to INR 56 Lakhs |
| BSc Nursing | McGill University, University of Alberta, McMaster University | CAD 20,000 to CAD 35,000 | INR 12 Lakhs to INR 21 Lakhs |
| Software Engineering | University of Waterloo, University of Toronto, Carleton University | CAD 45,000 to CAD 65,000 | INR 28 Lakhs to INR 40 Lakhs |
| Healthcare Administration | Humber College, Seneca Polytechnic, University of Ottawa | CAD 18,000 to CAD 28,000 | INR 11 Lakhs to INR 17 Lakhs |
| Cybersecurity Postgraduate | York University, Conestoga College, British Columbia Institute of Technology | CAD 17,000 to CAD 25,000 | INR 10 Lakhs to INR 15 Lakhs |
| Supply Chain Management | Centennial College, Fanshawe College, University of Alberta | CAD 16,000 to CAD 24,000 | INR 10 Lakhs to INR 15 Lakhs |
| Civil or Construction Technology | George Brown College, British Columbia Institute of Technology, Southern Alberta Institute of Technology | CAD 18,000 to CAD 22,000 | INR 11 Lakhs to INR 14 Lakhs |
| Agribusiness | University of Saskatchewan, University of Guelph | CAD 20,000 to CAD 30,000 | INR 12 Lakhs to INR 18 Lakhs |
| Early Childhood Education | Algonquin College, Sheridan College, Capilano University | CAD 16,000 to CAD 20,000 | INR 10 Lakhs to INR 12 Lakhs |
| Public Health | University of Toronto, University of Alberta | CAD 30,000 to CAD 45,000 | INR 18 Lakhs to INR 27 Lakhs |
| Renewable Energy Engineering | University of Calgary, University of British Columbia | CAD 32,000 to CAD 50,000 | INR 19 Lakhs to INR 31 Lakhs |
| Robotics | University of Toronto, McGill University | CAD 35,000 to CAD 55,000 | INR 21 Lakhs to INR 34 Lakhs |
| Logistics and Transport Management | Humber College, Seneca Polytechnic | CAD 17,000 to CAD 23,000 | INR 10 Lakhs to INR 14 Lakhs |
| Food Science | University of Guelph, University of Saskatchewan | CAD 28,000 to CAD 38,000 | INR 17 Lakhs to INR 23 Lakhs |
Courses After 12th
After high school, a four-year Bachelor’s degree gives you the most stable pathway. Bachelor’s programs remain exempt from field of study limits for PGWP. Therefore, you can choose most majors and still qualify for a three year work permit after graduation. Strong options include Computer Science, Nursing, Business Administration, and Psychology.
PG Diploma Courses
PG Diplomas offer practical training and faster entry into the job market. However, your diploma must match an approved CIP code under the PGWP eligible list. Two year diplomas usually provide a three year work permit, while one year programs may lead to a shorter permit. Popular fields include Artificial Intelligence, Project Management, Digital Marketing, Cybersecurity, and Sustainable Construction.
Master’s Programs
Master’s degrees offer major advantages. You do not need a Provincial Attestation Letter. The national study permit cap does not apply to most public university Master’s programs. In addition, even one year Master’s graduates can receive a three year PGWP. High demand areas include Data Science, Public Health, Engineering Management, and Finance.
PhD Programs
PhD programs receive the highest priority. Public university doctoral students benefit from a 14 day visa processing target when applying from outside Canada. Spouses remain eligible for open work permits. Canada actively supports research in Robotics, Renewable Energy, Public Health, and Quantum Computing.
Also Read: 5 Universities in Canada with Low Tuition Fees
Master’s vs PG Diploma in Canada: Which Is Better?
Your choice affects visa approval, work permit length, and PR chances. A Master’s at a public university gives more stability under current IRCC rules. A PG Diploma costs less and gives faster job entry, but you must follow stricter course eligibility rules. Here is the comparison to help you decide to study in Canada for Indian students 2026.
| Comparison Point | Master’s Degree | PG Diploma |
| Duration | 1 to 2 years | 1 to 2 years |
| Average Tuition | CAD 30,000 to CAD 60,000 per year | CAD 15,000 to CAD 25,000 per year |
| Study Permit Rules | Exempt from PAL at public universities | PAL required in most cases |
| National Cap Impact | Not restricted under student cap | Falls under student cap limits |
| PGWP Length | Up to 3 years even after 1 year program | Same length as program, 1 to 2 years |
| Field of Study Restriction | No restriction for PGWP | Must match approved eligible program list |
| PR CRS Points | Higher points for Master’s level | Lower points compared to Master’s |
| Career Path | Research, management, leadership roles | Technical, practical, job focused roles |
Admission Requirements for Indian Students
Canadian universities follow strict academic and language rules. Competitive programs in STEM and Business ask for higher scores. Therefore, you must meet academic, language, and document standards before you apply. Here are the exact requirements to study in Canada for Indian students 2026.
Academic Requirements
Universities check your past marks first. Higher ranked schools ask for higher percentages and GPA. Therefore, you must meet these minimum scores.
- Complete Class 12 from a recognized board for undergraduate admission. Most universities require 70 to 75%, while top schools may ask for 85% or higher.
- Hold a four year Bachelor’s degree for Master’s admission. Some universities accept a three year degree after credential evaluation.
- Present a strong Master’s degree with research experience for PhD programs.
- Maintain a minimum GPA of 3.0 on a 4.0 scale, which equals about 65 to 70%. Top research universities may expect 3.3 or higher.
English Proficiency
You must prove that you can study in English. Each university sets its own minimum score. However, most follow these common ranges.
- Achieve IELTS Academic overall 6.5 for undergraduate with no band below 6.0. Postgraduate programs often require 7.0 overall.
- Score between 85 and 100 in TOEFL iBT depending on the university.
- Obtain 60 or above in PTE Academic for most programs.
- Secure 115 to 125 in Duolingo English Test if the university accepts it.
Standardized Tests
Some programs require extra test scores. These tests are common for Engineering and MBA courses. Therefore, check your program page carefully.
- Submit GRE score of 310 or higher for competitive STEM and Engineering Master’s programs if required.
- Provide GMAT score of 650 or above for MBA and specialized Business programs where mandatory.
Documents Required
You must prepare all documents before you apply. Missing papers can delay your admission. Therefore, keep everything ready.
- Collect academic transcripts for Class 10, Class 12, and all university years.
- Attach degree certificate or provisional certificate as proof of completion.
- Write a Statement of Purpose of 500 to 800 words explaining academic goals.
- Arrange two academic Letters of Recommendation.
- Prepare an updated resume showing projects, internships, or work experience.
- Keep a valid passport with enough validity period.
- Show proof of funds, including a Guaranteed Investment Certificate of CAD 22,895 for living expenses.
Cost of Studying in Canada for Indian Students
To study in Canada for indian students 2026, you must plan your budget carefully. Tuition is your highest cost. In addition, you must show a GIC of CAD 22,895 for living expenses as per official rules. Therefore, check the numbers below before you apply.
Tuition Fees by Course Level
Fees depend on the program and the university type. Public universities usually cost less than private institutions. Here are the average yearly tuition ranges.
| Course Level | Average Annual Fee in CAD | Average Annual Fee in INR |
| Undergraduate Degree | CAD 25,000 to CAD 45,000 | INR 15 Lakhs to INR 28 Lakhs |
| Master’s Degree | CAD 20,000 to CAD 40,000 | INR 12 Lakhs to INR 25 Lakhs |
| MBA | CAD 35,000 to CAD 65,000 | INR 22 Lakhs to INR 40 Lakhs |
| PhD | CAD 7,000 to CAD 18,000 | INR 4 Lakhs to INR 11 Lakhs |
| PG Diploma | CAD 15,000 to CAD 22,000 | INR 9 Lakhs to INR 14 Lakhs |
Cost of Living by City
Living costs change by city. Toronto and Vancouver are the most expensive. Montreal and Calgary are more affordable. Here are the average monthly expenses including rent, food, and transport.
| City | Average Monthly Cost in CAD | Approx Monthly Cost in INR |
| Toronto | CAD 1,900 or more | INR 1.17 Lakhs or more |
| Vancouver | CAD 1,980 or more | INR 1.22 Lakhs or more |
| Montreal | CAD 1,440 or more | INR 89,000 or more |
| Ottawa | CAD 1,650 or more | INR 1.02 Lakhs or more |
| Calgary | CAD 1,430 or more | INR 88,000 or more |
Canada vs USA vs UK Cost Comparison
Canada has moderate tuition compared to the USA and similar or slightly lower costs than the UK. Here is the annual comparison.
| Feature | Canada | USA | UK |
| Average Tuition | CAD 25,000 to CAD 45,000 | USD 35,000 to USD 60,000 | GBP 15,000 to GBP 35,000 |
| Living Costs | CAD 18,000 to CAD 25,000 | USD 18,000 to USD 22,000 | GBP 12,000 to GBP 16,000 |
| Mandatory Proof | CAD 22,895 GIC | I 20 financial proof | GBP 12,000 to GBP 15,000 |
| Post Study Work | Up to 3 years | 1 to 3 years | 2 years |
Total Budget Calculator for First Year
Your first-year budget must include tuition, living expenses, and extra expenses. Here is a simple estimate.
| Expense Category | Estimated Cost in CAD | Estimated Cost in INR |
| Average Tuition | CAD 30,000 | INR 18 Lakhs |
| GIC Requirement | CAD 22,895 | INR 15 Lakhs |
| Pre Arrival Costs | CAD 3,500 | INR 2 Lakhs |
| Total First Year Budget | CAD 56,395 | Around INR 35 Lakhs |
Also Read: Aeronautical Engineering in Canada: Courses, Fees, Universities & Career Scope
Canada Intakes in 2026 & When to Apply
In 2026, you must apply early because all students now use the regular visa stream. Visa processing takes about 7 to 12 weeks. Therefore, you should plan your intake and submit documents on time. Here are the main intakes and deadlines.
| Intake | Semester Begins | Typical Application Deadline | Best For |
| Fall 2026 | September 2026 | December 2025 to March 2026 | All major degrees, most scholarships, maximum course options |
| Winter 2027 | January 2027 | July to September 2026 | Backup option, moderate course availability |
| Summer 2027 | May 2027 | November to December 2026 | Limited diplomas and short vocational programs |
Scholarships for Indian Students in Canada
Scholarships help reduce tuition and living costs. Most major awards close 6 to 9 months before classes start. Therefore, you must prepare early with strong academics and documents. Here is the list of scholarships to study in Canada for Indian students 2026.
| Scholarship Name | Provider | Amount | Eligibility | Deadline |
| Vanier Canada Graduate Scholarship | Government of Canada | CAD 50,000 per year | PhD with leadership and research excellence | October to November 2025 |
| Banting Postdoctoral Fellowship | Government of Canada | CAD 70,000 per year | Postdoctoral researchers in health, science, social science | September 2025 |
| Ontario Graduate Scholarship | Ontario Government | CAD 15,000 per year | Master’s or PhD in Ontario universities | January to March 2026 |
| Ontario Trillium Scholarship | Ontario Government | CAD 40,000 per year | International PhD students in Ontario | Varies by university |
| Lester B Pearson Scholarship | University of Toronto | Full tuition plus living | First year undergraduate students | October to November 2025 |
| International Major Entrance Scholarship | University of British Columbia | CAD 10,000 to CAD 20,000 | Undergraduate merit based students | January 15, 2026 |
| McCall MacBain Scholarship | McGill University | Full tuition plus stipend | Master’s and professional programs | September 2025 |
| Waterloo International Entrance Scholarship | University of Waterloo | CAD 10,000 | Undergraduate with 90 percent or higher | February 2026 |
| UdeM Tuition Exemption Scholarship | University of Montreal | Tuition reduction | Undergraduate, Master’s, PhD | September to February |
| Pierre Elliott Trudeau Foundation Scholarship | Trudeau Foundation | Up to CAD 60,000 per year | PhD humanities and social sciences | November 2025 |
| Shastri Research Fellowship | Shastri Indo Canadian Institute | Varies | Research scholars | December 2025 |
| Leverage Edu Study Abroad Scholarship | Leverage Edu | INR 20,000 to INR 3 Lakhs | Students applying through Leverage Edu | Rolling basis |
Government Scholarships
These are highly competitive and funded by federal or provincial governments. They focus on research strength and leadership.
- Vanier Canada Graduate Scholarship supports top PhD candidates across Canada
- Banting Postdoctoral Fellowship funds advanced research after PhD
- Ontario Graduate Scholarship supports merit based Master’s and PhD students in Ontario
- Ontario Trillium Scholarship supports international PhD students
University Scholarships
Top universities offer entrance and merit awards. Some are automatic, while others require early separate applications.
- Lester B Pearson Scholarship covers full tuition and living costs
- International Major Entrance Scholarship rewards strong undergraduate applicants
- McCall MacBain Scholarship funds full Master’s study with leadership focus
- Waterloo International Entrance Scholarship rewards high academic scores
- UdeM Tuition Exemption reduces tuition fees for international students
Leverage Edu Study Abroad Scholarship
This is a private scholarship for students applying through Leverage Edu. It supports different study levels and courses.
- Offers INR 20,000 to INR 3 Lakhs
- Open to students across undergraduate and postgraduate programs
- Accepts applications on a rolling basis
Also Read: Cheapest MBA in Canada for International Students
Canada Study Visa (Study Permit) for Indian Students
Canada follows a stricter visa system focused on genuine students and strong finances. The Student Direct Stream has closed permanently. Therefore, all applicants now apply through the regular stream with detailed financial proof. Here are the key details you must know to study in Canada for Indian students 2026.
Eligibility and Requirements
You must meet these conditions before applying:
- Hold a Letter of Acceptance from a Designated Learning Institution that is PGWP eligible
- Submit a Provincial Attestation Letter if applying for undergraduate or college diploma programs
- Show proof of funds of CAD 22,895 for living expenses plus first year tuition and travel cost
- Provide academic transcripts from Class 10, Class 12 and any completed degree
- Complete medical exam and police clearance certificate
Step by Step Application Process
Follow this clear order to avoid delays:
- Apply to a Designated Learning Institution and receive your Letter of Acceptance
- Obtain the Provincial Attestation Letter from your institution if required
- Pay first year tuition and purchase a CAD 22,895 GIC
- Prepare a strong Statement of Purpose explaining course choice and career plan
- Submit online application through the IRCC portal
- Complete biometrics at a VFS center after receiving Biometric Instruction Letter
Fees and Processing Time
You must budget for these official costs and timelines:
- Pay study permit fee of CAD 150
- Pay biometrics fee of CAD 85
- Expect processing time of 7 to 12 weeks
- Plan for up to 14 weeks during peak months May to July
SDS Student Direct Stream Status
The Student Direct Stream closed permanently on November 8, 2024. All students now apply through the regular stream.
- Fast track twenty day visa option no longer exists
- Provide four months of bank statements
- Submit proof of CAD 22,895 GIC
- Prepare stronger financial documents for approval
Common Rejection Reasons and How to Avoid Them
Visa refusal rates increased due to tighter intake control. Avoid these common mistakes:
- Write a clear and personal Statement of Purpose without copying templates
- Show full financial strength including family income tax returns for three years
- Choose a course that matches previous education and career path
- Explain strong home country ties to prove temporary stay intent
Jobs & Career After Studying in Canada for Indian Students
Canada’s job market for international students has shifted toward quality over quantity. Graduates in high-demand fields now enjoy clearer pathways to both high-paying careers and Permanent Residency (PR). Here’s the breakdown to study in Canada for Indian students 2026.
Part-Time Work During Study
International students can earn while studying, but there are limits to ensure academics come first.
- Work up to 24 hours per week off-campus during regular sessions
- Unlimited work during academic breaks (summer, winter, reading week)
- Must be full-time at a DLI and have started classes; no work before program start
- Average pay: CAD 15.50 to 18.00 per hour (INR 9,000 to INR 11,000 per hour)
Post-Graduation Work Permit (PGWP)
PGWP eligibility is now stricter and linked to your program type and field.
- Degree Advantage: Bachelor’s, Master’s, PhD graduates get 3-year PGWP, no field restrictions
- Diploma Restriction: College diplomas must be on the IRCC 1,107 eligible programs list
- Language Requirements: University graduates: CLB 7 (IELTS 6.0 all bands); College graduates: CLB 5
- Master’s programs of 8+ months qualify for the full 3-year PGWP
Top Recruiters & Salary Expectations
Canada actively recruits in Priority Sectors. Top recruiters include Shopify, RBC, Deloitte, Amazon Canada, Magna International, Provincial Health Authorities (AHS, BC Health). Here are entry-level salary benchmarks for international graduates.
| Sector | Top Job Roles | Avg. Starting Salary | Avg. Starting Salary |
| STEM | Software Developer, Data Scientist, Cybersecurity | CAD 75,000 to CAD 110,000 | INR 46 Lakhs to 68 Lakhs |
| Healthcare | Registered Nurse, Pharmacist, Lab Technician | CAD 65,000 to CAD 95,000 | INR 40 Lakhs to 58 Lakhs |
| Engineering | Civil, Mechanical, Electrical Engineer | CAD 70,000 to CAD 105,000 | INR 43 Lakhs to 65 Lakhs |
| Business | Financial Analyst, Supply Chain Manager | CAD 60,000 to CAD 85,000 | INR 37 Lakhs to 52 Lakhs |
| Skilled Trades | Industrial Electrician, Welder, HVAC Technician | CAD 55,000 to CAD 90,000 | INR 34 Lakhs to 55 Lakhs |
Express Entry & PR Pathway After Study
Canada has multiple routes to PR for graduates, especially in high-demand sectors.
- Canadian Experience Class (CEC): Eligible after 1 year working in TEER 0 to 3 roles on PGWP
- Category-Based Draws: Special draws for STEM, Healthcare, Trades, and Transport experience; lower CRS scores (470 vs. 530)
- Priority Categories: Researchers, Scientists, Senior Managers
- Provincial Nominee Programs (PNP): International Student Streams can grant 600 extra points even before first year of work
Student Life in Canada for Indian Students
To study in Canada for Indian students 2026, you need to adapt to a new lifestyle and as well as academics. While the community is welcoming, you need to prepare for cold weather, higher living costs, and managing part-time work alongside studies.
Best Cities for Indian Students
Canada has a mix of affordability, job opportunities, and student-friendly environments. Here are the top cities for Indian students:
| City | Global Rank | Key Strength | Indian Community Hub |
| Montreal | #18 | Most Affordable & Student-Friendly | Parc-Extension / Lasalle |
| Toronto | #22 | Best for Finance & Tech Jobs | Brampton / Scarborough |
| Vancouver | #29 | Mildest Weather & Natural Beauty | Surrey / South Vancouver |
| Ottawa | #80 | Safest & Best for Government Jobs | Kanata / Nepean |
| Calgary | Top 100 | Low Taxes & High Salaries | Northeast Calgary |
Note on Brampton: Once the top landing spot for Indians, Brampton now faces a housing crunch. Start your search 3 to 4 months early due to new rental licensing rules.
Indian Communities & Cultural Life
Canada has vibrant Indian communities, making it easier to feel at home:
- Cultural Festivals: Diwali, Vaisakhi, and Garba events in Toronto and Surrey draw huge crowds.
- Food & Groceries: Stores like Indian Bazaar, Sabzi Mandi, and FreshCo stock all Indian spices and brands.
- Religious Spaces: Hundreds of Gurdwaras, Mandirs (BAPS Shri Swaminarayan Mandir in Toronto), and Mosques provide cultural and community support.
Weather & Adaptation Tips
Canadian winters are extreme for most Indian students. Follow these tips to survive and thrive:
- Wait-and-Buy Jackets: Buy heavy parkas (North Face, Columbia, Eddie Bauer) in Canada; Indian jackets won’t withstand -20°C to -30°C.
- Work Limit: Off-campus work limit is 24 hours/week, allowing extra income to manage rent and living costs.
- Winter Blues (SAD): Sun sets early in December (4:30 PM). Take Vitamin D and stay active.
- Transport: Use apps like Transit or Moovit to avoid waiting in freezing temperatures.
Also Read: Personal Support Worker (PSW) in Canada: A Complete Guide
Study in Canada vs Other Countries for Indian Students
This table will give you a quick overview of tuition, living costs, salaries, work options, and ROI for Indian students. Costs are given in INR ranges for clarity. Here is the overview to study in Canada for Indian students 2026.
| Feature | Canada | USA | UK | Australia |
| Annual Tuition (INR) | 12 Lakhs to 19 Lakhs | 25 Lakhs to 55 Lakhs | 15 Lakhs to 35 Lakhs | 15 Lakhs to 28 Lakhs |
| Monthly Living Costs (INR) | 1.0 Lakh to 1.3 Lakh | 1.2 Lakh to 2.1 Lakh | 1.1 Lakh to 1.8 Lakh | 1.1 Lakh to 1.6 Lakh |
| Visa Proof / Fund Requirement (INR) | 15.2 Lakhs (GIC) | 25 Lakhs to 40 Lakhs | 11 Lakhs to 14 Lakhs | 16.1 Lakhs |
| Average Starting Salary (INR) | 35 Lakhs to 55 Lakhs | 55 Lakhs to 110 Lakhs | 32 Lakhs to 55 Lakhs | 45 Lakhs to 65 Lakhs |
| Part-Time Wage (INR/hour) | 1,100 | 1,250 | 1,200 | 1,300 |
| Master’s Duration | 2 Years | 2 Years | 1 Year | 2 Years |
| PR Pathway | High (Easiest) | Low (Lottery) | Moderate | Moderate (Points-based) |
| ROI | High | Moderate | High (short-term) | Moderate |
To conclude, study in Canada for Indian students 2026 is still a smart option if you follow the updated rules carefully. First, you must show INR 15,22,500 as your GIC for living costs. This money remains yours, and you use it for rent, food, and daily needs. Since SDS has ended, you must apply through the Regular Stream and show 4 months of bank history.
Next, choose your course with care. If you select a Master’s degree at a public university, you do not need a PAL, and you can get up to a 3-year work permit after graduation. However, if you choose a college diploma, you must pick a program from the 1,107 approved priority courses to qualify for PGWP. Also, follow the 24-hour work limit rule and maintain good academic records.
So, plan early, apply on time, arrange your funds properly, and write a clear and honest SOP. When you stay informed and follow official IRCC rules, you increase your visa success chances and protect your future.
FAQs
Yes. Canada remains a safe destination for students. In October 2025, Canada and India released a joint statement confirming student safety and cooperation. IRCC set a 2026 study permit target of 408,000 approvals, including extensions, to keep the system stable and controlled.
No. The 80% rejection claim is false. In early 2026, refusal rates increased mainly for high-risk private colleges due to stricter checks on the INR 15,22,500 GIC requirement. Public university and Master’s applicants continue to receive stronger approval rates.
IRCC mainly refuses visas for three reasons. First, students fail to meet the INR 15,22,500 GIC requirement. Second, they do not provide four months of bank history under the Regular Stream after SDS ended in November 2024. Third, some college applicants choose programs not listed in the 1,107 PGWP-eligible codes.
IRCC data for 2025-2026 shows approval rates around 50% to 60% for university applicants. However, private college diploma approvals remain lower, near 35%, due to tighter Genuine Student checks and the national cap. Strong financial proof improves success chances.
No. Canada is controlling numbers, not stopping visas. For 2026, the government plans 155,000 new student arrivals. The Provincial Attestation Letter system ensures only students with confirmed seats can apply.No. Canada is controlling numbers, not stopping visas. For 2026, the government plans 155,000 new student arrivals. The Provincial Attestation Letter system ensures only students with confirmed seats can apply.
Canada introduced clear updates for 2026. Students can work only 24 hours per week during classes. They must show INR 15,22,500 in a GIC. Master’s and PhD students are exempt from PAL from January 1, 2026. College graduates must study in priority sectors to qualify for PGWP.
Apply to universities between October 2025 and February 2026. Visa processing under the Regular Stream takes about 8 to 12 weeks. Therefore, submit your visa file by May or June 2026 to avoid delays.
Under the 2025-2027 Immigration Levels Plan, Canada targets 380,000 permanent residents in 2026. Around 40% of these spots focus on in-Canada applicants such as graduates and workers. Economic categories remain the priority.
No province guarantees easy PR. However, Alberta, Saskatchewan, and Manitoba currently have lower score requirements in some Provincial Nominee streams compared to Ontario. Your occupation and CRS score matter more than province choice.
University graduates can receive up to a three-year PGWP regardless of subject. College graduates must complete one of the 1,107 approved field-of-study codes to qualify. Applicants must also meet language levels of CLB 7 for university programs or CLB 5 for college programs.
For 2026, you must show at least INR 15,22,500 for living expenses through a GIC. Average tuition ranges between INR 12,00,000 and INR 18,00,000 per year depending on the program. Therefore, you should prepare total first-year funds of about INR INR 8,00,000 to INR 33,00,000.
Yes. Students can work up to 24 hours per week off campus during regular semesters. They can work full time during scheduled breaks. You must maintain full-time student status. Violating work limits can affect your visa.
Healthcare, STEM, skilled trades, and early childhood education remain strong PR pathways. Canada runs category-based Express Entry draws for priority occupations. Choose programs linked to labour shortages. Demand-based careers increase immigration chances.
Yes, Canada tightened rules to improve system quality. The government introduced permit caps, PAL requirements, and financial checks. However, genuine students with strong documents still receive approvals. Therefore, preparation matters more than ever.
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21 comments
Thanks for sharing this helpful guide on Study in Canada
Thanks for your feedback!
Thanks for sharing this information.
It’s very useful for me.
Hi, thanks for your wonderful words! Here is another blog on the life of Indian students in Canada https://leverageedu.com/blog/life-in-canada-for-indians/, which will give you an insight into your experience in Canada.
Nice
Thanks for the feedback!
Hi, Study abroad is Dream for Many Students, Canada is one of the finest places to study for Indian Students, this pandemic has affected them, i hope everything will get cleared soon Global Tree.
Thax for sharing the valuable info.
Hi Diyasri,
We are glad that you liked our blog on Study in Canada! Many major changes are now observed with respect to Canada study permit and student visa. These links will help you https://leverageedu.com/blog/canada-to-reopen-borders-for-students/ https://leverageedu.com/blog/canada-approves-study-permits/
Enjoyed every bit of your blog post.Really looking forward to read more. Keep writing.
Hi,
Thanks for your feedback!
I really liked your article.Really thank you! Much obliged.
Hi,
Thanks for your feedback!
Nice post for students who are planning to study in Canada. Thanks for sharing.
Hi,
Thanks for your feedback!
Nice post, it has a lot more information about study in Canada.
Hi Arjun,
Thanks for your valuable feedback!
“Hey,
That’s awesome! What you have written about studying in Canada is very well written, and all the points are beneficial for everyone.
Hello Rohit,
We are glad and delighted to know that you have found our content in this blog helpful and beneficial. Here are some more interesting reads based on Canada thay you can use for further knowledge:
https://leverageedu.com/blog/cost-of-studying-in-canada/
https://leverageedu.com/blog/mba-courses-in-canada/
https://leverageedu.com/blog/best-course-in-canada/
https://leverageedu.com/blog/culture-shocks-in-canada/
https://leverageedu.com/blog/student-life-in-canada/
Hello Rohit,
We are glad and delighted to know that you have found our content in this blog helpful and beneficial. Here are some more interesting reads based on Canada thay you can use for further knowledge and information:
https://leverageedu.com/blog/cost-of-studying-in-canada/
https://leverageedu.com/blog/mba-courses-in-canada/
https://leverageedu.com/blog/best-course-in-canada/
https://leverageedu.com/blog/culture-shocks-in-canada/
https://leverageedu.com/blog/student-life-in-canada/
Indian student after her 10th std, planing to her further study in Canada, what is the proceedure for all that pls reply [email protected]
Hi Sherly,
We understand the entire application process to a foreign university can get pretty complicated sometimes. In relation to your query, please go through our Study in Canada blog which may help you find all the required information.
If you need help with the application process, then feel free to call us on 1800 572 000 for a free consultancy session!