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Students may concentrate on their academics without having to worry about making payments on their education loans.

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It relieves students' financial stress and allows them to better arrange their finances.

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During this phase, students might save funds for later EMIs or pay for other obligations.

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If you avail moratorium, it will not be considered as default. So, your credit score won’t get affected.

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Government banks will not levy any fees for using moratoriums.

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