Cost of Living in Chelmsford: Is it Expensive to Live in Chelmsford, UK?

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Cost of Living in Chelmsford Expense Insights

Chelmsford is a vibrant city located in Essex, England. It is known for its blend of rich history and excellent transport links to London. However, one of the most important factors that people consider when deciding to move to this city is the feasible cost of living in Chelmsford. It is affordable for overseas education and career building abroad.


So, if you are also on the lookout to know about the living expenses of Chelmsford, then sit tight and read this article till the very end. In this article, we will explore the cost of living in Chelmsford and provide you with an estimation of various expenses to help you make an informed decision.

Cost of Living in Chelmsford

There is a relief in terms of managing the average cost of living in Chelmsford if you choose to live in this County of Essex. This comes with the fact that you would require around GBP 2001 bucks in your pocket to sustain one month’s worth of miscellaneous expenses in this metropolitan city. But, to get a deeper understanding of the Chelmsford living expenses, you might need to check the table given below: 

Common ExpensesAverage Monthly Cost (In GBP)
On-Campus AccommodationGBP 550
Off-Campus AccommodationGBP 510
Food ExpensesGBP 342
Transportation ExpensesGBP 86
Groceries ExpensesGBP 65
Utilities ExpensesGBP 163
Entertainment ExpensesGBP 40
Annual Chelmsford Cost of LivingGBP 14, 832

Also Read: Cost of Living in Cuba: A Comprehensive Guide on Cuba’s Expense

Cost of Food and Groceries in Chelmsford

In Chelmsford, you’ll find many restaurants serving delicious food at affordable costs. For a meal for two at a mid-range restaurant, you might spend around EUR 52. While that might not seem like much on its own, it all adds up when considering the overall cost of living in Chelmsford.

Being worried sick about the food and groceries is another journey of strengthening your Chelmsford cost of living awareness. Therefore, check the table below and let it contribute to your decision-making:

Types of FoodAverage Cost
Meal, Inexpensive RestaurantGBP 13.50
Meal for 2 People, Mid-range Restaurant, Three-courseGBP 52.00
McMeal at McDonalds (or Equivalent Combo Meal)GBP 7.00
Regular CappuccinoGBP 3.06
1 liter of regular MilkGBP 1.23
500g of Loaf of Fresh White BreadGBP 1.05
1kg of white RiceGBP 1.87
A dozen of Eggs (regular)GBP 2.50
1kg of ApplesGBP 1.95
1kg of BananaGBP 0.94
1kg of OrangesGBP 2.23
1kg of TomatoGBP 2.18
1kg of PotatoGBP 0.85
1kg of OnionGBP 1.00
1 liter bottle of WaterGBP 1.12
Meat, Egg, Drinks and Other itemsGBP 23

Cost of Transportation in Chelmsford

In Chelmsford, you can get around using different types of transportation, such as, cars, minibus and trains. For local trips, a one-way ticket costs about GBP 2. When budgeting the cost of living in Chelmsford, it’s important to consider transportation costs, too.

Once you start strolling around the city, you will know on your own how easy it is to commute within and outside Chelmsford is for you. Especially when you can commute at these feasible costs: 

Type of TransportationAverage Cost
One-way Ticket (Local Transport)GBP 2.00
Monthly Pass (Regular Price)GBP 59.40
Taxi Start (Normal Tariff)GBP 3.10
Taxi 1km (Normal Tariff)GBP 1.00
Taxi 1hour Waiting (Normal Tariff)GBP 18.00
Gasoline (1 liter)GBP 1.46
Source: numbeo

Also Read: Cost of Living in Durham: A Comprehensive Guide

Cost of Utilities Expenses in Chelmsford

Basically, the average monthly cost of utilities in Chelmsford is around GBP 439, including electricity, water, heating, garbage, internet, room rent, etc. Utility expenses are also on the list that sums up the total cost of living in Chelmsford and are observed in the following table:

Common ExpensesAverage Monthly Cost
All-inclusive BillGBP 439
Mobile PhoneGBP 12
Internet and WiFiGBP 26.75
1-Bedroom Apartment RentGBP 1200
3 bedroom apartmentGBP 2050

Why Choose Chelmsford to Study Abroad? 

If you are worried about why you should choose this city within the County of Essex, then rest assured. After all, Chelmsford is one of the favourite study-abroad destinations for international students for its numerous perks. Especially when the city boasts of high-quality education with prestigious universities such as Anglia Ruskin University and Writtle University College, offering a wide range of courses. 

Apart from an opportunity to experience studying in one of the top universities in the UK, you would also get to experience various student societies and clubs, and an exciting nightlife scene. Additionally, the cost of living in Chelmsford is one of the most affordable cities in the UK, and the transport links are excellent, with easy access to London and other major cities. 

Relevant Reads:

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Cost of Living in Scotland: A Guide on Expected ExpensesCost of Living in Brussels: A Guide on Expected Expenses

FAQs on Cost of Living in Chelmsford

Q.1 What is the average cost of living in Chelmsford?

Ans: The average cost of living in Chelmsford is around GBP 2,001 to 2,827 for one month. However, it can vary depending on a person’s living standard and preferred area. 

Q.2 Is Chelmsford an expensive place to live?

Ans: The average cost of living in Chelmsford is GBP 2001. It is in the top 21% of the most expensive cities in the world. So, yes, Chelmsford is expensive, but it also offers quality of life and amazing living standards.

Q.3 Is Chelmsford a good area to live in?

Ans: Yes, Chelmsford is a good area to live in because it has great schools, parks, shopping places, and a market. Chelmsford remains one of the best places to live, and the average cost of living in Chelmsford is around GBP 2000, which is affordable for Expats.

Q.4 Which university is located in Chelmsford?

Ans: The Anglia Ruskin and Writtle University College are located in Chelmsford city, UK. 

So, this was all about the cost of living in Chelmsford. Many Indian students dream of pursuing education in foreign nations due to the exposure and career growth they offer. Consider joining a free counselling session with Leverage Edu if you plan to study abroad.

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