How Much it Cost to Study MS in Germany?

The cost of studying MS in Germany for Indian students depends on the university type and living expenses. Public universities in Germany often have no tuition fees, except in some states like Baden-Württemberg (EUR 1,500 per semester). Whereas, private universities in Germany charge EUR 5,000 to EUR 20,000 annually. Furthermore, the cost of living in Germany ranges from EUR 10,200 to EUR 14,400 annually, including accommodation, food, and insurance. Additionally, international students must have a blocked account with EUR 11,208.

Explanation

The cost of studying for an MS in Germany as an Indian student depends on several factors, such as whether you are studying at a public or private university, your living expenses, and additional costs like health insurance and student fees.

Here is a breakdown of expenses to answer the most pertinent question- How Much it Cost to Study MS in Germany?

1. Tuition Fees

One of the most attractive aspects of studying in Germany is the minimal or zero tuition fees at public universities. Most public universities in Germany offer free education for international students, with the exception of a few states like Baden-Württemberg, where non-EU students are required to pay approximately EUR 1,500 per semester. On the other hand, private universities charge tuition fees ranging from EUR 5,000 to EUR 20,000 per year, depending on the course and institution.

2. Semester Contribution

Even if tuition is free, students are required to pay a semester contribution. This typically ranges between EUR 150 and EUR 350 per semester and often includes benefits like a public transportation pass for the region.

3. Living Expenses

Living expenses in Germany vary depending on the city and lifestyle. On average, students spend around EUR 850 to EUR 1,200 per month, which includes:

• Accommodation: EUR 300 to EUR 500 (student dormitories or shared apartments)
• Food and Groceries: EUR 150 to EUR 250
• Health Insurance: EUR 110 to EUR 150 (mandatory for all students)
• Transportation: EUR 30 to EUR 100 (sometimes covered by the semester contribution)
• Miscellaneous Expenses: EUR 100 to EUR 200

Over a year, living costs can add up to EUR 10,200 to EUR 14,400, depending on your city and spending habits.

4. Blocked Account

To obtain a German student visa, Indian students must open a blocked account in Germany to demonstrate financial stability. As of 2025, the required amount to deposit is EUR 11,208, which ensures you can cover living expenses for a year. You can withdraw a monthly amount from this account to manage your expenses.

5. Additional Costs

• Visa Application Fee: Approximately EUR 75.
• Travel Costs: One-way flights from India to Germany cost around INR 30,000 to INR 70,000.
• Books and Supplies: Around EUR 200 to EUR 400 per year.

Scholarships and Financial Aid

Several scholarships, such as DAAD, Erasmus+, and institution-specific grants, can significantly reduce the financial burden. Indian students are encouraged to explore these options early in their application process.

Total Estimated Cost for the First Year MS in Germany

• Public Universities: EUR 12,000 to EUR 14,000 (approx. INR 10 to INR 12 lakh)
• Private Universities: EUR 17,000 to EUR 35,000 (approx. INR 15 to INR 30 lakh)