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Moving to Michigan in 2026 offers a unique opportunity to experience a high quality of life at a price point that remains significantly more accessible than much of the United States. Known as the “Great Lakes State,” Michigan boasts a cost of living approximately 5% to 7% lower than the national average, with housing costs providing the biggest relief at nearly 13% below the norm. For the state’s massive student population – led by the University of Michigan’s record 53,000+ enrollees – and families alike, the benefits extend beyond the wallet to include 3,300 miles of freshwater coastline, a thriving tech and automotive job market, and world-class public universities.
In this blog, we provide an essential guide to your expected monthly expenses, covering everything from average rents and utility spikes during Michigan winters to student-specific budgeting tips and the financial perks of calling this beautiful four-season state home.
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Cost of Living in Michigan
Navigating the cost of living is an essential aspect of relocation in Michigan. The average monthly cost of living in Michigan for a family of four is approximately USD 4,234 without rent, while for a single person, it is around 1,197 USD without rent.
The cost of living in Michigan is around 4% lower than the national average in the United States. From housing costs to daily essentials, here are some categories that contribute to the living expenses in Michigan, such as monthly transport costs, Utility costs, grocery costs, and a few others. Below is a breakdown of the cost of living in Michigan across various categories:
Costs of Rent in Michigan
On average, a one-bedroom apartment in Michigan costs around 1,300 USD per month, while a three-bedroom apartment can cost up to 3,300 USD. The average cost of rent in Michigan depends on several factors, such as location, size, lifestyle, etc,. and it can affect the cost of living in Michigan too. The following table compares the cost of renting apartments within and outside the city centre:
| Apartment Location | Approx Monthly Cost |
| One-bedroom Apartment in the City Centre | USD 1,414 |
| One-bedroom Apartment Outside of the Centre | USD 1,026 |
| Three -bedroom Apartment in the City Centre | USD 3,333 |
| Three -bedroom Apartment Outside of the Centre | USD 1,658 |
Also Read: Cost of Living in Cuba: A Comprehensive Guide on Cuba’s Expense
Cost of a Utility in Michigan
The cost of utilities in Michigan is relatively lower than the cost of living in Michigan. You can pay around USD 246 monthly for utilities in Michigan, including electricity, water, heating, garbage, internet services, etc,. In the table below, Utility costs in Michigan are provided for your convenience:
| Utility Type | Approx Monthly Cost |
| Basic Utility Cost (Heating, Electricity, Cooling, Water, and Garbage) (for 85m2 Apartment) | USD 246 |
| Monthly Plan of Mobile Phone with Calls and 10GB+ Data | USD 54 |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) | USD 59 |
Cost of Grocery in Michigan
On average, the total cost of groceries a person’s cost in Michigan might be around USD 113 considering each grocery item at a single unit measurement. Costs of these groceries in Michigan are often lower than the overall cost of living in Michigan. The average cost of groceries in Michigan includes the cost of bread, milk, water, vegetables, fruit, and other eatable items. The table below lists the average cost of groceries in Michigan:
| Grocery Item | Approx Cost |
| Milk (regular), (1 liter) | USD 0.92 |
| Loaf of Fresh White Bread (500g) | USD 2.97 |
| Rice (white), (1kg) | USD 5.69 |
| Eggs (regular) (12) | USD 3.18 |
| Apples (1kg) | USD 4.17 |
| Banana (1kg) | USD 1.36 |
| Oranges (1kg) | USD 5 |
| Tomato (1kg) | USD 4.59 |
| Potato (1kg) | USD 3.71 |
| Onion (1kg) | USD 2.69 |
| Lettuce (1 head) | USD 2.62 |
| Water (1.5 liter bottle) | 2.50 USD |
| meat, egg, drinks and Other items | USD 73 |
Restaurant Costs in Michigan
Restaurants in Michigan offer a culinary adventure with a variety of food options at an affordable budget. The average cost in inexpensive restaurants for a meal of 2 people is around USD 15, which will not affect that much to the cost of living in Michigan. In the table below, we have demonstrated the average restaurant costs you can pay in the country:
| Type of Restaurant | Approx Cost of Meal in Restaurant |
| Meal for 2 person at an Inexpensive Restaurant | USD 15 |
| Meal for 2 People, Mid-range Restaurant, Three-course | USD 70 |
Transportation costs in Michigan
The cost of a one-way ticket in Michigan is around USD 2 per km for local transport. The overall cost of living in Michigan includes transportation costs, which are outlined in the table below:
| Mode of Transport | Approx Monthly Cost |
| Price of a One-way Ticket for Local Transport | USD 2.00 |
| Regular Price of Monthly Pass | USD 66.00 |
| Cost of Taxi Start (Normal Tariff) | USD 2.50 |
| Cost of Taxi 1 km (Normal Tariff) | USD 1.40 |
| Cost of Taxi 1 hour Waiting (Normal Tariff) | USD 48.00 |
| Gasoline (1 litre) | USD 0.91 |
Average Tuition Fees in Michigan
Figuring out the average tuition fees in Michigan’s Universities can be a daunting task with the cost of living in Michigan. Don’t worry; we bring it for you. The average tuition fees at the University of Michigan Ann Arbor ranges around USD 58,072 to USD 62,142. are detailed in the table below, with program and university.
| Name of University | Approx Tuition fees per year |
| University of Michigan | USD 13,650 |
| Michigan State University | USD 15,372 |
| Michigan Technological University | USD 39,574 |
| Lawrence Technological University | USD 39,570 |
| Central Michigan University | USD 13,650 |
Also Read: Cost of Living in Durham: A Comprehensive Guide
Things to Know When Moving to Michigan
If you are planning to move to Michigan, apart from the cost of living in Michigan there are various aspects that should be considered before moving there. These factors are valid even if you are moving to study or for employment purposes. Michigan is a welcoming location for international students, and here are the factors that students should know when moving to Michigan:
Environment of Michigan
The environment provided by Michigan is very pleasing. People in Michigan are known for hospitality and friendliness. Living here for expats will not make you feel far from home. Michigan’s population majorly consists of Hispanic, Native American, and Anglo influence.
Innovation Hub
Various cities of Michigan are bursting with technological and engineering advances. It is well equipped with entrepreneurs and startups which will give you a luxurious cost of living in Michigan.
Weather in Michigan
Michigan is known for its stunning natural landscape. It is very well suited for activities like hiking, camping, and exploring the desert. Michigan has a wide desert environment. so water conservation techniques are a crucial part of their regular activities.
Jobs in Michigan
Michigan is a hub for numerous job opportunities. The average salary for a Student Worker in Michigan is around USD 17 per hour, which helps students with their cost of living in Michigan.
Innovative University in Michigan
Michigan is home to several prestigious universities and institutes known for their innovative academic programs and excellence in research. Its Universities are ranked among the top in the US for innovation.
High Acceptance Rates for Admissions
In comparison to other universities in the United States, University in Michigan has the highest acceptance rate. The acceptance rate at Michigan University has been high in the past few years.
Outdoor Recreation and Natural Beauty
The breathtaking natural landscapes of Michigan provide students with unparalleled outdoor recreation and exploration opportunities. Whether camping, hiking, rock climbing, or exploring ancient ruins, students can take advantage of these adventures.
Networking and Career Opportunities in Michigan:
Many Michigan universities have strong ties to local businesses, government agencies, and nonprofit organisations. These organisations provide Michigan’s students with access to internships, co-op programs, and job placement services. Additionally, students can explore career opportunities in nearby major cities.
Also Read: Cost of Living in Detroit: Updated Prices and Other Cities
FAQs
Michigan is highly affordable, with a cost of living approximately 5% to 7% lower than the national average. For 2025, a single person can expect to spend about $1,197 per month excluding rent, while the average rent for a one-bedroom apartment is around $1,044, roughly 30% below the national median. Total annual per-capita spending typically averages $52,210, covering housing, utilities, and healthcare. While popular cities like Ann Arbor are more expensive, the state’s overall affordability is bolstered by housing costs that are nearly 13% lower than the U.S. norm.
No, Michigan does not have a high cost of living; in fact, it consistently ranks as one of the most affordable states in the U.S. As of 2025, Michigan’s cost of living index is approximately 10% lower than the national average, with housing costs being a standout benefit at nearly 15% below the U.S. norm. While certain expenses like car insurance can be higher due to state regulations, the average resident spends roughly $4,350 per month to cover all essentials, including housing, food, and utilities. This makes the state an exceptionally budget-friendly choice for students, families, and young professionals compared to coastal or major metropolitan hubs.
In Michigan, a salary of $60,000 to $75,000 is generally considered a “good” income for a single person to live comfortably, allowing for savings and discretionary spending. While the state’s median household income is approximately $71,149, a single professional can maintain a high standard of living on less due to housing costs that remain 13% below the national average. However, to follow the popular 50/30/20 budget rule (necessities, wants, and savings) in 2025, some studies suggest a “comfortable” threshold closer to $87,000. Keep in mind that requirements vary by location; while $55,000 might be plenty in Grand Rapids or Lansing, you may need closer to $80,000+ to enjoy a similar lifestyle in premium areas like Ann Arbor or Birmingham.
Relevant Reads
So, this was all about the cost of living in Michigan. Many Michigan students dream of pursuing education in foreign nations due to the exposure and career growth they offer. Consider joining a free counselling session with Leverage Edu if you plan to study abroad.
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