Cost of Living in Cincinnati: A Guide on Expected Expenses

6 minute read

Cincinnati is a vibrant metropolis in the southwestern corner of Ohio, United States. It is often called the “Queen City” and offers visitors diverse experiences. Cincinnati has its own set of expenses and the average cost of living in Cincinnati for a month is around USD 974 for a person without rent.


Welcome to the guide on the cost of living in Cincinnati! We have covered everything from food to housing rent, transportation costs to grocery costs, and more. Whether you’re considering moving to this amazing city or just curious about living expenses, we have got you covered. So, let’s dive in and explore what it takes to live in the Queen City! 

Cost of Living in Cincinnati

Estimating the cost of living in Cincinnati is crucial for an individual who is looking to settle in this joyful city. For a family of four, the typical monthly cost of living in Cincinnati is roughly USD 63,50, including rent in downtown areas. Meanwhile, for an individual living you can expect to budget around USD 23,50 per month.

The cost of living in Cincinnati for a comfortable lifestyle varies depending on the area where you are thinking of settling, your daily habits, and your preferences. Let’s take a closer look at what amount of money it takes to live comfortably in Cincinnati, covering everything from housing to leisure activities.

Cost of Grocery in Cincinnati

On average, a person might spend around USD 97 on groceries, which could be for a week. Grocery costs include everyday items like bread, milk, vegetables, fruits, and more. Knowing these costs can help you plan your budget and make wise purchases. 

While prices can vary depending on what and how much you buy, Cincinnati generally offers affordable options for stocking up your pantry. Grocery is an essential part of the cost of living in Cincinnati. So, whether you’re cooking up a home-cooked meal or grabbing something quick, here we have given the cost of groceries in Cincinnati for your reference:

Grocery ItemApprox Cost
Milk (regular), (1 liter)USD 0.80
Eggs (regular) (12)USD 2.69
Rice (white), (1kg)USD 3.58
Apples (1kg)USD 4.61
Banana (1kg)USD 1.58
Oranges (1kg)USD 3.39
Tomato (1kg)USD 4.79
Potato (1kg)USD 2.49
Onion (1kg)USD 2.97
Lettuce (1 head)USD 1.77
Water (1.5 liter bottle)USD 1.51
Loaf of Fresh White Bread (500g)USD 2.74
meat, egg, drinks and Other itemsUSD 64

Costs of Rent in Cincinnati

 A one-bedroom apartment near the city centre usually costs about USD 1,393 monthly, while a three-bedroom spot could cost you around USD 2,846. Rent is a big part of the cost of living in Cincinnati, and it depends on where you choose to settle down and how much space you need.

Moreover, individuals need to plan for the accommodation budget before going to Cincinnati. The following table compares the cost of renting apartments within and outside the city centre:

Apartment SizeApprox Monthly Cost in City CentreApprox Monthly Cost in Outside City Centre
One-bedroomUSD 1,393USD 963 month
Three-bedroomUSD 2,846USD 1,439

Also Read: Cost of Living in Cuba: A Comprehensive Guide on Cuba’s Expense

Cost of a Utility in Cincinnati

The monthly cost of essential utilities in Cincinnati is around USD 122, including electricity, water, heating, garbage, internet services, etc. According to the area you choose, the utility cost can affect the cost of living in Cincinnati. In the table below, Utility costs in Cincinnati are provided for your convenience:

Utility TypeApprox Monthly Cost
Basic Utility Cost (Heating, Electricity, Cooling, Water, and Garbage) (for 85m2 Apartment)USD 122
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)USD 59
Monthly Plan of Mobile Phone with Calls and 10GB+ DataUSD 46
Source: numbeo

With these affordable utility options, you can enjoy Cincinnati without the stress of exceeding your cost of living budget. Adopt the ease and comfort of city living while keeping your monthly expenses stable!

Restaurant Costs in Cincinnati 

Restaurants in Cincinnati offer a culinary adventure with a variety of food options. From cosy cafes to trendy spots, there’s something for everyone. The average cost of inexpensive restaurant meals is around USD 13, which will not affect the cost of living in Cincinnati that much. Check out the table below to see how Cincinnati’s restaurant prices compare nationwide.

Type of Restaurant Approx Cost of Meal in Restaurant
Meal for at an Inexpensive RestaurantUSD 13
Meal for 2 People, Mid-range Restaurant, Three-courseUSD 60

Also Read: Cost of Living in Hamburg: A Comprehensive Guide on Hamburg’s Expense

Transportation costs in Cincinnati 

Cincinnati’s dynamic transportation system offers various suitable options for exploring the city. From classic cabs, buses, trams, and ferry rides to the Cincinnati Subway or a ferry ride to cross the Ohio River easily, there are various modes of transport to suit every traveller’s preference.  The average cost of transportation in Cincinnati for a one way ticket is around USD 2.

Mode of TransportApprox Monthly Cost
Price of a One-way Ticket for Local TransportUSD 2
Regular Price of Monthly Pass USD 80
Cost of Taxi Start (Normal Tariff)USD 3.75
Cost of Taxi 1 km (Normal Tariff)USD 1.24
Cost of Taxi 1 hour Waiting (Normal Tariff)USD 25
Gasoline (1 litre)USD 0.90

Average Tuition Fees in Cincinnati

The usual tuition fees at universities in Cincinnati vary according to factors like the institution and the program or course you select. Along with the cost of living in Cincinnati, figuring out the average tuition fees at the Universities of Cincinnati can be a daunting task. The average tuition fees at the Universities in Cincinnati are given in the table below.

Name of UniversityApprox Tuition Fees
University of CincinnatiUSD 27,140
Xavier UniversityUSD 15,750
Mount St. Joseph UniversityUSD 35,450

Also Read: Cost of Living in Durham: A Comprehensive Guide

Things to Know When Moving to Cincinnati

In addition to the affordable cost of living, let’s explore a few other reasons why this city is a fantastic place to live! Whether you relocate for study or employment in Cincinnati, you can consider some key factors that are given below that can significantly enhance your experience when moving to the city:

Weather in Cincinnati

Cincinnati experiences a wide range of weather throughout the year. In January, it is very cold, with an average temperature of 32°F, and there is the most snowfall, with an average of 3.2 inches. In May, it receives an average of 4.59 inches of precipitation. Meanwhile, in July, the average temperature was about 76°F. 

Jobs in Cincinnati

Take advantage of Cincinnati’s diverse job market because the average part-time work salary in Cincinnati, New York City, is around USD 17.35 per hour. The average monthly net salary after Taxes in Cincinnati is around USD 3,946, which decreases students’ burden with the cost of living budget in Cincinnati.

Excellence Healthcare in Cincinnati

Cincinnati is home to world-class healthcare institutions; it provides top-quality care for residents and visitors. A few top notch health care in Cincinnati are the renowned Cincinnati Children’s Hospital Medical Center and the University of Cincinnati Medical Center

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Q.1 What is the cost of living in Cincinnati?

Answer: The estimated monthly cost of living in Cincinnati for a single person is around USD 974 without rent. The estimated cost for a family of four is close to USD 3,518 without rent. However, the average rent for a one-bedroom apartment is around USD 1,393, and for a three-bedroom apartment, it is around USD 2,846.

Q.2 What salary do you need to live comfortably in Cincinnati?

Answer: The average monthly salary in Cincinnati is around USD 3,946.27 after taxes. This amount can help you reduce your financial burden regarding the cost of living in Cincinnati. 

Q3. Is it expensive to live in Cincinnati?

Answer: The cost of living in Cincinnati is around 3% less expensive than the national average and 6% higher than the state average. The average cost of living in Cincinnati is around USD 1,650 for a single person without rent, and you can have a good quality of life there.

So, this was all about the cost of living in Cincinnati. Many Indian students dream of pursuing education in foreign nations due to the exposure and career growth they offer. Consider joining a free counselling session with Leverage Edu if you plan to study abroad.

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