Cost of Living in Oslo: A Comprehensive Guide on Oslo’s Expense

6 minute read
Cost of Living in Oslo: A Comprehensive Guide

Oslo is the capital of Norway. It is known for its excellent quality of life, top-notch services, and strong economy. But it’s also one of the most expensive cities in the world. For a single person, the cost of living in Oslo is approximately NOK 12,891 per month, excluding rent, but it can vary depending on the city and lifestyle.

Oslo offers efficient public services, excellent healthcare, and a strong economy. However, the cost of accommodation, food, transportation, and entertainment can be high, indicating Norway’s strong economy and high wages. It’s essential to know the costs and plan your budget accordingly. In this blog post, we will show the cost of living in Oslo in various parameters. So, let’s take a look at Oslo expenses.

Overview of Cost of Living in Oslo

You are moving to Oslo and are curious about the cost of living there, as it offers an exceptional quality of life for travellers and residents alike. The cost of living in Oslo for a person is approximately NOK 28,000 per month, including rent, whereas, for a family of 4 members, it is around NOK 69,500 near the city centre.

Here, we have given the general breakdown of the average cost of living in Oslo in different categories. Have a look for estimating your budget: 

An average single person in Oslo spends about NOK 14,551 per month excluding rent. The cost of living in Oslo remains among the highest in Europe due to elevated housing, food, and service expenses. 

Overall monthly costs, including rent, generally range between NOK 30,000 to NOK 40,000 for a single resident, while families often spend NOK 60,000 to NOK 80,000 depending on lifestyle and location. 

The table below outlines the general monthly expenses for residents in Oslo.

CategoryEstimated Monthly Cost
Single Person (excluding rent)NOK 14,551
Family of Four (excluding rent)NOK 51,949
Single Person (including rent)NOK 30,000 to NOK 40,000+
Family of Four (including rent)NOK 60,000 to NOK 80,000+

Cost of Rent in Oslo

An average person in Oslo pays between NOK 15,260 to NOK 17,759 for a one-bedroom apartment in the city centre. Rent is the largest monthly expense and significantly affects the overall cost of living. Prices vary based on location, apartment size, and amenities. 

Below is the estimated monthly rent for different apartment types in Oslo.

Apartment LocationApprox Monthly Rent (NOK)
Apartment (1 bedroom) in City CentreNOK 15,260 to NOK 17,759
Apartment (1 bedroom) Outside of CentreNOK 12,000 to NOK 14,664
Apartment (3 bedrooms) in City CentreNOK 23,200 to NOK 27,209
Apartment (3 bedrooms) Outside of CentreNOK 17,000 to NOK 21,755

Source: Numbeo

Also Read: Cost of Living in Durham: A Comprehensive Guide

Cost of Grocery in Oslo

An average single person in Oslo spends around NOK 4,000 to NOK 6,000 per month on groceries. Grocery expenses form a major share of the monthly budget due to high import costs, local production standards, and taxation on food items. Monthly food costs increase based on dietary choices, cooking habits, and shopping preferences. 

The table below presents estimated grocery expenses for individuals and families in Oslo.

Estimated Monthly Grocery Costs

CategoryAverage Monthly Cost 
Single Person (basic grocery budget)NOK 4,000 to NOK 6,000
Single Person (recommended minimum)NOK 5,149
Family of FourNOK 15,000 to NOK 20,000+

Average Grocery Prices in Oslo

Grocery ItemAverage Price 
Milk (1 litre)NOK 23.85
Fresh White Bread (500g)NOK 35.20
Rice (1 kg)~NOK 35
Eggs (12)NOK 50.20
Local Cheese (1 kg)~NOK 140
Chicken Fillets (1 kg)~NOK 156
Beef (1 kg)~NOK 324
Apples (1 kg)~NOK 35
Bananas (1 kg)~NOK 26
Oranges (1 kg)~NOK 33
Tomatoes (1 kg)~NOK 52
Potatoes (1 kg)~NOK 26
Onions (1 kg)~NOK 27
Lettuce (1 head)NOK 27.94
Bottled Water (1.5 litre)NOK 23.30

Source: Numbeo

Cost of Utilities in Oslo

An average household in Oslo spends around NOK 3,224 per month on basic utilities for an 85m² apartment. Utility expenses form a significant part of monthly living costs due to high electricity usage for heating during colder months. Costs vary based on apartment size, insulation, consumption patterns, and seasonal demand. 

The table below outlines the estimated monthly utility expenses in Oslo.

Average Monthly Utility Costs in Oslo

Utility ComponentApproximate Monthly Cost (NOK)Notes / Range (NOK)
Basic Utilities (Electricity, Heating, Cooling, Water, Garbage)NOK 3,224Average; NOK 1,500 to NOK 6,000 depending on usage and season
Electricity (major cost component)Varies by consumptionSpot price ~57 øre/kWh excl. taxes; fixed price ~40 øre/kWh excl. VAT
Broadband Internet (Unlimited, 60 Mbps+)NOK 543Range: NOK 350 to NOK 899
Mobile Phone Plan (Calls and 10GB+ data)NOK 307Range: NOK 200 to NOK 500

Estimated Monthly Utility Spending by Household Type

Household TypeEstimated Monthly Cost (NOK)
Single person or couple (small apartment)NOK 2,000 to NOK 4,000
Family or larger apartmentNOK 3,500 to NOK 6,000

Cost of Transportation in Oslo

An average resident in Oslo spends between NOK 778–1,019 per month on public transportation. Transportation in Oslo is efficient and well-connected through an integrated network of metro, buses, trams, and ferries operated within a zone-based system. 

Public transport remains the most cost-effective option for daily commuting, while private vehicle ownership significantly increases monthly expenses due to fuel, tolls, and parking charges. 

The table below outlines the estimated transportation costs in Oslo.

Estimated Monthly Transportation Costs

CategoryEstimated Monthly Cost (NOK)
Public Transport Monthly Pass (Zone 1)NOK 778 to NOK 1,019
Occasional Public Transport UsersNOK 500 to NOK 1,500+
Car Expenses (fuel, parking, tolls)NOK 2,000 to NOK 4,000+

Public Transport Ticket Prices in Oslo (Zone 1)

Ticket TypeAdult Price (NOK)Notes
Single / One-Way TicketNOK 44Valid for 60 minutes with transfers
24-Hour TicketNOK 135 to NOK 150Unlimited rides for 24 hours
7-Day TicketNOK 330 to NOK 400Unlimited travel for 7 days
30-Day / Monthly PassNOK 778 to NOK 1,019Standard adult Zone 1 pass
Annual Pass (365 days)~NOK 10,000+Cost-effective long-term option
Child / Youth TicketNOK 338Discounted fares for ages 6 to 19
Student Pass (under 30)NOK 612Reduced monthly fare
Senior (67+)NOK 510Concession fare for seniors

Source: Numbeo

Also Read: Cost of Living in Scotland: A Guide on Expected Expenses

Average Tuition Fees in Oslo 

An average international student in Oslo pays between NOK 67,000 to NOK 400,000 per year in tuition fees. Tuition fees vary by institution type, study level, and academic discipline. Public universities charge fees primarily for non-EU/EEA students, while EU/EEA students and certain exempted categories pay only a semester registration fee. Private institutions charge tuition for all students. 

The table below outlines the estimated annual tuition fees at major universities in Oslo.

Tuition Fee Overview in Oslo

Institution TypeAverage Annual Tuition Fee (NOK)
Public Universities (non-EU/EEA students)NOK 130,000 to NOK 400,000+
Private InstitutionsNOK 100,000 to NOK 150,000+
Semester Registration Fee (all students)~NOK 300 to NOK 600 per semester
PhD ProgramsUsually tuition-free

Tuition Fees at Major Universities in Oslo

InstitutionProgram ExamplesAnnual Tuition Fee 
University of Oslo (UiO)Master’s in Asia/Middle East StudiesNOK 198,000 to NOK 204,000
University of Oslo (UiO)Science, Engineering, and Other Master’sNOK 198,000 to NOK 286,000
OsloMet (Oslo Metropolitan University)International Development, Social Policy~NOK 67,000
OsloMetIT, Engineering, Product Design~NOK 95,000
BI Norwegian Business SchoolBachelor of Business Administration, Data Science~NOK 138,400
BI Norwegian Business SchoolVarious Master’s ProgramsVaries by program

Estimated Annual Tuition by Study Level

Study LevelAverage Annual Tuition Fee (NOK)
Bachelor’s DegreeNOK 100,000 to NOK 150,000+
Master’s DegreeNOK 130,000 to NOK 400,000+
MBA / Specialised ProgramsNOK 150,000 to NOK 300,000+

Things to Consider Before Moving to Oslo

Moving to Oslo requires careful preparation beyond budgeting and accommodation planning. The city offers high academic standards, strong public infrastructure, and a safe living environment for international students. However, understanding healthcare access, climate conditions, quality of life, and employment opportunities helps students adapt smoothly. 

The following tables present key considerations for students planning to move to Oslo.

Healthcare System in Oslo

CategoryImportant Details
EU/EEA/Swiss StudentsAccess public healthcare using European Health Insurance Card (EHIC) with small co-payments
Non-EU/EEA Students (less than 1 year stay)Not automatically covered under National Insurance Scheme; private insurance required
Non-EU/EEA Students (degree programs over 1 year)Eligible for National Insurance Scheme after residency registration
Emergency HealthcareAvailable to all residents and students
Dental CareMostly private and expensive; not fully covered
Requirement for Study PermitProof of private health insurance and financial support required

Quality of Life and Happiness

FactorDetails
Global Happiness RankingNorway consistently ranks among top 10 globally
Key Contributing FactorsSocial support, equality, safety, work-life balance
Urban Living BenefitsGreen spaces, clean environment, strong public services
Student ExperienceInclusive society, outdoor lifestyle, safe city environment

Weather in Oslo

SeasonAverage TemperatureImportant Conditions
Winter (Dec–Feb)0°C to -10°CSnowfall, short daylight hours
Spring (Mar–May)5°C to 15°CMelting snow, longer days
Summer (Jun–Aug)18°C to 22°CMild weather, long daylight hours
Autumn (Sep–Nov)5°C to 10°CRainfall, cooler temperatures

Part-Time Jobs for Students in Oslo

CategoryDetails of Time Jobs for Students in Oslo
Work Hours (Non-EU/EEA Students)Up to 20 hours/week during semester; full-time during holidays
Work Hours (EU/EEA Students)No official hourly limit
Average Hourly PayNOK 150 to NOK 200+ per hour
Common Student JobsRetail, cafes, hospitality, campus roles, tutoring
Job Search PlatformsNAV job portal, Finn.no, LinkedIn, university career centres
Language RequirementEnglish sufficient for some roles; Norwegian improves opportunities

Living in Oslo offers international students a secure and academically enriching environment supported by strong public services and a high standard of living. Careful financial planning, understanding healthcare access, and preparing for seasonal weather help students adjust smoothly to daily life in the city. Reliable public transport, part-time work opportunities, and a safe social environment support a balanced academic experience. With proper preparation and awareness of local systems, students can build a comfortable and rewarding life while pursuing education in Oslo.

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FAQs

Q1. What is the Cost of Living in Oslo?

Answer: The cost of living in Oslo, for a family of four, is estimated monthly at approximately NOK 121,202, and this is without rent. Moreover, if we look for a single person, it is estimated monthly at approximately NOK 33,886.

Q.2 Is it expensive to live in Oslo?

Answer: Oslo is an attractive place for foreigners due to its lower cost of living. The average cost of living in Oslo is 22.5% less expensive than the average cost of living in the United States for expats.

Q.3 What is a good salary in Oslo?

Answer: The basic salary in Oslo is around NOK 44,665 per month. However, the cost of living in Oslo can be relatively affordable compared to other cities, and you can save money after your expenses.

So, this was all about the cost of living in Oslo. Many Indian students dream of pursuing education in foreign nations due to the exposure and career growth they offer. Consider joining a free counselling session with Leverage Edu if you plan to study abroad.

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