One app for all your study abroad needs
Travelling abroad for studies or leisure involves long hours at airports, often filled with waiting and navigating crowded terminals. HDFC credit card lounge access transforms this experience by offering a haven of comfort and luxury. With select HDFC credit cards, you gain complimentary entry to premium airport lounges worldwide, ensuring a relaxing start to your journey.
This guide explores the HDFC credit card lounge access for international students, their benefits, eligibility, and steps to maximise HDFC credit card lounge access for a seamless travel experience.
This Blog Includes:
Top HDFC Credit Cards Offering Lounge Access
HDFC Bank provides a range of credit card lounge access benefits, catering to frequent travellers. These cards offer complimentary visits to domestic and international lounges, often tied to spending milestones or Priority Pass membership.
Below are some of the best credit cards with airport lounge access from HDFC in 2025, each designed to enhance your travel experience.
| Credit Card | Annual Fee (INR) | Domestic Lounge Visits | International Lounge Visits |
| HDFC Infinia Credit Card | 12,500 | Unlimited | Unlimited (Priority Pass) |
| HDFC Regalia Gold Credit Card | 2,500 | 12 per year (3 per quarter) | 6 per year (Priority Pass) |
| Tata Neu Infinity HDFC Credit Card | 1,499 | 8 per year (2 per quarter) | 4 per year (Priority Pass) |
| HDFC Diners Club Black Credit Card | 10,000 | Unlimited | Unlimited (Priority Pass) |
| Paytm HDFC Bank Select Credit Card | 1,499 | 8 per year (2 per quarter) | Not applicable |
- HDFC Infinia Credit Card: Ideal for high-net-worth travellers, this invitation-only card offers unlimited lounge access globally, perfect for frequent international trips.
- HDFC Regalia Gold Credit Card: A versatile option with 12 domestic and 6 international lounge visits annually, suitable for occasional travellers.
- Tata Neu Infinity HDFC Credit Card: Offers voucher-based domestic lounge access upon spending INR 50,000 per quarter, balancing affordability and benefits.
- HDFC Diners Club Black Credit Card: Provides unlimited lounge access for both primary and add-on cardholders, enhancing group travel experiences.
- Paytm HDFC Bank Select Credit Card: Budget-friendly with 8 domestic lounge visits per year, ideal for domestic travel.
Also Read:
- American Express Card: List of Cards, Features & Why Pick?
- Your Ultimate Guide to Student Credit Cards
How to Access Airport Lounges with HDFC Credit Cards
Using the HDFC credit card lounge access is straightforward but requires understanding eligibility and procedures. HDFC Bank has updated its lounge access policies, effective June 10, 2025, shifting to a voucher-based system for some cards like the Tata Neu Infinity.
Follow these steps to ensure seamless lounge entry.
Steps to Avail HDFC Credit Card Lounge Access
Accessing airport lounges with your HDFC credit card involves a few simple steps. Ensure you meet the eligibility criteria and carry the necessary documents to enjoy a hassle-free experience.
- Check Eligibility: Verify your card’s lounge access benefits via HDFC Bank’s website, mobile app, or customer care.
- Meet Spending Thresholds: For cards like Tata Neu Infinity, spend INR 50,000 in a calendar quarter to receive lounge vouchers.
- Present Your Card: Show your HDFC credit card and boarding pass at the lounge desk. A nominal fee (INR 2–25) may apply, often reversed later.
- Use Priority Pass: For international lounges, present your Priority Pass (if applicable) after completing required transactions, like 4 retail purchases for Regalia Gold.
- Track Vouchers: For voucher-based access, check your eligibility on the HDFC Rewards Portal via NetBanking or the mobile app.
Key Conditions and Charges with HDFC Credit Card
HDFC credit card lounge access comes with specific terms to ensure smooth usage. Understanding these conditions helps avoid unexpected charges or denied entry.
- Visit Limits: Most cards have a cap on complimentary visits (e.g., 2 per quarter for Tata Neu Infinity). Exceeding limits incurs charges of INR 1,200–2,000 for domestic lounges or USD 27 + GST for international lounges.
- Guest Charges: Bringing guests may incur additional fees, especially for international lounges via Priority Pass.
- Stay Duration: Lounges typically allow a 2–3 hour stay, with some extending to 4–5 hours. Check lounge-specific policies before entry.
- Authentication Fee: A small transaction fee (INR 2 for Visa, INR 25 for Mastercard) may apply per visit, usually reversed by the network.
Benefits of HDFC Credit Card Lounge Access for International Travel
Travelling abroad for studies involves long flights and layovers, making lounge access a valuable perk. HDFC credit card lounge access offers exclusive benefits, enhancing comfort and convenience at international airports. With access to over 1,000 Priority Pass lounges worldwide, these cards ensure a premium travel experience.
- Global Lounge Network: Enjoy complimentary entry to lounges in major international airports, including London, New York, and Singapore.
- Premium Amenities: Access free meals, beverages, Wi-Fi, and shower facilities to refresh during long layovers.
- Priority Pass Membership: The credit card for international students, like Infinia and Regalia Gold, offer complimentary Priority Pass enrollment, providing seamless access to international lounges.
- Exclusive Perks: Some lounges offer spa services, nap rooms, and business centres, ideal for preparing for academic or professional commitments abroad.
How to Maximise Your Lounge Access Benefits
Maximising HDFC credit card lounge access requires strategic planning and awareness of card-specific policies. By aligning your spending and travel habits with your card’s benefits, you can enjoy a luxurious travel experience without additional costs.
- Choose the Right Card: Select a card matching your travel frequency, such as Infinia for unlimited access or Paytm HDFC Select for budget-friendly domestic visits.
- Track Spending: Meet quarterly spending thresholds (e.g., INR 50,000 for Tata Neu Infinity) to unlock lounge vouchers.
- Check Lounge Lists: Visit HDFC Bank’s website or the Priority Pass app to confirm eligible lounges at your departure airport.
- Plan Guest Visits: Be mindful of guest charges to avoid unexpected fees, especially for international lounges.
- Stay Updated: Monitor HDFC Bank’s policy changes, as rules may evolve, impacting lounge access or reward structures.
Participating Airports for HDFC Credit Card Lounge Access
HDFC credit card lounge access covers numerous airports in India and abroad, ensuring convenience wherever you travel. Below is a list of select domestic airports offering lounge access, though availability may vary based on partnerships.
| City | Airport | Lounge Name |
| Bangalore (BLR) | Kempegowda International Airport | BLR Domestic Lounge, Terminal 1 |
| Chennai (MAA) | Chennai International Airport | Travel Club Lounge B, Terminal 1 |
| Hyderabad (HYD) | Rajiv Gandhi International Airport | Encalm Lounge, International Terminal |
| Delhi (DEL) | Indira Gandhi International Airport | Plaza Premium Lounge, Terminal 3 |
| Mumbai (BOM) | Chhatrapati Shivaji Maharaj International Airport | Adani Lounge, Terminal 2 |
- International Airports: Priority Pass lounges are available at major hubs like JFK (New York), Heathrow (London), and Changi (Singapore). Check the Priority Pass app for a complete list.
- Verification: Always confirm lounge availability on HDFC Bank’s website before travelling, as partnerships may change.
Also Read:
- What is a Forex Card?: Types, Benefits & How to Choose
- Amazon ICICI Credit Card Lounge Access: Eligibility & Comparison
HDFC credit card lounge access offers a gateway to a premium travel experience, making international journeys more comfortable and enjoyable. By choosing the right HDFC credit card, meeting spending thresholds, and understanding lounge policies, you can transform layovers into moments of relaxation and productivity.
FAQ
Premium cards like HDFC Infinia, Diners Club Black, and Regalia Gold offer HDFC credit card lounge access globally through Priority Pass. Infinia and Diners Club Black provide unlimited visits, while Regalia Gold allows 6 international visits annually after meeting transaction criteria.
Check your card’s HDFC credit card lounge access benefits on HDFC Bank’s website, NetBanking, or mobile app. For cards like Tata Neu Infinity, ensure you meet the quarterly spending requirement of INR 50,000 to receive lounge access vouchers.
Priority Pass enables HDFC credit card lounge access to over 1,000 international lounges. Cards like Infinia and Regalia Gold include complimentary Priority Pass membership, requiring you to present the card or complete specific transactions for entry.
Yes, going beyond your card’s complimentary HDFC credit card lounge access visits incurs charges. Domestic visits may cost INR 1,200–2,000, while international visits via Priority Pass are charged at USD 27 + GST. Review your card’s terms to manage costs.
Certain cards, such as HDFC Infinia and Diners Club Black, allow HDFC credit card lounge access for guests, but additional fees may apply. Guest charges typically range from INR 1,200 for domestic lounges to USD 27 + GST for international ones.
The HDFC Regalia Gold Credit Card provides 12 domestic and 6 international HDFC credit card lounge access visits per year. International access requires completing 4 retail transactions within the statement cycle.
Yes, the Tata Neu Infinity HDFC Credit Card offers 8 domestic HDFC credit card lounge access visits annually (2 per quarter) through vouchers, earned by spending INR 50,000 in a quarter. International lounge access is not included.
To use the HDFC credit card lounge access, present your HDFC credit card, boarding pass, and a valid ID at the lounge. For international lounges, carry your Priority Pass if applicable. A nominal authentication fee of INR 2–25 may apply.
HDFC credit card lounge access is available at key airports like Delhi (Plaza Premium Lounge), Mumbai (Adani Lounge), Bangalore (BLR Domestic Lounge), Chennai (Travel Club Lounge), and Hyderabad (Encalm Lounge).
Maximise HDFC credit card lounge access by selecting a card suited to your travel frequency, meeting spending thresholds for vouchers, checking lounge availability on HDFC’s website or Priority Pass app, and planning guest visits to avoid extra charges.
Evaluate all study abroad options with Leverage Edu. Stay tuned with Leverage Live classes and realise your dream of studying in your dream country.
45,000+ students trusted us with their dreams. Take the first step today!