Citizen Credit Co-Operative Bank Exam 

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Citizen Credit Co-Operative Bank, formerly known as The Bombay Catholic Urban Co-op Credit Society, was established in the year 1984. The bank is fueled by its values of integrity and good governance and aims at assisting its customers to achieve financial and economic success. The bank operates forty-six (46) branches in Maharashtra, Goa, and the Union Territory of Daman. In order to achieve the above-noted objective, the Citizen Credit Co-operative Bank conducts the CCCB Exam to invite and subsequently select eligible candidates for the posts of Probationary Officers and Probationary Associates (Clerks). 

ParticularsRelevant details
Conducting bodyCitizen Credit Co-operative Bank
PostsProbationary Officers and Probationary Associates 
Application processOnline
Offical website
Mode of examinationOnline at designated venues
Total questionsOne hundred and sixty (160)
Total scoreTwo hundred (200)
Negative markingYes. One-fourth deduction for every incorrect answer
Stages of recruitmentOnline test and interview

CCCB Exam Important Dates 2023

The relevant dates for the upcoming CCCB exam for the year 2023 are yet to be notified. We urge you to keep an eye on this space for more information. 

Eligibility Criteria for CCCB Exam

In order to be eligible for the CCCB exam, candidates must fulfil the below-noted criteria:

PostAge criteria Educational Qualification
Probationary OfficerMinimum of twenty (20) and a maximum of thirty (30) yearsGraduate in any discipline with at least sixty-five (65) percentage marks             
A professional qualification like MBA, LLM, CA, CS will be preferred
Probationary AssociateMinimum of twenty (20) and a maximum of twenty-six (26) years*Graduate in any discipline
Computer operation knowledge is essential
Proficient in reading, writing and speaking Hindi, English, and Marathi

*There is a relaxation of age for candidates belonging to SC/ST/OBC up to thirty-one (31) years. 

Registration Process for the CCCB Exam

The application process is completely online and candidates need to register on the official website. During this process, candidates will be granted a provisional number and registration. To complete the registration process, the candidates must provide the necessary documents such as signatures and photographs. After registration, candidates will be issued call letters and will need to take the online exam at designated venues in Mumbai, Pune, Panaji, Mapusa, and Margao. 

CCCB Exam Fees 

The fee for the CCCB exam varies for both posts, as illustrated below:-

PostApplication Fee
Probationary OfficerINR 600
Probationary AssociateINR 400

Syllabus for CCCB Exam

The CCCB Exam consists of a total of four (4) subjects, namely, reasoning ability and computer aptitude, English, banking and general awareness, and quantitative and numerical ability.

Reasoning Spatial orientation, Observation, Analogies, Arithmetic Reasoning, Coding and decoding, Statement and conclusion, Cause and effect, Logical deduction
EnglishVerb, Tenses, Articles, Adverbs, Voice, Vocabulary, Grammar
Quantitative AptitudeNumber system, Profit and loss, Averages, Simple and compound interest, Time and work, Ratio and proportion, Data interpretation
Banking and
general awareness
Current affairs – national and international, Sports, Indian constitution, Important financial and economic news, History, Current events

* This list is not exhaustive. Candidates must refer to official notifications for the full syllabus.

Also Read: SBI Clerk Exam

Exam Pattern for CCCB Exam

The exam pattern is discussed below:-

SubjectTotal QuestionsTotal marks
Reasoning ability and computer aptitudeForty (40)Eighty (80)
EnglishForty (40)Forty (40)
Banking and general awarenessForty (40)Forty (40)
Quantitative and numerical ability Forty (40)Forty (40)

Passing Marks for CCCB Exam

The Citizen Credit Co-Operative Bank has prescribed the below threshold for a candidate to score to qualify for the relevant post:

PostQualifying marks
Probationary OfficerHundred (100) marks
Probationary AssociateSeventy (70) marks

Training Period for Selected Candidates

The selected candidates must undergo a mandatory training period before being absorbed permanently. The training period for both posts is noted below:

PostTraining period
Probationary OfficerMinimum twenty-four (24) months
Probationary AssociateMinimum twelve (12) months

Also Read: A Guide On How to Prepare for Bank Exams

Salary for Selected Candidates

The Citizen Credit Co-Operative Bank has also prescribed the salary for both posts, as noted below:

PostSalary during the training periodSalary upon completion of training
Probationary OfficerINR 30 thousand for the first six months
INR 35 thousand for the next six months 
Total CTC of INR 6 lakhs 55 thousand per annum
Probationary AssociateINR 20 thousand per monthTotal CTC of INR 4 lakhs 38 thousand per annum

Preparation Tips 

Given the competitive nature of the exam as well as the high number of applications expected, it is crucial to plan ahead to achieve success. Here are a few tips for candidates preparing for the CCCB exam:-

  • Be well-prepared with the entire syllabus in order to succeed. 
  • Keep an eye out for the latest developments in the relevant fields to prepare for the exam as well as the interview.
  • Since the exam will take place at designated centres, reach the centre on time to avoid any chaos.
  • Take time to relax and unwind during preparation for the exam. 
  • Keep a clear understanding of your aims and objectives and prepare a study plan accordingly. 


Is the CCCB exam conducted online?

Yes. However, while the exam is conducted online, it is only at designated centers notified by the authorities.

Is there a negative marking in the CCCB exam?

Yes. There is a deduction of one-fourth of marks for every incorrect answer.

Which positions are covered by the CCCB exam?

The CCCB exam is conducted for the selection of Probationary Officers and Probationary Associates. 

What are the passing marks in the CCCB exam?

Candidates applying for the post of Probationary Officer must score a minimum of hundred (100) marks while Probationary Associate must score a minimum of seventy (70) marks.

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