One app for all your study abroad needs
The HDFC Forex Card is a smart and secure way to carry foreign currency. It’s safer than cash, easier than traveller’s cheques, and cheaper than using credit or debit cards. You can load it with popular foreign currencies and use it worldwide, just like a debit card.
Whether it’s tuition fees, travel bookings, or daily expenses, HDFC Forex Card helps you manage all your international payments with ease. It also protects you from currency rate changes, making your overseas experience stress-free and cost-effective.
Let’s explore all the details related to the HDFC Forex card, including types, benefits, eligibility, documentation, how to apply, and more details in this blog.
Table of contents
- Features and Benefits of HDFC Bank Forex Card
- Eligibility Criteria for HDFC Forex Plus Card
- HDFC Multicurrency Platinum ForexPlus
- HDFC Regalia ForexPlus Card
- HDFC ISIC Student ForexPlus Card
- Best HDFC Forex Card for Indian Students
- Documents Required to Apply for HDFC Forex Plus Card
- Important Guidelines to Avail HDFC Forex Card
- How to Apply for HDFC Forex Plus Card?
- FAQs on HDFC Forex Card
Features and Benefits of HDFC Bank Forex Card
The HDFC Forex Card is a prepaid foreign currency card designed to make your international travel simple, safe, and stress-free.
Whether you’re a student, tourist, or business traveler, this card helps you manage your expenses abroad without worrying about fluctuating exchange rates or carrying large amounts of cash.
With multi-currency support, global acceptance, real-time tracking, and extra security, the HDFC Forex Card for Indian students is packed with features to make your journey smooth and rewarding.
Check out the table below to explore its features and details.
| Feature | Details |
| Types of Cards | – Multicurrency Platinum ForexPlus Chip Card – Regalia ForexPlus Card – ISIC Student ForexPlus Card – Hajj Umrah ForexPlus Card |
| Currencies Supported | Load up to 22 major currencies, including USD, EUR, GBP, AUD, etc. |
| Exchange Rate Benefit | Locked-in rates to avoid forex fluctuations |
| Global Usage | Accepted at ATMs, POS terminals, and online merchants worldwide |
| Online Card Management | Track expenses, check balance, block card, change PIN via NetBanking |
| Security | EMV Chip & PIN protection for safe transactions |
| Complimentary Insurance | Coverage up to INR 10.3 lakhs (conditions apply) |
| Customer Support | 24×7 helpline and emergency cash assistance |
| Additional Perks | Lounge access, hotel/dining discounts, special offers |
| Reload Option | Easy reloading through NetBanking or branch |
Eligibility Criteria for HDFC Forex Plus Card
Before applying for the HDFC Bank Forex Plus Card, make sure you meet the eligibility requirements listed below:
- You must be a resident of India.
- You should be at least 12 years old.
- You must hold
Also Read: HDFC Bank Personal Loan Interest Rate: Types, Calculation
HDFC Multicurrency Platinum ForexPlus
HDFC Multicurrecy Platinum ForexPlus Card is one of the most popular types of HDFC Forex Card. This prepaid travel card lets you carry 22 different currencies in one card. It is safe, easy to use, and perfect for international trips.
Check out the key features below-
- You can load 22 currencies on one card.
- Popular currencies include USD, EUR, GBP, AED, JPY, AUD, and more.
- You get protection from currency exchange rate changes.
- The card automatically uses another currency wallet if one runs out.
- You can shop, dine, and withdraw cash worldwide.
- It works at ATMs, POS machines, and online platforms.
- The Tap & Pay option is available for faster payments.
- Your card is secure with chip and PIN technology.
- You can manage everything online using Prepaid Card NetBanking.
One can get free insurance benefits with this Forex card, making it one of the best Forex Card for students.
- INR 5 lakh cover for card misuse or skimming.
- INR 25 lakh air accident insurance (death cover).
- INR 5 lakh for road or rail accidents.
- INR 20,000 for lost checked-in baggage.
- INR 50,000 for a lost passport.
- INR 60,000 cover for loss of cash in transit.
Other benefits of HDFC Forex Card for Indian students are as follows-
- Emergency cash can be delivered worldwide if you lose your card.
- Concierge services are available for hotel bookings, flower delivery, and more.
- The card is valid for 5 years.
Check out the applicable charges on the HDFC Multicurrency ForexPlus Card below-
- The issuance fee is INR 500 + GST.
- The reload fee is INR 75 + GST.
ATM Charges & Daily Withdrawal Limits (Currency-wise)
| Currency | ATM Cash Withdrawal Fee | Balance Enquiry Fee | Daily Withdrawal Limit |
| US Dollar (USD) | USD 2.00 | USD 0.50 | USD 5,000 |
| Euro (EUR) | EUR 1.50 | EUR 0.50 | EUR 4,700 |
| Swiss Franc (CHF) | CHF 2.50 | CHF 0.60 | CHF 5,000 |
| British Pound (GBP) | GBP 1.00 | GBP 0.50 | GBP 4,000 |
| Canadian Dollar (CAD) | CAD 2.00 | CAD 0.50 | CAD 6,600 |
| Australian Dollar (AUD) | AUD 2.00 | AUD 0.50 | AUD 6,800 |
| Japanese Yen (JPY) | JPY 250 | JPY 60 | JPY 580,000 |
| Singapore Dollar (SGD) | SGD 2.70 | SGD 0.75 | SGD 7,000 |
| UAE Dirham (AED) | AED 7.00 | AED 2.00 | AED 18,000 |
| Swedish Krona (SEK) | SEK 15.00 | SEK 3.50 | SEK 45,000 |
| Hong Kong Dollar (HKD) | HKD 16.00 | HKD 4.00 | HKD 38,000 |
| Thailand Baht (THB) | THB 63.00 | THB 16.00 | THB 178,000 |
| South African Rand (ZAR) | ZAR 22.00 | ZAR 5.50 | ZAR 67,000 |
| New Zealand Dollar (NZD) | NZD 2.50 | NZD 0.60 | NZD 7,100 |
| Omani Riyal (OMR) | OMR 0.70 | OMR 0.25 | OMR 1,900 |
| Danish Krone (DKK) | DKK 11.00 | DKK 2.75 | DKK 35,000 |
| Norwegian Krone (NOK) | NOK 12.50 | NOK 3.25 | NOK 42,000 |
| Saudi Riyal (SAR) | SAR 7.50 | SAR 2.00 | SAR 18,600 |
| Korean Won (KRW) | KRW 2,400 | KRW 600 | KRW 5,800,000 |
| Bahrain Dinar (BHD) | BHD 0.75 | BHD 0.20 | BHD 1,800 |
| Qatari Riyal (QAR) | QAR 7.50 | QAR 1.80 | QAR 18,000 |
| Kuwait Dinar (KWD) | KWD 0.60 | KWD 0.15 | KWD 1,500 |
Other Charges
- 2% cross-currency markup if you spend in a currency not loaded on your card.
- GST is charged on fees and markups.
- You can load up to USD 250,000 in a year under RBI’s Liberalized Remittance Scheme.
Also Read: 10 Highest Currencies in the World 2025: The Strongest Currencies
HDFC Regalia ForexPlus Card
HDFC Regalia Forex Card is a single currency card (USD only). You can use it worldwide wherever VISA or MasterCard is accepted. No cross-currency markup charges are applicable. This card is great for shopping online or swiping abroad.
Check out the benefits of HDFC Regalia Forex Card-
- You get 1 free international lounge visit per quarter (inside India only), making it one of the best Forex cards with international airport lounge access.
- If you lose the card, block it online instantly.
- You can just tap the card at a payment machine (within 4 cm). All transactions are safe with chip + PIN.
- You can withdraw up to USD 5,000 per day.
- You get easy reload options, both online and offline. Simply use NetBanking a debit card, or visit HDFC branches.
- You can easily track spending, reload, block cards, set limits, and more.
The best part is, you get a free insurance cover. Here’s how much you can be covered for in various instances-
- Card misuse protection: Up to INR 5 lakh.
- Air accident (death) cover: Up to INR 25 lakh.
- Road/rail accident (death) cover: INR 5 lakh.
- Lost baggage: Up to INR 20,000.
- Lost passport: Up to INR 50,000.
- Lost cash in transit: Up to INR 60,000.
Now, check out the applicable charges on the HDFC Regalia ForexPlus Card below-
- Card Issue Fee: INR 1,000 + GST.
- Reload Fee: INR 75 + GST per reload.
- ATM Withdrawal Fee: USD 4.00
- Balance Enquiry Fee: USD 0.50
- No markup charges if you use it in currencies other than USD.
- Currency conversion taxes and TCS apply as per government rules.
HDFC ISIC Student ForexPlus Card
The HDFC ISIC Forex Plus Card is both a Forex card and an internationally recognized student ID card. It includes a free ISIC (International Student Identity Card), endorsed by UNESCO, which is widely accepted by universities, student unions, and institutions worldwide.
You can load your card in USD, EUR, or GBP. It is safe to use it at all VISA/MasterCard merchants, including online stores. POS and ATM transactions are protected as your card has a chip and PIN for added security.
Students planning to study abroad can enjoy student discounts worldwide-
- Enjoy exclusive offers in over 130 countries.
- Get discounts on education tools, transport, cafes, entertainment, festivals, and more.
The interesting thing about this HDFC Forex card for students is that they can travel safe with insurance coverage. Here are the details-
- Card misuse protection: INR 5 lakh
- Air accident cover: INR 5 lakh
- Road/Rail accident cover: INR 2 lakh
- Lost baggage: INR 20,000
- Lost passport: INR 50,000
- Lost cash: INR 60,000
You can also easily check your balance, track spending, set PIN, block card, or change limits, all via Prepaid Card NetBanking.
Check out the applicable fees on the HDFC ISIC Student ForexPlus card below-
- Issuance Fee: INR 300
- Reload Fee: INR 75 + GST
- Replacement Fee: INR 100 + GST
ATM Withdrawal Charges
| Currency | Withdrawal Fee | Balance Check | Daily Limit |
| USD | USD 2.00 | USD 0.50 | USD 5,000 |
| EUR | EUR 1.50 | EUR 0.50 | EUR 4,700 |
| GBP | GBP 1.00 | GBP 0.50 | GBP 4,000 |
Cross Currency Charges
- If you spend in a currency other than what’s loaded, a 3% markup applies.
- Exchange rates are based on VISA/MasterCard wholesale rates.
- GST applies to currency conversion and all fees.
Best HDFC Forex Card for Indian Students
Choosing the right forex card can be confusing with multiple options available. To help you make an informed decision, here’s a side-by-side comparison of the three most popular HDFC Forex Cards based on key features like currency support, fees, insurance, lounge access, and ideal usage.
| Feature | Multicurrency Platinum ForexPlus | Regalia ForexPlus Card | ISIC Student ForexPlus Card |
| Currency Support | 22 currencies | USD only | USD, EUR, GBP |
| Issuance Fee | INR 500 + GST | INR 1,000 + GST | INR 300 |
| Reload Fee | INR 75 + GST | INR 75 + GST | INR 75 + GST |
| Insurance Coverage | Up to INR 25 lakh (air accident) | Up to INR 25 lakh (air accident) | Up to INR 5 lakh (air accident) |
| Card Misuse Protection | INR 5 lakh | INR 5 lakh | INR 5 lakh |
| Lounge Access | Available (varies by offer) | 1 free visit per quarter (India) | Not available |
| Ideal For | Frequent Travelers, Business Trips | Luxury Travelers, Shopping Abroad | Students Studying Abroad |
Documents Required to Apply for HDFC Forex Plus Card
Whether you’re an existing HDFC Bank customer or a new applicant, you’ll need to provide certain documents when applying for the Forex Plus Card. Here’s a breakdown of the documents required for a Forex Card based on your customer status.
If You Already Have an Account with HDFC Bank:
- Self-attested copy of your valid passport
- Self-attested copy of your PAN card (only if it’s not already updated in your account)
If You Do Not Have an Account with HDFC Bank:
- Self-attested copy of your valid passport
- Self-attested copy of your PAN card
- Self-attested copy of either your international travel ticket or your visa
- A copy of your bank passbook or 1-year account statement of the account from which you’ll fund the Forex Plus Card
- A valid Indian passport or OCI passport.
Additional Documents for ISIC Forex Plus Card
If you’re applying for the ISIC Forex Plus Card, especially as a student, a few more documents are required to verify your student status:
- Self-attested copy of your PAN card
- If the applicant is a minor, the guardian’s PAN card is also required (if the card is funded by the guardian).
- Self-attested copy of your admission letter, appointment letter, or university ID card
- Self-attested copy of your Form I-20 (for students going to the USA)
Important Guidelines to Avail HDFC Forex Card
- HDFC Bank may update its KYC documentation policy based on regulatory changes or internal rules.
- If you’re between 12 to 18 years old, your guardian must sign the application form.
- Always carry originals along with self-attested copies of your KYC documents when collecting the card from a branch or presenting them for home delivery.
- The card will be activated only after complete KYC verification.
Also Read: Best International Debit Cards for Students
How to Apply for HDFC Forex Plus Card?
Applying for the Forex Plus Card is simple and can be done online or via a branch visit. Follow these easy steps to get a Forex Card from HDFC bank easily.
- Visit the HDFC Bank website and select your preferred Forex Plus Card.
- Fill out the application form, including the currency you want to load.
- Choose between Branch Pick-up or Home Delivery.
- Submit all required documents at the time of card delivery—either at the branch or to the bank’s authorized delivery partner.
- Once received, don’t forget to activate your card through the official link.
- If applying via a branch and all documents are in order, you can even enjoy instant card issuance.
This was all about the HDFC Forex card. I hope this was helpful. You can explore the FAQs section for more information or add your comments if you have any query.
FAQs on HDFC Forex Card
Yes, the HDFC Forex Card is worth it for international students and travelers. It offers locked-in exchange rates, global usage, multi-currency support, insurance benefits, and better security than carrying cash or using debit/credit cards abroad.
Charges depend on the card type:
– Multicurrency ForexPlus: INR 500 + GST (issuance), INR 75 + GST (reload)
– Regalia ForexPlus: INR 1,000 + GST (issuance), INR 75 + GST (reload)
– ISIC ForexPlus (Student): INR 300 (issuance), INR 75 + GST (reload)
ATM withdrawal and balance enquiry fees vary by currency.
Below is the eligibility criteria to avail an HDFC Forex Card.
– A resident Indian
– At least 12 years of age
– Holding a valid passport and necessary travel documents
– Students applying for the ISIC Forex Card must also provide admission letters or student ID.
Yes, if you apply at an HDFC branch and submit complete KYC documents, instant card issuance is possible. For online applications, card delivery takes a few working days.
Yes, the card is accepted at international ATMs. You can withdraw cash in the local currency of your destination. ATM withdrawal charges and daily limits depend on the currency.
HDFC locks in the exchange rate at the time of loading, protecting you from forex fluctuations. You can load up to 22 currencies with the Multicurrency ForexPlus Card. A 2% markup applies if you spend in a currency not loaded.
You can check the HDFC Forex Card balance anytime via Prepaid Card NetBanking. It allows you to track spending, set limits, change PINs, and block the card if needed.
Students can get the ISIC ForexPlus Card which includes global student discounts, travel insurance, and access to exclusive offers in 130+ countries. It’s also a recognized international student ID endorsed by UNESCO.
You can apply online via HDFC’s website or visit a nearby branch. Submit documents like a passport, PAN card, and visa or air ticket. Choose your preferred card, load currency, and activate the card once received.
The Multicurrency Platinum ForexPlus Card supports 22 major currencies, including USD, EUR, GBP, AED, JPY, and more. It’s ideal for travelers visiting multiple countries.
Evaluate all study abroad options with Leverage Edu. Stay tuned with Leverage Live classes and realise your dream of studying in your dream country.
45,000+ students trusted us with their dreams. Take the first step today!