{"id":756148,"date":"2023-02-07T07:19:34","date_gmt":"2023-02-07T07:19:34","guid":{"rendered":"https:\/\/leverageedu.com\/discover\/?p=756148"},"modified":"2023-02-07T07:19:34","modified_gmt":"2023-02-07T07:19:34","slug":"how-to-become-a-credit-analyst","status":"publish","type":"post","link":"https:\/\/leverageedu.com\/discover\/careers-in-india\/how-to-become-a-credit-analyst\/","title":{"rendered":"How to Become a Credit Analyst in India?"},"content":{"rendered":"\n<p>A credit analyst evaluates and analyses a firm, an individual, or a bank&#8217;s creditworthiness. The work of determining whether a <a href=\"https:\/\/leverageedu.com\/blog\/category\/business\/\"><strong>business<\/strong><\/a>, an individual or other organisations can repay debts and loans on time is a risky and a great responsibility. If you want to become a Credit analyst, this blog is for you! Continue to read the roles and responsibilities, benefits of this role, top recruiters, salary and more.<\/p>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\">Credit Analyst: Who are They?<\/h2>\n\n\n\n<p>The Credit analyst job mainly involves focusing on and analysing the <a href=\"https:\/\/leverageedu.com\/blog\/category\/finance\/\"><strong>Financial<\/strong><\/a><strong> <\/strong>data of the Client.&nbsp; They evaluate the application of loan and credit applicants with the standard range of prose and the purpose of the application.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-very-light-gray-to-cyan-bluish-gray-gradient-background has-background\"><tbody><tr><td>Industry&nbsp;<\/td><td>Financial sector<\/td><\/tr><tr><td>Eligibility&nbsp;<\/td><td><a href=\"https:\/\/leverageedu.com\/blog\/types-of-bachelor-degree\/\"><strong>Bachelor\u2019s Degree<\/strong><\/a> in Accounting, Finance &amp; <a href=\"https:\/\/leverageedu.com\/blog\/category\/banking\/\"><strong>Banking<\/strong><\/a>&nbsp;<\/td><\/tr><tr><td>Average Salary <\/td><td>INR 5Lakh-INR 14Lakh<\/td><\/tr><tr><td>Key Responsibility&nbsp;<\/td><td>The primary role is to assess the creditworthiness of an individual or company.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Role and Responsibilities<\/h2>\n\n\n\n<p>The followings are the roles and responsibilities of a Credit Analyst. Check them out!<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Evaluating Credit Risk&nbsp;<\/li>\n\n\n\n<li>Analyse <a href=\"https:\/\/leverageedu.com\/blog\/category\/finance\/\"><strong>Financial Data<\/strong><\/a><strong>&nbsp;<\/strong><\/li>\n\n\n\n<li>Review the credits limit of existing customers&nbsp;<\/li>\n\n\n\n<li>Due Diligence<\/li>\n\n\n\n<li>Ability to multitask&nbsp;<\/li>\n\n\n\n<li>Well-versed in Financial <strong>Software&nbsp;<\/strong><\/li>\n\n\n\n<li>Knowledge of industry<\/li>\n\n\n\n<li><a href=\"https:\/\/leverageedu.com\/blog\/category\/certificates-and-other-documents\/\"><strong>Documentation<\/strong><\/a> Organisational Analysis&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"has-background\" style=\"background-color:#f2cb61\"><strong>Must Read: <a href=\"https:\/\/leverageedu.com\/blog\/mba-in-banking-and-finance\/\">MBA in Banking and Finance<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Type of Credit Analysts<\/h2>\n\n\n\n<p>Various jobs are offered to Credit Analysts in <strong>banks<\/strong>, firms, financial organizations, companies and many more. Let us discuss some of the types of Credit Analysts:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Commercial Credit Analyst<\/li>\n\n\n\n<li>Credit <strong>Research Analyst<\/strong><strong>&nbsp;<\/strong><\/li>\n\n\n\n<li>Credit and Collocation Analyst&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">How to Become a Credit Analyst?<\/h2>\n\n\n\n<p>Here are the steps to pursue your career in credit analysis and the qualifications that you require.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Bachelor\u2019s Degree&nbsp;<\/h3>\n\n\n\n<p>Candidate must be a bachelor&#8217;s degree holder in the field of finance and also have a good interest in <a href=\"https:\/\/www.udemy.com\/topic\/accounting\/\"><strong>accounting<\/strong><\/a><strong> <\/strong>and finance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Gain Experience in an Entry-Level Position<\/strong><\/h3>\n\n\n\n<p>Join an entry-level position related to finance and <a href=\"https:\/\/leverageedu.com\/blog\/accounting-courses\/\"><strong>accounting<\/strong><\/a><strong> <\/strong>to get exposure and brush up on your skill and get more insight into a related field.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Purse a Certification Course <\/strong><\/h3>\n\n\n\n<p>Select a <strong>certification course<\/strong> that is suitable and good for your profile also certification helps you to add value to your <a href=\"https:\/\/leverageedu.com\/blog\/category\/resume\/\"><strong>Resume<\/strong><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Update Your Resume&nbsp;<\/strong><\/h3>\n\n\n\n<p>Add value to your resume by getting good experience and also add some<strong> <\/strong><strong>certification course<\/strong>s to your profile.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to Become a Credit Analyst In Abroad&nbsp;<\/h2>\n\n\n\n<p>These are some of the Abroad universities\/colleges which offer credit analysis courses:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-very-light-gray-to-cyan-bluish-gray-gradient-background has-background\"><thead><tr><th scope=\"col\"><strong>Country&nbsp;<\/strong><\/th><th scope=\"col\"><strong>Top College\/ Universities&nbsp;&nbsp;<\/strong><\/th><th scope=\"col\"><strong>Educational Requirement&nbsp;<\/strong><\/th><\/tr><tr><th scope=\"col\">UK<\/th><th scope=\"col\"><a href=\"https:\/\/leverageedu.com\/universities\/university-of-cambridge-cam-uk\/\">The University Of Cambridge&nbsp;<\/a><br><a href=\"https:\/\/leverageedu.com\/universities\/university-of-oxford-ou\/\">The University Of Oxford<br><\/a><a href=\"https:\/\/leverageedu.com\/universities\/imperial-college-london\/\">Imperial School of London<br><\/a><a href=\"https:\/\/leverageedu.com\/universities\/the-university-of-edinburgh\/\">The University Of Edinburgh<\/a>&nbsp;<\/th><th scope=\"col\"><a href=\"https:\/\/leverageedu.com\/blog\/list-of-courses-after-10th-standard\/\">10+12<\/a> <strong>with 60% <br>Bachelors with minimum 60%<br>Masters with 60%<\/strong><br><a href=\"https:\/\/leverageedu.com\/tests\/ielts-exam\/\">IELTS<\/a>, <strong>TOFEL, PTE, etc.<\/strong><\/th><\/tr><tr><th scope=\"col\"><a href=\"https:\/\/leverageedu.com\/blog\/study-in-canada\/\">Canada<\/a>&nbsp;<\/th><th scope=\"col\"><a href=\"https:\/\/leverageedu.com\/universities\/university-of-toronto-uoft\/\">The University of Toronto<\/a><br><a href=\"https:\/\/leverageedu.com\/universities\/university-of-waterloo-uwaterloo\/\">University Of waterloo<br><\/a><a href=\"https:\/\/leverageedu.com\/universities\/mcmaster-university-hamilton\/\">McMaster University<\/a>&nbsp;<br><a href=\"https:\/\/leverageedu.com\/universities\/concordia-university\/\">Concordia University&nbsp;<\/a><\/th><th scope=\"col\"><strong>10+12 with 60%<\/strong><br><a href=\"https:\/\/leverageedu.com\/blog\/category\/bachelor\/\">Bachelors<\/a><strong> with minimum 60%<br>Masters with 60%<br>IELTS,<\/strong><a href=\"https:\/\/leverageedu.com\/tests\/toefl\/\"><strong> <\/strong>TOFEL<\/a>, <strong>PTE, etc.<\/strong><\/th><\/tr><tr><th scope=\"col\"><a href=\"https:\/\/leverageedu.com\/blog\/category\/study-in-australia\/\">Australia<\/a>&nbsp;<\/th><th scope=\"col\"><a href=\"https:\/\/leverageedu.com\/universities\/university-of-new-south-wales-unsw\/\">University Of New South Wales&nbsp;<\/a><br><a href=\"https:\/\/leverageedu.com\/universities\/the-university-of-melbourne-unimelb\/\">The University Of Melbourne<\/a><br><a href=\"https:\/\/leverageedu.com\/universities\/monash-university\/\">Monash University&nbsp;<\/a><br><a href=\"https:\/\/leverageedu.com\/universities\/australian-national-university-anu\/\">The Australian National University&nbsp;<\/a><\/th><th scope=\"col\"><strong>10+12 with 60%<br>Bachelors with minimum <br>60%<\/strong><br><a href=\"https:\/\/leverageedu.com\/blog\/category\/masters-programs\/\">Masters<\/a> <strong>with 60%<br>IELTS, TOFEL,<\/strong> <a href=\"https:\/\/leverageedu.com\/tests\/pte-exam\/\">PTE<\/a>, <strong>etc<\/strong>.<\/th><\/tr><\/thead><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Courses to Become a Credit Analyst&nbsp;<\/h2>\n\n\n\n<p>At least two to three years of experience working in a quantitative and analyst capacity are required for credit analysts. It is necessary to have a bachelor&#8217;s degree in finance, economics, <a href=\"https:\/\/leverageedu.com\/blog\/accounting-courses\/\"><strong>accounting<\/strong><\/a>, <a href=\"https:\/\/leverageedu.com\/blog\/category\/mathematics\/\"><strong>mathematics<\/strong><\/a>, or <a href=\"https:\/\/leverageedu.com\/blog\/branches-of-physics\/\"><strong>physics<\/strong><\/a>; a master&#8217;s degree in one of these subjects is desirable.<\/p>\n\n\n\n<p>In order to pursue a career in this role, the candidates must pursue relevant courses at the various <a href=\"https:\/\/leverageedu.com\/blog\/category\/diploma-courses\/\"><strong>diploma<\/strong><\/a>, <a href=\"https:\/\/leverageedu.com\/blog\/category\/bachelor\/\"><strong>undergraduate<\/strong><\/a><strong> <\/strong>and <a href=\"https:\/\/leverageedu.com\/blog\/category\/postgraduate-courses\/\"><strong>postgraduate <\/strong><\/a><b>levels<\/b>. Some relevant courses are <strong>BCom<\/strong> in Financial accounting, BCom in <a href=\"https:\/\/leverageedu.com\/blog\/category\/finance\/\"><strong>Finance<\/strong><\/a>, BSc Finance, and many more.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Certification Course For Credit Analyst&nbsp;<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Credit Risk Certification (CRC)<\/li>\n\n\n\n<li><a href=\"https:\/\/leverageedu.com\/blog\/category\/certificates-and-other-documents\/page\/3\/\"><strong>Professional Certificate<\/strong><\/a> in Credit.<\/li>\n\n\n\n<li>Credit Business Associate (CBA)<\/li>\n\n\n\n<li>Credit Business Fellow (CBF)<\/li>\n\n\n\n<li>Certified Credit Executive (CCE)<\/li>\n<\/ul>\n\n\n\n<p class=\"has-background\" style=\"background-color:#a5e9ce\"><strong>Relevant Read: Financial Analyst Courses<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Benefits of Credit Analyst&nbsp;<\/h2>\n\n\n\n<p>The following are the benefits of pursuing the role of a credit analyst:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Job opportunities<\/li>\n\n\n\n<li>Job Security<\/li>\n\n\n\n<li><strong>Career growth<\/strong><\/li>\n\n\n\n<li>Unique Experience&nbsp;<\/li>\n\n\n\n<li>Quick Salary Increment&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Skills Required For Credit Analyst&nbsp;<\/h3>\n\n\n\n<p>Here are the skills required to pursue a career in this role. Check these out:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Knowledge of commercial credit products, market trends, and\/or <a href=\"https:\/\/leverageedu.com\/blog\/category\/education-loan\/\"><strong>loan<\/strong><\/a><strong> <\/strong>procedures.<\/li>\n\n\n\n<li>Attention to detail.<\/li>\n\n\n\n<li>Analytical and <strong>critical thinking<\/strong> skills.<\/li>\n\n\n\n<li>Financial &amp; <strong>Quantitative<\/strong><strong> <\/strong>skills.<\/li>\n\n\n\n<li>Strong time <strong>management<\/strong><strong> <\/strong>and multitasking skills.<\/li>\n\n\n\n<li><strong>Strong communication skills<\/strong><strong>.<\/strong><\/li>\n\n\n\n<li><strong>Project management<\/strong><strong>.<\/strong><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Top Recruiters of Credit Analysts&nbsp;<\/h2>\n\n\n\n<p>These are some top recruiters, hiring candidates for this role. Have a look:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Northern Trust<\/li>\n\n\n\n<li>TATA CAPITAL<\/li>\n\n\n\n<li>Novartis<\/li>\n\n\n\n<li>HP Inc<\/li>\n\n\n\n<li>Accenture<\/li>\n\n\n\n<li>ANZ Bank<\/li>\n\n\n\n<li>eClerx<\/li>\n\n\n\n<li>American Express<\/li>\n\n\n\n<li>Reliance Industries Ltd<\/li>\n<\/ul>\n\n\n\n<p class=\"has-background\" style=\"background-color:#f8b3c5\"><strong>Relevant Read: CFA Chartered Financial Analyst Course<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Salary Of Credit Analyst&nbsp;<\/h3>\n\n\n\n<p>Bellow given table gives you an idea about&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-very-light-gray-to-cyan-bluish-gray-gradient-background has-background\"><tbody><tr><td><strong>Top Companies&nbsp;<\/strong><\/td><td><strong>Average Salary&nbsp;<\/strong><\/td><\/tr><tr><td>Citi<\/td><td>INR 4.2 LPA<\/td><\/tr><tr><td>ICICI Bank&nbsp;<\/td><td>INR 5 LPA&nbsp;<\/td><\/tr><tr><td>American Express<\/td><td>INR 3.9 LPA&nbsp;<\/td><\/tr><tr><td>CRISIL<\/td><td>INR 2.5 LPA&nbsp;<\/td><\/tr><tr><td>A&amp;Z<\/td><td>INR 4 LPA&nbsp;<\/td><\/tr><tr><td>Barclays&nbsp;<\/td><td>INR 4.5 LPA&nbsp;<\/td><\/tr><tr><td>Axis Bank<\/td><td>INR 6.1 LPA&nbsp;<\/td><\/tr><tr><td>HDFC Bank&nbsp;<\/td><td>INR 5 INR<\/td><\/tr><tr><td>J.P Morgan<\/td><td>INR 7 LPA&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Experience-Wise Salary&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-very-light-gray-to-cyan-bluish-gray-gradient-background has-background\"><tbody><tr><td><strong>Total Experience&nbsp;<\/strong><\/td><td><strong>Average income Salary&nbsp;<\/strong><\/td><\/tr><tr><td>0-1<\/td><td>INR 3,95,000<\/td><\/tr><tr><td>1-4<\/td><td>INR 5,23,000<\/td><\/tr><tr><td>4-9<\/td><td>INR 9,35,000<\/td><\/tr><tr><td>10 years &amp; Above<\/td><td>INR 12,09,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-background\" style=\"background-color:#dacae9\"><strong>Relevant Read: How to Become a Tax Analyst?<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FAQ\u2019s&nbsp;<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1675402100994\"><strong class=\"schema-faq-question\">Q1. How do you interview a credit analyst?<\/strong> <p class=\"schema-faq-answer\">Ans. Here are the Most Common Credit Analyst Interview Questions:<br\/>What is a reasonable Debt\/Capital ratio?\u00a0<br\/>How would you decide if you can lend $100 million to a company?\u00a0<br\/>What do credit rating agencies do?\u00a0<br\/>What is the current LIBOR rate?\u00a0<br\/>What is Free Cash Flow?<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1675402143622\"><strong class=\"schema-faq-question\">Q2. What is the salary of a credit analyst at Axis Bank?<\/strong> <p class=\"schema-faq-answer\">Ans. Credit Analyst salary at Axis Bank India ranges between \u20b9 3.0 Lakhs to \u20b9 14.5 Lakhs, while the average Axis Bank salary for this role in India is \u20b9 8.2 Lakhs for experience between 1 year to 7 years.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1675402160826\"><strong class=\"schema-faq-question\">Q3. What are the\u00a07 Cs of credit analysis?<\/strong> <p class=\"schema-faq-answer\">Ans. The 7Cs credit appraisal model:<br\/>Character<br\/>Capacity<br\/>Collateral<br\/>Contribution<br\/>Control<br\/>Condition and Common sense have elements that comprehensively cover the entire areas that affect risk assessment and credit evaluation.<\/p> <\/div> <\/div>\n\n\n\n<p>This was all about How to become a Credit Analyst. If you want to pursue education from abroad or know more about us good job opportunities, our experts at<a href=\"https:\/\/leverageedu.com\/\"><strong> Leverage edu<\/strong><\/a> can help you explore the various programs offered around the world and assist you to find a suitable one as per your interests. Call us immediately at 1800 57 2000 for a free 30-minute counselling session<\/p>\n","protected":false},"excerpt":{"rendered":"A credit analyst evaluates and analyses a firm, an individual, or a bank&#8217;s creditworthiness. The work of determining&hellip;\n","protected":false},"author":83,"featured_media":756307,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[365],"tags":[],"class_list":{"0":"post-756148","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-careers-in-india"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Become a Credit Analyst in India? | Leverage Edu Discover<\/title>\n<meta name=\"description\" content=\"In this blog, you&#039;ll get to understand everything regarding the role of a credit analyst, how you can become one, top recruiters and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/leverageedu.com\/discover\/careers-in-india\/how-to-become-a-credit-analyst\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Become a Credit Analyst in India?\" \/>\n<meta property=\"og:description\" content=\"In this blog, you&#039;ll get to understand everything regarding the role of a credit analyst, how you can become one, top recruiters and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/leverageedu.com\/discover\/careers-in-india\/how-to-become-a-credit-analyst\/\" \/>\n<meta property=\"og:site_name\" content=\"Leverage Edu Discover\" \/>\n<meta property=\"article:published_time\" content=\"2023-02-07T07:19:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blogassets.leverageedu.com\/media\/uploads\/sites\/9\/2023\/02\/13092047\/English-Blog-Covers-35.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Aditya Saini\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aditya Saini\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How to Become a Credit Analyst in India? 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His expertise lies in \u201cjobs abroad\u201d, all things practical, from writing articles on different topics such as part-time and full-time jobs to understanding salaries for different and highest-paying professions and securing internship programs in different countries. Aditya's passion is ensuring students have all the information they need to make the right decision about their career journeys overseas.","url":"https:\/\/leverageedu.com\/discover\/author\/aditya\/"},{"@type":"Question","@id":"https:\/\/leverageedu.com\/discover\/careers-in-india\/how-to-become-a-credit-analyst\/#faq-question-1675402100994","position":1,"url":"https:\/\/leverageedu.com\/discover\/careers-in-india\/how-to-become-a-credit-analyst\/#faq-question-1675402100994","name":"Q1. How do you interview a credit analyst?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ans. Here are the Most Common Credit Analyst Interview Questions:<br\/>What is a reasonable Debt\/Capital ratio?\u00a0<br\/>How would you decide if you can lend $100 million to a company?\u00a0<br\/>What do credit rating agencies do?\u00a0<br\/>What is the current LIBOR rate?\u00a0<br\/>What is Free Cash Flow?","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/leverageedu.com\/discover\/careers-in-india\/how-to-become-a-credit-analyst\/#faq-question-1675402143622","position":2,"url":"https:\/\/leverageedu.com\/discover\/careers-in-india\/how-to-become-a-credit-analyst\/#faq-question-1675402143622","name":"Q2. What is the salary of a credit analyst at Axis Bank?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ans. Credit Analyst salary at Axis Bank India ranges between \u20b9 3.0 Lakhs to \u20b9 14.5 Lakhs, while the average Axis Bank salary for this role in India is \u20b9 8.2 Lakhs for experience between 1 year to 7 years.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/leverageedu.com\/discover\/careers-in-india\/how-to-become-a-credit-analyst\/#faq-question-1675402160826","position":3,"url":"https:\/\/leverageedu.com\/discover\/careers-in-india\/how-to-become-a-credit-analyst\/#faq-question-1675402160826","name":"Q3. What are the\u00a07 Cs of credit analysis?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ans. The 7Cs credit appraisal model:<br\/>Character<br\/>Capacity<br\/>Collateral<br\/>Contribution<br\/>Control<br\/>Condition and Common sense have elements that comprehensively cover the entire areas that affect risk assessment and credit evaluation.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"acf":[],"_links":{"self":[{"href":"https:\/\/leverageedu.com\/discover\/wp-json\/wp\/v2\/posts\/756148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/leverageedu.com\/discover\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/leverageedu.com\/discover\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/leverageedu.com\/discover\/wp-json\/wp\/v2\/users\/83"}],"replies":[{"embeddable":true,"href":"https:\/\/leverageedu.com\/discover\/wp-json\/wp\/v2\/comments?post=756148"}],"version-history":[{"count":0,"href":"https:\/\/leverageedu.com\/discover\/wp-json\/wp\/v2\/posts\/756148\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/leverageedu.com\/discover\/wp-json\/wp\/v2\/media\/756307"}],"wp:attachment":[{"href":"https:\/\/leverageedu.com\/discover\/wp-json\/wp\/v2\/media?parent=756148"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/leverageedu.com\/discover\/wp-json\/wp\/v2\/categories?post=756148"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/leverageedu.com\/discover\/wp-json\/wp\/v2\/tags?post=756148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}