Cost of Living in Indiana: A Guide on Expected Expenses

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In the United States, Indiana is nestled in the heart of the Midwestern region. It offers a balance of cost of living and quality of life. The average cost of living in Indiana for a person is approx. 1200 USD per month, excluding rent costs. Moving to a new state like Indiana involves considering various factors, such as food, rent, transportation, etc.

Indiana offers a balance of affordability and quality of life to international students. In this blog, we’ll explore the cost of living in Indiana, exploring complete breakdowns and key factors such as housing, transportation, healthcare, and overall affordability. So, let’s dive into the discussion without further delay. 

Cost of Living in Indiana

The average monthly cost of living in Indiana for a family of four members is approximately 4,100 USD without rent, while for a single person, it is 1,120 USD without rent. Living expenses in Indiana can vary according to the region you choose within the state.

Indiana has a relatively low cost of living compared to many other states in the U.S. Here are some factors that contribute to the living expenses in Indiana: apartment costs, monthly public transport costs, grocery costs, Utility costs and a few other essential things. Here, we have given the general breakdown of the cost of living in Indiana for various categories. Let’s understand in detail:

Costs of Rent in Indiana

The average cost of rent in Indiana depends on various factors like location, area, and luxuries you choose. Generally, a one-bedroom apartment costs 1,500 USD per month, while three-bedroom apartments can cost around 2,300 USD per month. Rental expenses can vary according to budget and lifestyle, which also affects the cost of living in Indiana. The table below compares cost of rents in and outside the city centre:

Apartment LocationApprox Monthly Cost
One-bedroom Apartment in the City Centre1,615.00 USD
One-bedroom Apartment Outside of the Centre1,175.00 USD
Three -bedroom Apartment in the City Centre2,325.00 USD
Three -bedroom Apartment Outside of the Centre1,718.75 USD

Cost of a Utility in Indiana

Utility costs in Indiana can vary depending on various factors, such as the location you choose, energy consumption, and the season. On average, utility expenses are relatively low compared to the cost of living in Indiana. You pay around 380 USD per month for utilities, including electricity, water, heating, garbage, and internet services. The Cost of Utilities in Indiana is given in the table below for your convenience:

Utility TypeApprox Monthly Cost
Basic Utility Cost (Heating, Electricity, Cooling, Water, and Garbage) (for 85m2 Apartment)240 USD
Monthly Plan of Mobile Phone with Calls and 10GB+ Data65 USD
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)79 USD

Cost of Grocery in Indiana

On average, the grocery cost for a person in Indiana might be around 102 USD per month, depending on factors such as dietary preferences and shopping habits. In comparison, grocery costs in Indiana are often lower, which contributes to the overall lower cost of living in Indiana. The average cost of groceries in Indiana includes the cost of bread, milk, water, vegetables, fruit, and other eatable items. The table below lists the average cost of groceries in Indiana: 

Grocery ItemApprox Cost
Milk (regular), (1 litre)0.87 USD
Loaf of Fresh White Bread (500g)3.15 USD
Rice (white), (1kg)5.25 USD
Eggs (regular) (12)2.54 USD
Apples (1kg)4.40 USD
Banana (1kg)1.82 USD
Oranges (1kg)6.06 USD
Tomato (1kg)3.77 USD
Potato (1kg)3.19 USD
Onion (1kg)3.21 USD
Lettuce (1 head)1.41 USD
Water (1.5 litre bottle)2.03 USD
meat, egg, drinks and Other items60.00 USD

Restaurant Costs in Indiana 

The restaurants in Indiana offer various culinary experiences at varying price points. Fast food options at Indiana’s restaurants are typically more affordable, with meals averaging around 15 USD per person in Indiana. Factors like the restaurant’s ambience, cuisine, and location within Indiana can also influence prices. In the table below, we have demonstrated the average restaurant costs you can pay in the country:

Type of Restaurant Approx Cost of Meal in Restaurant
Meal for 2 person at an Inexpensive Restaurant25 USD
Meal for 2 People, Mid-range Restaurant, Three-course80 USD

Transportation Costs in Indiana 

Public transportation options like cars, buses and trains are available in Indiana, with around 1.71 USD per km fares. Transportation costs in Indiana can vary depending on the means of transportation. Additionally, cycling is becoming increasingly popular in the city, with minimal costs. Overall, the choice of transportation mode significantly influences transportation costs in Indiana. The overall cost of living in Indiana includes transportation costs, which are outlined in the table below:

Mode of TransportApprox Monthly Cost
Price of a One-way Ticket for Local Transport1.75 USD
Regular Price of Monthly Pass 60.00 USD
Cost of Taxi Start (Normal Tariff)2.00 USD
Cost of Taxi 1 km (Normal Tariff)1.71 USD
Cost of Taxi 1 hour Waiting (Normal Tariff)34.00 USD
Gasoline (1 litre)0.96 USD

Average Tuition Fees in Indiana

With degrees from Indiana Universities, you can have great opportunities to find a prestigious dream job. However, figuring out the average tuition fees in Indiana can be overwhelming with the cost of living in Indiana. Don’t worry; we get it for you and are here to help. Find all you need to invest in your education and your future. The average tuition fees charged by a few  Indiana’s universities are detailed below, with program and university.

Name of UniversityApprox Tuition fees per year (for Bachelors) Approx Tuition fees per year (for Masters) 
Purdue University31,000 USD29,000 USD
Indiana University20,000 USD30,000 USD
University of Notre Dame62, 000 USD60, 000 USD
Indiana University Indianapolis33,000 USD33,000 USD

Also Read: Cost of Living in Durham: A Comprehensive Guide

Why Choose Indiana to Study Abroad?

Indiana is a hidden gem in the United States region that offers a wealth of opportunities and a high-quality education for international students in its vibrant and welcoming environment. With an affordable cost of living in Indiana, Studying here can be a very rewarding experience.

Indiana is home to several world-renowned and prestigious universities that offer diverse academic and research programs, such as Purdue University, Indiana University, and the University of Notre Dame, which consistently rank among the top universities globally. These institutions provide their students with a rich academic environment, world-class faculty, and state-of-the-art facilities. Here are some significant reasons why you should study in Indiana City:

Affordable Tuition Fee in Indiana: 

The average tuition fee in Indiana for undergraduate programs is approximately 8,000 US to 10,000 USD for international students, which is affordable compared to other universities in major metropolitan areas and helps students to not over think on their cost of living in Indiana.

Explore Vibrant Culture and Community in Indiana: 

Indiana has a rich cultural heritage and a lively community that welcomes students worldwide with open arms. With a diversified culture, Indiana is well known for its bustling streets, the charm of Bloomington, sports events, and local cuisine at affordable expenses in Indiana. There’s always something exciting to discover in Indiana.

Safe and Supportive Environment in Indiana: 

Indiana provides a safe and supportive environment for its students so that they can focus on their studies and personal growth because safety is a top priority for all students. Indiana has low crime rates, well-maintained infrastructure, and friendly communities for students far from home without paying any extra expense for security in Indiana. 

Things to Know When Moving to Indiana

You’ve decided to go to Indiana for either education or employment purposes. Beyond the appealing cost of living in Indiana, it presents many advantages. It stands out as a vibrant and lively location, providing opportunities for international students to excel academically and enjoy their time abroad. Here are several things to know when moving to Indiana:

Welcoming People in Indiana: 

Indiana offers a wealth of opportunities in its vibrant and welcoming environment. It is known for its friendly and generous hospitality. People in Indiana are very joyful, funny and fun loving. Living here for expats will not make you feel far from home.

Low Taxes in Indiana

Indiana has stable local economies with pockets of accelerated growth and gentrification. Its low taxes make the cost of living in Indiana affordable, and even housing costs are low.

Weather in Indiana

Here are some simple facts about Indiana’s weather: In the summer, the temperature can reach around 85 degrees, whereas in winter, especially in January, it can reach around 19 degrees. Moreover, Indiana usually gets about 22 inches of snow in a year and around 43 inches of rain.

Jobs in Indiana

In Indiana, there is a great opportunity in Healthcare, logistics, manufacturing, and technology. Finding a job is more accessible in these areas. Moreover, the job sector is robust, with more openings in recent years. The job wedges here can help manage the cost of living in Indiana with a leisurely life.

Relevant Reads:

Cost of Living in Doha: A Guide on Expected ExpensesCost of Living in Taiwan: A Guide on Expected Expenses
Cost of Living in Cambodia: A Guide on Expected ExpensesCost of Living in Perth: A Comprehensive Guide
Cost of Living in Scotland: A Guide on Expected ExpensesCost of Living in Brussels: A Guide on Expected Expenses


Q.1 What is the Cost of Living in Indiana?

Answer: The cost of living in Indiana for a single person without rent is around 1,160 USD, and for a family, it is around 4,100 USD without rent. Generally, living expenses in Indiana are more affordable than in other states in the United States. 

Q.2 Is it cheaper to rent or buy in Indiana?

Answer: The rent of a 1-bedroom apartment for a single person in the City Centre of Indiana costs around 1100.00 USD, and the same 1-bedroom apartment outside the City Centre costs around 1,600 USD. It may be affordable, but it is only cheaper for some and can affect the cost of living in Indiana.

Q3. What is the cost of living in Indiana vs Texas?

Answer: The cost of living in Indiana for a single person without rent is around 1,160 USD, whereas the cost of living in Texas is around 1,216.1 USD. This means the living expenses in Indiana and Texas is almost the same.

So, this was all about the cost of living in Indiana. Many Indiana students dream of pursuing education in foreign nations due to the exposure and career growth they offer. Consider joining a free counselling session with Leverage Edu if you plan to study abroad.

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