Worried about how to repay the education loan while studying? Read to know how that works.

The Moratorium Period is a period in which your EMIs don't start.

For example if your course is for 2 years, then your moratorium period is 2+1= 3 years. So until 3 years, your EMIs don't Start.

Lenders in India have different policies for repayment during the moratorium period, which includes:

Zero payment Moratorium- The student is not required to pay a single penny during this period.

Full Simple Interest- Interest being calculated on the principal portion of the loan.

Only Partial Interest- a certain amount of interest will be paid.

Full EMIs from first month- have started making from the first month of the loan taken.

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